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Cartersville, GA | City Real Estate Market Analysis

Cartersville, Bartow County, Georgia
City Analysis Real Estate Market GA Bartow County
Cartersville
Market Insight

Cartersville, GA Investment Potential Analysis

Market analysis for Cartersville, GA will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Cartersville.
0.74%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$43,455
Avg. Household Income
💵 Average annual household income in the area.
19,845
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Cartersville, GA Real Estate Market Property Overview

  • Real estate market overview for Cartersville, GA, Bartow County
  • Population of 19,845
  • Average household income of $43,455
  • Property tax rate of 0.74%
  • Median resident age of 35.40

Property Details

City Cartersville State Georgia
County Bartow Country USA
Population 19,845 Median Age 35.40
Avg. Household Income $43,455 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.74%
Top Industries N/A Economic Overview N/A
Coordinates 34.1644, -84.8009 Properties Listed 0

Model investment returns using Cartersville, GA market data as defaults

25%
5.0%
30 years
0.74%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Cartersville, GA median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Cartersville, GA Income Property

Key questions for informed investment decisions

What is the overall investment potential of Cartersville, GA, considering its demographics and economy? +
The city's median household income of $43,455, combined with a poverty rate of 15.9% and a health insurance coverage rate of 84.6%, suggests a relatively stable market with a mix of working-class and middle-class residents. The top industries, including Public Administration and Finance & Insurance, indicate a diverse economy, while the median property value of $141,600 and average commute time of 21.7 minutes suggest a relatively affordable and accessible location.
How does the ethnic diversity and foreign-born population impact the rental market in Cartersville, GA? +
The city's top ethnicities, including White, White Non-Hispanic, and Black, indicate a relatively diverse population, while the foreign-born rate of 9.1% suggests a smaller but still present international community. This diversity, combined with a median property value of $141,600 and a homeownership rate of 54.5%, may lead to a rental market with a mix of long-term and short-term tenants, including families and young professionals.
What are the key factors to consider when evaluating the quality of life for renters in Cartersville, GA? +
The average commute time of 21.7 minutes, top commute methods including Drove Alone and Worked At Home, and health insurance coverage rate of 84.6% all suggest a relatively high quality of life for renters in Cartersville. Additionally, the city's median age of 35.4 and high school graduation rate of 85.2% indicate a relatively educated and stable population, which may lead to more reliable and long-term tenants.
How does the local economy and job market impact the real estate investment potential in Cartersville, GA? +
The city's top industries, including Public Administration, Wholesale Trade, and Finance & Insurance, indicate a diverse economy with a mix of government, commercial, and service-based jobs. The employed population of 7,469 and median household income of $43,455 suggest a relatively stable job market, while the poverty rate of 15.9% and GINI coefficient of 0.455 indicate some income inequality, which may impact the affordability and demand for housing.
What are the implications of the city's transportation options and commute times for real estate investors in Cartersville, GA? +
The average commute time of 21.7 minutes and top commute methods, including Drove Alone and Worked At Home, suggest a relatively accessible and convenient location for residents. The public transportation usage rate of 0.8% is relatively low, but the average vehicle ownership of 1.95 vehicles per household indicates that many residents have access to personal transportation, which may impact the demand for housing in certain areas of the city.
What are some of the best neighborhoods to live in Cartersville? +
Some of the best neighborhoods to live in Cartersville include Etowah, Cartersville country, and Waterford. These neighborhoods are known for being peaceful, well-maintained, and family-friendly. Etowah is a favorite among locals for its friendly atmosphere and safety, while Waterford is a beautiful neighborhood with spacious homes.
What are some fun things to do in Cartersville? +
There are plenty of fun things to do in Cartersville, including visiting the Booth Western Art Museum, Tellus Science Museum, and Etowah Indian Mounds State Park. You can also explore the historic sites, museums, and vibrant shopping and dining district downtown. If you're looking for outdoor activities, Red Top Mountain State Park and Pine Log WMA are great options.
What is the food scene like in Cartersville? +
The food scene in Cartersville is eclectic and hitting its stride, with a range of chef-owned and operated restaurants. Some popular options include The City Cellar and Loft, Appalachian Grill, and Ate Track Bar & Grill. You can also find a variety of cuisines, from seafood to Salvadorian food, at restaurants like Maine Street Coastal Cuisine and El Dorado Salvadorian.
What are the pros and cons of living in Cartersville? +
The pros of living in Cartersville include its peaceful and family-friendly neighborhoods, vibrant downtown area, and plenty of outdoor activities. However, some cons include the city's relatively small size and limited job opportunities. Additionally, some areas of the city may have higher crime rates or less desirable living conditions. Overall, Cartersville is a great option for those looking for a small-town feel with plenty of amenities.
Is Cartersville a good place to live? +
Cartersville is a great place to live for those who value a small-town feel with plenty of amenities. The city has a lot to offer, from its historic sites and museums to its vibrant downtown area and outdoor activities. While it may have some drawbacks, such as limited job opportunities, the pros outweigh the cons for many people. Ultimately, whether or not Cartersville is a good place to live depends on your individual preferences and priorities.

Things Near Cartersville, GA

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Cartersville

Cartersville, GA is a city that tends to attract investors due to its relatively low poverty rate of 15.9% and a median household income of $43,455. The population of 19,845, with a median age of 35.4, suggests a stable and growing community. However, the 15.9% poverty rate suggests some risk, and investors should be aware of this challenge. The city's top industries, including Public Administration, Wholesale Trade, and Finance & Insurance, provide a diverse economic base. The average commute time of 21.7 minutes is relatively low, and the fact that 84.6% of the population has health insurance coverage is a positive indicator of the quality of life. The foreign-born rate of 9.1% and the top ethnicities of White, White Non-Hispanic, and Black also contribute to the city's diversity. The median property value of $141,600 and the homeownership rate of 54.5% indicate a relatively stable housing market. Overall, Cartersville, GA presents a mix of opportunities and challenges for investors, with its diverse economy, relatively low poverty rate, and stable housing market being major draws. However, the poverty rate and income inequality, with a GINI coefficient of 0.455, are factors that need to be carefully considered. With the right investment strategy, Cartersville, GA can be a viable option for those looking to invest in a growing city with a diverse economy.

Population 19,845
Median Age 35.40
Avg. Household Income $43,455
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials