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Matthews, NC | City Real Estate Market Analysis

Matthews, Mecklenburg County, North Carolina
City Analysis Real Estate Market NC Mecklenburg County
Matthews
Market Insight

Matthews, NC Investment Potential Analysis

Market analysis for Matthews, NC will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Matthews.
3.60%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$68,295
Avg. Household Income
💵 Average annual household income in the area.
28,079
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Matthews, NC Real Estate Market Property Overview

  • Real estate market overview for Matthews, NC, Mecklenburg County
  • Population of 28,079
  • Average household income of $68,295
  • Property tax rate of 3.60%
  • Median resident age of 40.40

Property Details

City Matthews State North Carolina
County Mecklenburg Country USA
Population 28,079 Median Age 40.40
Avg. Household Income $68,295 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 3.60%
Top Industries N/A Economic Overview N/A
Coordinates 35.1195, -80.7101 Properties Listed 0

Model investment returns using Matthews, NC market data as defaults

25%
5.0%
30 years
3.60%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Matthews, NC median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Matthews, NC Income Property

Key questions for informed investment decisions

What is the overall investment potential of Matthews, NC, considering its demographic and economic indicators? +
The combination of a relatively low poverty rate of 5.5%, high health insurance coverage of 92.4%, and a strong median household income of $68,295 suggests a stable and attractive market for real estate investment, with a diverse economy driven by top industries such as Finance & Insurance and Professional, Scientific, & Management Services.
How does the commute time and transportation infrastructure impact the quality of life for residents and potential renters in Matthews, NC? +
With an average commute time of 25.2 minutes and a high percentage of residents who drive alone or work from home, Matthews, NC offers a convenient and flexible transportation infrastructure, which, combined with its low poverty rate and high health insurance coverage, indicates a high quality of life and a stable rental market.
What role does ethnic diversity play in shaping the demand for real estate in Matthews, NC, and how does it impact investment decisions? +
The ethnic diversity of Matthews, NC, with a population that is 43.0% White, 41.5% White Non-Hispanic, and 6.1% Black, contributes to a vibrant and inclusive community, which, when combined with its strong economy and low poverty rate, suggests a high demand for real estate and a favorable investment environment.
How do the median property value and property taxes in Matthews, NC impact the return on investment for real estate investors? +
The median property value of $217,600 and median property taxes of $7,923 in Matthews, NC, indicate a relatively stable and predictable investment environment, with a potential for long-term appreciation in property value, especially when considering the town's strong economy, low poverty rate, and high health insurance coverage.
What are the implications of the homeownership rate and employed population on the rental market and investment potential in Matthews, NC? +
The high homeownership rate of 71.0% and employed population of 13,756 in Matthews, NC, suggest a stable and secure rental market, with a potential for long-term rental income and appreciation in property value, especially when considering the town's strong economy, diverse industries, and low poverty rate.
What are some of the best neighborhoods to live in Matthews? +
Some of the best neighborhoods to live in Matthews include Forest Ridge/Wood Hollow, Olde Creek, Sardis Forest, Brightmoor, Matthews Estates, St Andrews, and Matthews Plantation. These neighborhoods offer a range of amenities, including walkable streets, nature trails, and a strong sense of community.
What are some fun things to do in Matthews? +
There are plenty of fun things to do in Matthews, including visiting the Matthews Heritage Museum, exploring the Four Mile Creek Greenway, and checking out the local farmers' market. You can also grab a bite to eat at one of the many restaurants in the area, such as Stacks Kitchen or Kabab - Je Rotisserie & Grille. Additionally, the town hosts various events and festivals throughout the year, including the Matthews Playhouse and the Matthews Community Farmers' Market.
What is the food scene like in Matthews? +
The food scene in Matthews is diverse and vibrant, with a range of restaurants serving everything from Southern comfort food to international cuisine. Some popular spots include Stacks Kitchen, Kabab - Je Rotisserie & Grille, and Miki's Restaurant. There are also plenty of great food trucks and cafes in the area, as well as a weekly farmers' market where you can find fresh produce and local goods.
What are the pros and cons of living in Matthews? +
The pros of living in Matthews include its small-town charm, strong sense of community, and convenient location near Charlotte. However, some cons include the town's limited job opportunities and higher cost of living compared to other areas of the state. Additionally, traffic can be a issue in certain parts of town, especially during rush hour. Overall, Matthews is a great place to live for those who value a tight-knit community and are willing to commute to nearby cities for work.
Is Matthews a good place to live? +
Yes, Matthews is a good place to live for many people. The town offers a unique blend of small-town charm and big-city amenities, and its strong sense of community makes it an attractive option for families and young professionals. While it may not be the best fit for everyone, Matthews is definitely worth considering for those who value a high quality of life and a convenient location near Charlotte.

Things Near Matthews, NC

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Matthews

Matthews, NC is a stable investment market with a median household income of $68,295 and relatively low poverty rate of 5.5%. This market tends to attract families and professionals due to its high homeownership rate of 71.0% and top industries in finance, insurance, and real estate. The average commute time of 25.2 minutes is relatively short, and the high health insurance coverage rate of 92.4% suggests a relatively healthy population. However, the GINI coefficient of 0.415 indicates some income inequality, which could be a challenge for investors. The top ethnicities in the area are White (43.0%), White Non-Hispanic (41.5%), and Black (6.1%), indicating a relatively diverse population. With a median property value of $217,600 and median property taxes of $7,923, investors should consider the potential for long-term appreciation in property values. Overall, Matthews, NC offers a mix of stability, growth potential, and quality of life that makes it an attractive investment opportunity, but investors should be aware of the potential risks and challenges, including the relatively high income inequality and potential fluctuations in the real estate market. The population of 28,079 and median age of 40.4 also suggest a relatively stable and established community, which could be beneficial for investors looking for a low-risk investment opportunity.

Population 28,079
Median Age 40.40
Avg. Household Income $68,295
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials