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Nogales, AZ | City Real Estate Market Analysis

Nogales, Santa Cruz County, Arizona
City Analysis Real Estate Market AZ Santa Cruz County
Nogales
Market Insight

Nogales, AZ Investment Potential Analysis

Market analysis for Nogales, AZ will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Nogales.
0.75%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$26,333
Avg. Household Income
💵 Average annual household income in the area.
20,724
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Nogales, AZ Real Estate Market Property Overview

  • Real estate market overview for Nogales, AZ, Santa Cruz County
  • Population of 20,724
  • Average household income of $26,333
  • Property tax rate of 0.75%
  • Median resident age of 33.40

Property Details

City Nogales State Arizona
County Santa Cruz Country USA
Population 20,724 Median Age 33.40
Avg. Household Income $26,333 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.75%
Top Industries N/A Economic Overview N/A
Coordinates 31.3624, -110.9336 Properties Listed 0

Model investment returns using Nogales, AZ market data as defaults

25%
5.0%
30 years
0.75%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Nogales, AZ median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Nogales, AZ Income Property

Key questions for informed investment decisions

What is the overall investment potential of Nogales, AZ, considering its demographic and economic factors? +
Nogales, AZ, with a population of 20,724 and a median age of 33.4, presents a unique investment opportunity, especially considering its top industries in Public Administration, Wholesale Trade, and Educational Services, which can drive demand for housing. The city's 30.6% poverty rate, combined with an 82.4% health insurance coverage, suggests a working-class market with some employment stability. Additionally, the 15.4-minute average commute time and diverse top commute methods indicate a relatively stable infrastructure for renters.
How does the ethnic diversity and foreign-born rate of Nogales impact its real estate market? +
The ethnic diversity of Nogales, with Hispanics making up 47.6%, Whites 33.7%, and Two Or More 8.8%, along with a 40.1% foreign-born rate, contributes to a culturally rich and potentially resilient market. This diversity, paired with top industries like Public Administration and Wholesale Trade, can attract a wide range of tenants and buyers, thus supporting market demand. Furthermore, the median household income of $26,333 and a homeownership rate of 50.1% provide insights into the financial capabilities of the local population.
What are the implications of Nogales' economic indicators, such as poverty rate and median household income, for real estate investors? +
The 30.6% poverty rate and median household income of $26,333 in Nogales suggest that investors should focus on affordable housing solutions. However, the 82.4% health insurance coverage rate indicates a level of employment stability, which can be beneficial for rental income reliability. The GINI coefficient of 0.525 also points to income inequality, which investors should consider when assessing potential tenant profiles and market segments to target.
How do commute times and health insurance rates in Nogales influence the quality of life and, consequently, the attractiveness of the area for investment? +
The average commute time of 15.4 minutes in Nogales is relatively low, suggesting good infrastructure and accessibility, which can enhance the quality of life for residents and make the area more attractive for investment. When combined with the 82.4% health insurance coverage, it indicates a population with access to healthcare, potentially leading to a more stable and reliable tenant base. This stability can be a significant factor for investors looking to minimize risks.
What role do the top industries and educational levels play in determining the investment potential of Nogales, AZ? +
The top industries in Nogales, including Public Administration, Wholesale Trade, and Educational Services, along with Health Care & Social Assistance, drive employment and can influence housing demand. The educational levels, with a high percentage of the population having a High School or equivalent degree, some college, or an Associate's degree, suggest a workforce that is capable of supporting a range of industries. This, combined with the median property value of $120,400 and median property taxes of $3,307, provides investors with a comprehensive view of the market's potential for appreciation and rental yields.
What are some of the best neighborhoods to live in Nogales? +
Some of the best neighborhoods to live in Nogales include La Quinta, which is known for its peaceful and friendly atmosphere, and the northeast parts of the city, which tend to be more desired. Additionally, neighborhoods like Bradford Street have a strong sense of community and historic buildings.
What are some fun things to do in Nogales? +
There are plenty of fun things to do in Nogales, including visiting the Pimeria Alta Museum, exploring the Historic Santa Cruz County Courthouse, and checking out the Arizona Vineyards. You can also take a day trip to nearby attractions like Patagonia Lake State Park, Tombstone, and Bisbee.
What is the food scene like in Nogales? +
The food scene in Nogales is vibrant and diverse, with a mix of traditional Mexican cuisine and American favorites. Some popular restaurants include Zulas Restaurant, Cocina La Ley, and Mariscos Chihuahua. There are also plenty of great food trucks and local eateries to try, like Leo's Cafe and La Posada.
What are the pros and cons of living in Nogales? +
Living in Nogales has its pros and cons. On the plus side, the city has a rich cultural heritage, a strong sense of community, and a relatively low cost of living. However, some areas of the city can be quite crowded and noisy, and there may be concerns about safety and border-related issues. Additionally, the job market and economy may be limited compared to larger cities.
Is Nogales a good place to live? +
Whether or not Nogales is a good place to live depends on your individual preferences and priorities. If you value a close-knit community, rich cultural heritage, and a relatively low cost of living, Nogales may be a great fit for you. However, if you're looking for a more fast-paced and economically diverse city, you may want to consider other options. Ultimately, it's worth weighing the pros and cons and visiting the city to get a sense of whether it's the right place for you.

Things Near Nogales, AZ

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Nogales

Nogales, AZ is a city that presents a mixed bag for investors, with a population of 20,724 and a median age of 33.4. The median household income is $26,333, which is relatively low, and the poverty rate of 30.6% suggests some risk. However, the city's diverse economy, with top industries in public administration, wholesale trade, and educational services, as well as health care and social assistance, could provide opportunities for growth. The foreign-born rate of 40.1% and ethnic diversity, with 47.6% of the population identifying as Hispanic, 33.7% as White, and 8.8% as Two Or More, could also contribute to a unique cultural and economic landscape. The average commute time of 15.4 minutes is relatively short, and the health insurance coverage rate of 82.4% is a positive indicator of the city's quality of life. Nevertheless, the GINI coefficient of 0.525 indicates a significant level of income inequality, which could be a challenge for investors. Overall, Nogales, AZ requires careful consideration of both its opportunities and challenges, including its poverty rate, commute data, demographics, and quality-of-life metrics. With a median property value of $120,400 and a homeownership rate of 50.1%, the city's housing market may also offer some investment potential. However, investors should be aware of the potential risks and challenges associated with this market, including the poverty rate and income inequality.

Population 20,724
Median Age 33.40
Avg. Household Income $26,333
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials