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Lumberton, NC | City Real Estate Market Analysis

Lumberton, Robeson County, North Carolina
City Analysis Real Estate Market NC Robeson County
Lumberton
Market Insight

Lumberton, NC Investment Potential Analysis

Market analysis for Lumberton, NC will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Lumberton.
0.84%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$33,469
Avg. Household Income
💵 Average annual household income in the area.
21,924
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Lumberton, NC Real Estate Market Property Overview

  • Real estate market overview for Lumberton, NC, Robeson County
  • Population of 21,924
  • Average household income of $33,469
  • Property tax rate of 0.84%
  • Median resident age of 35.60

Property Details

City Lumberton State North Carolina
County Robeson Country USA
Population 21,924 Median Age 35.60
Avg. Household Income $33,469 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.84%
Top Industries N/A Economic Overview N/A
Coordinates 34.6312, -79.0186 Properties Listed 0

Model investment returns using Lumberton, NC market data as defaults

25%
5.0%
30 years
0.84%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Lumberton, NC median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Lumberton, NC Income Property

Key questions for informed investment decisions

What is the overall investment potential of Lumberton, NC, considering its demographics and economy? +
Lumberton's median household income of $33,469, combined with a poverty rate of 29.5% and a health insurance coverage of 86.2%, suggests a working-class market with some employment stability, driven by top industries like Health Care & Social Assistance and Retail Trade, which could support rental demand.
How does the city's diversity and commute infrastructure impact its attractiveness to investors? +
The city's ethnic diversity, with top ethnicities including White, White Non-Hispanic, and Black, along with an average commute time of 23.4 minutes and a high rate of driving alone, indicates a relatively stable and accessible environment for renters, which could contribute to a steady rental market.
What are the implications of Lumberton's housing market and quality of life for real estate investors? +
The median property value of $123,400 and median property taxes of $1,243, coupled with a homeownership rate of 52.1% and an average commute time of 23.4 minutes, suggest a relatively affordable housing market with some potential for appreciation, supported by a quality of life that includes access to health insurance for 86.2% of the population.
How do the top industries in Lumberton influence the local rental market and investment opportunities? +
The presence of Health Care & Social Assistance, Retail Trade, and Public Administration as top industries indicates a demand for housing from employees in these sectors, which could support a stable rental market, especially considering the city's relatively high poverty rate of 29.5% and the need for affordable housing options.
What role does the city's income inequality and foreign-born population play in assessing investment risks and opportunities? +
Lumberton's GINI coefficient of 0.529, indicating moderate income inequality, combined with a foreign-born rate of 9.3%, suggests a diverse economic landscape that may present both challenges and opportunities for investors, particularly in terms of understanding tenant quality and potential for property appreciation, given the interplay between poverty rates, health insurance coverage, and the local economy.
What are some of the best neighborhoods to live in Lumberton? +
Some of the best neighborhoods to live in Lumberton include Norment Rd, Tanglewood, and Grays Creek. These areas are known for their peaceful atmosphere, friendly community, and easy access to local amenities. However, it's always a good idea to research and visit the area before making a decision.
What are some fun things to do in Lumberton? +
Lumberton has a variety of attractions and activities to enjoy, such as the Exploration Station Children's Museum, Carolina Country Peddlers Mall, and Luther Britt Park. You can also visit the Robeson County History Museum or take a stroll along the Lumber River. For outdoor enthusiasts, there's Jones Lake State Park and Reptile Lagoon.
What is the food scene like in Lumberton? +
Lumberton's food scene offers a range of options, from seafood at Pier 41 to Mexican cuisine at San Jose Mexican Restaurant. You can also find Asian fusion at Ruan's Asian Bistro or try some classic American comfort food at Arnold's. There are also plenty of great food trucks and local eateries to explore.
What are the pros and cons of living in Lumberton? +
The pros of living in Lumberton include its small-town charm, friendly community, and affordable cost of living. However, some cons include the limited job opportunities and lower median household income compared to other areas. Additionally, the town has faced challenges with poverty and crime rates. Ultimately, whether Lumberton is a good fit for you depends on your individual priorities and lifestyle.
Is Lumberton a good place to live? +
Lumberton can be a great place to live for those who value a close-knit community, outdoor recreation, and a relaxed pace of life. While it may not offer the same level of economic opportunity or cultural diversity as larger cities, it has its own unique charm and attractions. As with any place, it's essential to weigh the pros and cons and consider your personal preferences and needs before deciding if Lumberton is the right fit for you.

Things Near Lumberton, NC

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Lumberton

Lumberton, NC is a city that tends to have a mix of opportunities and challenges for investors. With a population of 21,924 and a median age of 35.6, the city has a relatively high poverty rate of 29.5%, which suggests some risk for investors. However, the city's median household income of $33,469 and average commute time of 23.4 minutes are relatively stable. The top industries in the city, including Health Care & Social Assistance, Retail Trade, and Public Administration, provide a diverse range of employment opportunities. The city's foreign-born rate of 9.3% and top ethnicities, including White, White Non-Hispanic, and Black, contribute to its cultural diversity. The median property value of $123,400 and median property taxes of $1,243 are relatively affordable, but the homeownership rate of 52.1% is slightly below the national average. The city's health insurance coverage rate of 86.2% is a positive indicator of the quality of life for residents. Overall, investors should carefully consider the city's strengths and weaknesses before making a decision. The city's poverty rate and income inequality, as measured by the GINI coefficient of 0.529, are concerns that need to be addressed. However, the city's diverse economy and relatively stable commute times make it an attractive option for some investors. With the right strategy and a thorough understanding of the local market, investors can find opportunities in Lumberton, NC.

Population 21,924
Median Age 35.60
Avg. Household Income $33,469
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials