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Knoxville, TN | City Real Estate Market Analysis

Knoxville, Knox County, Tennessee
City Analysis Real Estate Market TN Knox County
Knoxville
Market Insight

Knoxville, TN Investment Potential Analysis

Market analysis for Knoxville, TN will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Knoxville.
39.00%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$33,595
Avg. Household Income
💵 Average annual household income in the area.
180,830
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Knoxville, TN Real Estate Market Property Overview

  • Real estate market overview for Knoxville, TN, Knox County
  • Population of 180,830
  • Average household income of $33,595
  • Property tax rate of 39.00%
  • Median resident age of 34.10

Property Details

City Knoxville State Tennessee
County Knox Country USA
Population 180,830 Median Age 34.10
Avg. Household Income $33,595 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 39.00%
Top Industries N/A Economic Overview N/A
Coordinates 35.9692, -83.9496 Properties Listed 0

Model investment returns using Knoxville, TN market data as defaults

25%
5.0%
30 years
39.00%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Knoxville, TN median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Knoxville, TN Income Property

Key questions for informed investment decisions

What is the overall investment potential of Knoxville, TN, considering its demographics and economy? +
Knoxville's population of 180,830, with a median age of 34.1 and median household income of $33,595, suggests a relatively stable market. The poverty rate of 23.5% is somewhat concerning, but the high health insurance coverage rate of 88.5% and low average commute time of 19.6 minutes indicate a working-class market with access to employment and healthcare, making it an attractive option for investors.
How does the ethnic diversity and industry landscape of Knoxville impact real estate investment? +
The city's top ethnicities, including White (42.1%), White Non-Hispanic (40.5%), and Black (9.6%), contribute to a diverse population. With top industries like Wholesale Trade, Agriculture, and Information, Knoxville offers a mix of stable employment sectors, which can drive demand for housing and support rental yields, especially considering the foreign-born rate of 4.8% and the employed population of 85,915.
What are the key factors to consider when evaluating the quality of life in Knoxville for real estate investment purposes? +
The average commute time of 19.6 minutes, combined with the high health insurance coverage rate of 88.5%, suggests a good quality of life for residents. Additionally, the top commute methods, including driving alone, working from home, and carpooling, indicate flexibility and convenience, which can positively impact property values and rental demand, particularly in areas with high homeownership rates like the 46.7% seen in Knoxville.
How does the poverty rate and income inequality in Knoxville affect the attractiveness of the city for real estate investors? +
While the poverty rate of 23.5% and GINI coefficient of 0.494 may raise concerns about income inequality, the median property value of $117,000 and median property taxes of $41,572 offer a relatively affordable investment opportunity. The employed population of 85,915 and median household income of $33,595 also suggest a working-class market with potential for stable rental income, especially when considering the health insurance rate and commute times.
What role do education and unemployment rates play in assessing the long-term viability of real estate investments in Knoxville? +
The high school graduation rate of 85.2% and bachelor's degree or higher rate of 24.5% indicate a relatively educated population, which can contribute to a stable workforce and support local economic growth. Although the unemployment rate of 6.2% is a consideration, the overall demographic and economic landscape of Knoxville, including its diverse industries and relatively low average commute time, suggests potential for long-term investment viability and growth.
What are some of the best neighborhoods to live in Knoxville? +
Some of the best neighborhoods to live in Knoxville include Downtown Knoxville, Fourth & Gill, Old North Knoxville, Old City, and South Knoxville. Each neighborhood has its own unique character and advantages, such as proximity to downtown, parks, and restaurants. For example, Downtown Knoxville offers a vibrant atmosphere with many restaurants and bars, while Fourth & Gill is a charming neighborhood with historic homes and a strong sense of community.
What are some fun things to do in Knoxville? +
Knoxville has a wide range of fun things to do, including visiting the Sunsphere, Zoo Knoxville, and the Tennessee Theatre. You can also explore the city's many parks and green spaces, such as Market Square and Ijams Nature Center. If you're interested in history, you can visit the Historic Homes of Knoxville or the Women's Basketball Hall of Fame. Additionally, the city has a thriving arts and culture scene, with numerous galleries and museums to explore.
What is the food scene like in Knoxville? +
Knoxville's food scene is vibrant and diverse, with a range of restaurants serving everything from traditional Southern cuisine to international flavors. Some popular restaurants include A Dopo Pizza, Kaizen, and Myrtle's Bakehouse. You can also find great Mexican food at La Herradura or Chivo, and delicious falafel at Yassin's Falafel House. There are also plenty of great food trucks and cafes to try, such as Matt Robb's Biscuits and Balter Beerworks.
What are the pros and cons of living in Knoxville? +
Knoxville has many pros, including its natural beauty, with the Great Smoky Mountains National Park just a short drive away. The city also has a low cost of living and a thriving arts and culture scene. However, some cons include traffic congestion and limited job opportunities in certain industries. Additionally, the city's poverty rate is higher than the national average, and some neighborhoods struggle with crime and safety issues. Overall, Knoxville is a great place to live for those who value a relaxed pace of life and a strong sense of community.
Is Knoxville a good place to live? +
Knoxville can be a great place to live, depending on your individual preferences and priorities. The city offers a unique blend of natural beauty, cultural attractions, and small-town charm, making it an attractive option for those who value a relaxed pace of life and a strong sense of community. However, it's worth considering the potential drawbacks, such as limited job opportunities and poverty rates. Ultimately, whether Knoxville is a good place to live depends on your individual circumstances and what you're looking for in a city.

Things Near Knoxville, TN

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Knoxville

Knoxville, TN is a city with a population of 180,830 and a median age of 34.1, which suggests a relatively young demographic. The median household income is $33,595, and the poverty rate is 23.5%, which indicates some risk for investors. However, the city's top industries, including wholesale trade, agriculture, and information, provide opportunities for growth. The foreign-born rate of 4.8% and ethnic diversity, with 42.1% of the population identifying as White, 40.5% as White Non-Hispanic, and 9.6% as Black, contribute to a unique cultural landscape. The average commute time of 19.6 minutes is relatively short, and the health insurance coverage rate of 88.5% is a positive indicator of the city's quality of life. With a homeownership rate of 46.7% and a median property value of $117,000, the housing market presents both opportunities and challenges for investors. Overall, Knoxville's mix of demographics, industries, and quality-of-life metrics makes it an interesting city to consider for investment, but it's essential to carefully weigh the opportunities and risks. The high poverty rate and income inequality, with a GINI coefficient of 0.494, are concerns that need to be addressed. Nevertheless, the city's relatively low median property taxes of $41,572 and high school graduation rate of 85.2% are positive factors to consider. Investors should conduct thorough research and analysis to determine if Knoxville is the right fit for their investment goals.

Population 180,830
Median Age 34.10
Avg. Household Income $33,595
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials