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Crossville, TN | City Real Estate Market Analysis

Crossville, Cumberland County, Tennessee
City Analysis Real Estate Market TN Cumberland County
Crossville
Market Insight

Crossville, TN Investment Potential Analysis

Market analysis for Crossville, TN will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Crossville.
1.50%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$27,273
Avg. Household Income
💵 Average annual household income in the area.
11,010
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Crossville, TN Real Estate Market Property Overview

  • Real estate market overview for Crossville, TN, Cumberland County
  • Population of 11,010
  • Average household income of $27,273
  • Property tax rate of 1.50%
  • Median resident age of 38.90

Property Details

City Crossville State Tennessee
County Cumberland Country USA
Population 11,010 Median Age 38.90
Avg. Household Income $27,273 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 1.50%
Top Industries N/A Economic Overview N/A
Coordinates 35.9526, -85.0295 Properties Listed 0

Model investment returns using Crossville, TN market data as defaults

25%
5.0%
30 years
1.50%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Crossville, TN median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Crossville, TN Income Property

Key questions for informed investment decisions

What's the overall investment potential of Crossville, TN, considering its demographics and economy? +
With a median household income of $27,273 and a poverty rate of 25.0%, Crossville presents a mixed bag for investors, but its strong health insurance coverage of 86.2% and relatively low average commute time of 17.1 minutes suggest a stable workforce, which can be attractive for rental properties, especially given the top industries in Educational Services and Health Care.
How does the ethnic diversity and industry landscape impact the demand for real estate in Crossville? +
The city's ethnic diversity, led by White and White Non-Hispanic populations, alongside a significant Hispanic presence, contributes to a vibrant community, while top industries like Educational Services, Health Care, and Finance & Insurance drive demand for housing, potentially boosting property values and rental yields, especially considering the median property value of $138,700.
What are the implications of Crossville's poverty rate and health insurance coverage for real estate investors? +
The 25.0% poverty rate combined with 86.2% health insurance coverage indicates a working-class market with a degree of employment stability, which is crucial for consistent rent payments, and when paired with the low average commute time, suggests that investors may find a reliable tenant base, albeit one that may require careful property management and tenant screening.
How do the commute times and transportation methods in Crossville affect its attractiveness to investors? +
The average commute time of 17.1 minutes, with most residents driving alone or carpooling, and a notable percentage working from home, points to a city with manageable traffic and flexible work arrangements, which can enhance the quality of life for residents and thus the attractiveness and value of properties, making it a consideration for investors looking for stable, long-term rentals.
What insights can be gleaned from Crossville's homeownership rate and median property taxes for investment decisions? +
With a homeownership rate of 49.0% and median property taxes of $2,103, Crossville presents a relatively balanced market between owners and renters, suggesting opportunities for both rental income and potential long-term property appreciation, especially considering the median property value of $138,700, which can guide investors in weighing the costs and benefits of investing in the local real estate market.
What are some of the best neighborhoods to live in Crossville? +
Some of the best neighborhoods to live in Crossville include Miller Ave/S Main St, Fairfield Glade, Lake Tansi Village, Homestead, and Deer. These neighborhoods offer a range of options from peaceful and friendly to country living and low-maintenance communities.
What are some fun things to do in Crossville? +
There are plenty of fun things to do in Crossville, including visiting Cumberland Mountain State Park, Cumberland County Playhouse, and the Military Memorial Museum. You can also explore the scenic mountains, rich historical heritage, arts and culture, unique downtown shops, and great local restaurants.
What is the food scene like in Crossville? +
The food scene in Crossville is delightful, with a range of options including fine dining restaurants like Sandbagger's Steakhouse And Lounge, Forte's Restaurant, and Halcyon Days. There are also plenty of great local eateries, wine bars, and innovative food spots like The Pour House Bistro and Winebar.
What are the pros and cons of living in Crossville? +
The pros of living in Crossville include its peaceful and friendly neighborhoods, scenic mountains, rich historical heritage, and abundance of outdoor recreational opportunities. However, some cons include the city's relatively small size and limited job opportunities. Additionally, the cost of living in Crossville can be relatively low, but the median household income is also lower than in some other parts of the country.
Is Crossville a good place to live? +
Overall, Crossville is a great place to live for those who value a peaceful and friendly community, outdoor recreation, and a low cost of living. While it may not offer all the amenities and job opportunities of a larger city, it has a unique charm and a strong sense of community that makes it an attractive option for many people.

Things Near Crossville, TN

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Crossville

Crossville, TN is a city that tends to have a mix of opportunities and challenges for investors. With a population of 11,010 and a median age of 38.9, the city has a relatively small but established community. The median household income is $27,273, which is lower than some other cities, but the average commute time of 17.1 minutes is relatively short, which could be attractive to some residents. The poverty rate of 25.0% suggests some risk, but the top industries, including Educational Services, Health Care & Social Assistance, and Finance & Insurance, provide a stable foundation for the local economy. The foreign-born rate of 2.3% is relatively low, but the city still has a diverse population with 48.0% White, 45.3% White Non-Hispanic, and 3.9% Hispanic. The health insurance coverage rate of 86.2% is a positive indicator of the city's quality of life. However, the obesity rate of 31.4% and smoking rate of 23.1% are concerns that need to be addressed. Overall, Crossville, TN requires careful consideration of its strengths and weaknesses before making any investment decisions. The city's homeownership rate of 49.0% and median property value of $138,700 could be attractive to real estate investors, but the poverty rate and income inequality, with a GINI coefficient of 0.516, need to be taken into account. With 82.2% of the population having a high school graduation rate and 14.1% having a Bachelor's degree or higher, the city has a relatively educated population, which could be beneficial for businesses and investors. The violent crime rate of 0.35 per 1,000 residents and property crime rate of 3.59 per 1,000 residents are relatively low, which is a positive indicator of the city's safety. Considering all these factors, investors need to weigh the pros and cons before deciding to invest in Crossville, TN.

Population 11,010
Median Age 38.90
Avg. Household Income $27,273
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials