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Durham, NC | City Real Estate Market Analysis

Durham, Durham County, North Carolina
City Analysis Real Estate Market NC Durham County
Durham
Market Insight

Durham, NC Investment Potential Analysis

Market analysis for Durham, NC will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Durham.
0.93%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$49,160
Avg. Household Income
💵 Average annual household income in the area.
234,922
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Durham, NC Real Estate Market Property Overview

  • Real estate market overview for Durham, NC, Durham County
  • Population of 234,922
  • Average household income of $49,160
  • Property tax rate of 0.93%
  • Median resident age of 32.40

Property Details

City Durham State North Carolina
County Durham Country USA
Population 234,922 Median Age 32.40
Avg. Household Income $49,160 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.93%
Top Industries N/A Economic Overview N/A
Coordinates 35.9792, -78.9022 Properties Listed 0

Model investment returns using Durham, NC market data as defaults

25%
5.0%
30 years
0.93%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Durham, NC median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Durham, NC Income Property

Key questions for informed investment decisions

What's the overall investment potential of Durham, NC? +
Durham, NC offers a stable investment market with a median household income of $49,160, a relatively high poverty rate of 15.8%, and a strong employment base in industries like Finance & Insurance and Professional, Scientific, & Management Services, which suggests a diverse economy. The city's 21.1-minute average commute time and 86.7% health insurance coverage rate indicate a good quality of life for residents. Additionally, the top ethnicities, including White, White Non-Hispanic, and Black, contribute to a diverse population.
How does the poverty rate affect the rental market in Durham? +
The 15.8% poverty rate in Durham, combined with an 86.7% health insurance coverage rate, suggests a working-class market with some employment stability, which can lead to a relatively stable rental market. The median property value of $180,500 and median property taxes of $2,444 also indicate a potentially profitable rental market, especially considering the city's diverse industries and relatively short average commute time of 21.1 minutes.
What role does ethnic diversity play in Durham's market demand? +
The ethnic diversity in Durham, with top ethnicities including White, White Non-Hispanic, and Black, contributes to a vibrant and diverse community, which can drive market demand. The city's foreign-born rate of 14.2% and top industries like Information and Professional, Scientific, & Management Services also suggest a demand for housing from a diverse range of professionals and families, making it an attractive market for real estate investors.
How does the commute time impact the quality of life for residents in Durham? +
The average commute time of 21.1 minutes in Durham is relatively short, indicating a good quality of life for residents. Combined with the top commute methods, including Drove Alone, Worked At Home, and Carpooled, this suggests that residents have flexible and convenient transportation options, which can contribute to a stable and attractive rental market. The city's health insurance coverage rate of 86.7% also supports the overall well-being of residents.
What are the key factors to consider when evaluating the investment potential of Durham? +
When evaluating the investment potential of Durham, key factors to consider include the median household income of $49,160, the poverty rate of 15.8%, and the diverse industries driving the local economy. Additionally, the city's demographic characteristics, such as the median age of 32.4, the foreign-born rate of 14.2%, and the top ethnicities, should be considered in conjunction with the housing market conditions, including the median property value and median property taxes, to get a comprehensive understanding of the investment potential.
What are some of the best neighborhoods to live in Durham? +
Some of the best neighborhoods to live in Durham include Woodcroft, The Hills of Rosemont, Treyburn, Colvard Farms, Trinity Park, Forest Hills, Watts-Hillandale, Hope Valley, and Croisdale. Each neighborhood has its own unique character and advantages, so it's worth researching to find the one that best fits your needs and preferences.
What are some fun things to do in Durham? +
Durham has a lot to offer when it comes to things to do. You can catch a Durham Bulls baseball game, explore the Sarah P. Duke Gardens, attend a performance at the Durham Performing Arts Center, or visit the Duke University campus. There are also plenty of great restaurants and bars to check out, as well as a variety of museums and historic sites.
What is the food scene like in Durham? +
The food scene in Durham is world-renowned and offers a wide range of options. Some popular restaurants include Guglhupf Bakery, Cafe & Biergarten, JuJu Durham, Pizzeria Toro, Mateo Bar de Tapas, and Nerra. There are also plenty of great food trucks and a variety of cuisines to choose from, including American, German, Asian, and seafood.
What are the pros and cons of living in Durham? +
The pros of living in Durham include its vibrant cultural scene, excellent restaurants, and a variety of things to do. However, some cons include the city's growing population and traffic, as well as a higher cost of living compared to some other parts of the state. Additionally, some areas of the city are still working to recover from past economic challenges.
Is Durham a good place to live? +
Overall, Durham is a great place to live, with a lot to offer in terms of culture, food, and entertainment. While it has its challenges, the city is working to address these issues and is a vibrant and diverse community. Whether or not Durham is a good fit for you will depend on your individual preferences and priorities, but it's definitely worth considering if you're looking for a city with a lot to offer.

Things Near Durham, NC

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Durham

Durham, NC is a city with a population of 234,922 and a median age of 32.4, which suggests a relatively young and vibrant community. The median household income is $49,160, and the poverty rate is 15.8%, which is a concern but also an opportunity for investment in affordable housing and social programs. The city has a diverse ethnic makeup, with 30.5% of the population identifying as White, 25.7% as White Non-Hispanic, and 24.7% as Black. The foreign-born rate is 14.2%, which indicates a significant international presence. The top industries in Durham are Finance & Insurance, Information, and Professional, Scientific, & Management, which provides a stable economic base. However, the GINI coefficient of 0.477 suggests a moderate level of income inequality. The average commute time is 21.1 minutes, which is relatively short, and 86.7% of the population has health insurance, which is a positive indicator of quality of life. The homeownership rate is 50.6%, and the median property value is $180,500, which suggests a relatively affordable housing market. Overall, Durham presents a mix of opportunities and challenges for investors, with a strong economy and diverse population, but also areas of poverty and inequality that need to be addressed. The 15.8% poverty rate suggests some risk, but also a potential for investment in initiatives that can help alleviate poverty and improve quality of life. With 45.3% of the population holding a Bachelor's degree or higher, and a high school graduation rate of 86.2%, Durham has a relatively well-educated population, which is a positive factor for investment. The city's ethnic diversity, with 14.2% of the population being foreign-born, also suggests a dynamic and cosmopolitan community that can attract businesses and talent from around the world.

Population 234,922
Median Age 32.40
Avg. Household Income $49,160
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials