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Johnson City, TN | City Real Estate Market Analysis

Johnson City, Washington County, Tennessee
City Analysis Real Estate Market TN Washington County
Johnson City
Market Insight

Johnson City, TN Investment Potential Analysis

Market analysis for Johnson City, TN will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Johnson City.
0.62%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$43,419
Avg. Household Income
💵 Average annual household income in the area.
66,027
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Johnson City, TN Real Estate Market Property Overview

  • Real estate market overview for Johnson City, TN, Washington County
  • Population of 66,027
  • Average household income of $43,419
  • Property tax rate of 0.62%
  • Median resident age of 37.40

Property Details

City Johnson City State Tennessee
County Washington Country USA
Population 66,027 Median Age 37.40
Avg. Household Income $43,419 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.62%
Top Industries N/A Economic Overview N/A
Coordinates 36.3406, -82.3806 Properties Listed 0

Model investment returns using Johnson City, TN market data as defaults

25%
5.0%
30 years
0.62%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Johnson City, TN median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Johnson City, TN Income Property

Key questions for informed investment decisions

What's the overall investment outlook for Johnson City, TN, considering its demographics and economy? +
Johnson City's population of 66,027, with a median age of 37.4 and median household income of $43,419, suggests a stable market. The poverty rate of 18.2% is a concern, but the high health insurance coverage of 92.1% and low average commute time of 20.4 minutes indicate a relatively stable workforce, making it an attractive location for investors looking for a balance between affordability and employment stability.
How does the ethnic diversity and industry mix in Johnson City impact real estate demand? +
The city's ethnic diversity, with 89.1% White, 4.5% Black or African American, and 2.2% Asian, contributes to a diverse rental market. The top industries, including Health Care & Social Assistance, Retail Trade, and Manufacturing, drive demand for housing, especially considering the employed population of 31,469 and the relatively low unemployment rate of 4.2%, which together suggest a strong and stable demand for real estate.
What are the implications of Johnson City's housing market for real estate investors? +
With a median property value of $173,400 and median property taxes of $1,244, Johnson City offers relatively affordable investment opportunities. The homeownership rate of 58.2% and renter percentage of 41.8% indicate a balanced market, while the average commute time of 20.4 minutes and high health insurance coverage of 92.1% suggest that tenants are likely to be stable, long-term renters, which is beneficial for investors seeking predictable income.
How does the quality of life in Johnson City, TN, affect its attractiveness to real estate investors? +
The city's quality of life, marked by a short average commute time of 20.4 minutes and a high rate of health insurance coverage at 92.1%, suggests a desirable place to live. This, combined with the diverse economy led by Health Care & Social Assistance, Retail Trade, and Manufacturing, and a foreign-born rate of 3.8%, indicates a vibrant community that can attract and retain residents, thereby supporting the local real estate market and making it an attractive investment destination.
What role do income inequality and poverty rates play in assessing Johnson City as an investment location? +
Johnson City's GINI coefficient of 0.481 and poverty rate of 18.2% are important considerations for investors. However, when viewed in the context of the city's median household income of $43,419, employed population of 31,469, and the dominant industries, these factors suggest that while there are challenges, the overall economic stability and diversity can mitigate some of the risks associated with income inequality and poverty, making targeted investments in the right sectors potentially lucrative.
What are some of the best neighborhoods to live in Johnson City? +
Some of the best neighborhoods to live in Johnson City include Oak Grove, Boone's Creek, Spurgeon, Cherokee, Seminole Woods, and South Side Johnson City. Mayfield/Buckingham is also a highly rated neighborhood. Additionally, the Gray, Boones Creek area of Johnson City has some rural parts as well. Jonesborough, Erwin, and Greenville are also nearby options to consider.
What are some fun things to do in Johnson City? +
Johnson City has a lot to offer, from outdoor activities like mountain biking and rafting to shopping and brewery hopping. You can visit Tweetsie Trail, a 10-mile trail that connects Johnson City and Elizabethton, or explore Winged Deer Park, a 200-acre district park. The city also has a variety of restaurants and bars, like Label Restaurant, Mulligans Irish Pub, and The Firehouse Restaurant. For a charming weekend getaway, you can check out the Johnson City Convention & Visitor Bureau for more ideas.
What is the food scene like in Johnson City? +
The food scene in Johnson City is diverse and exciting, with a range of options to suit every taste. You can find everything from American cuisine at Label Restaurant and The Firehouse Restaurant, to Irish pubs like Mulligans Irish Pub. Juniper is a chef-owned and operated dining experience that serves modern American cuisine with a focus on seasonal and regional ingredients. Cafe Lola is another great option, with custom cocktails and tailored menus featuring standouts from the Johnson City food scene. There are also plenty of great food trucks and casual eateries to try.
What are the pros and cons of living in Johnson City? +
Johnson City has a lot to offer, with a low cost of living, a growing economy, and a variety of outdoor activities and cultural events. However, the city also faces challenges like poverty and income inequality. The median household income is around $43,000, and the poverty rate is around 18%. On the other hand, the city has a strong sense of community, with a variety of neighborhood options and a growing downtown area. Overall, Johnson City is a great option for those looking for a small-town feel with big-city amenities.
Is Johnson City a good place to live? +
Johnson City is a great place to live for those who value a small-town feel with big-city amenities. The city has a lot to offer, from outdoor activities and cultural events to a growing economy and a variety of neighborhood options. While it faces challenges like poverty and income inequality, the city also has a strong sense of community and a low cost of living. Overall, Johnson City is a great option for families, young professionals, and retirees alike. With its natural beauty, rich history, and friendly community, Johnson City is a great place to call home.

Things Near Johnson City, TN

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Johnson City

Johnson City, TN is a city that tends to have a mix of opportunities and challenges for investors. With a population of 66,027 and a median age of 37.4, the city has a relatively stable demographic. The median household income is $43,419, which is lower than some other cities, but the poverty rate of 18.2% suggests some risk for investors. On the other hand, the city has a diverse economy with top industries in Health Care & Social Assistance, Retail Trade, and Manufacturing, which could provide a stable source of employment and revenue. The commute time is relatively short, with an average of 20.4 minutes, and the majority of residents drive alone to work. The health insurance coverage rate is high, at 92.1%, which is a positive indicator of the city's quality of life. However, the foreign-born rate is relatively low, at 3.8%, which could impact the city's cultural diversity and economic growth. The top ethnicities in the city are White (89.1%), Black or African American (4.5%), and Asian (2.2%), which could impact the city's demographic trends. Overall, Johnson City, TN is a city that requires careful consideration of both its opportunities and challenges for investors. The city's relatively high poverty rate and lower median household income are concerns, but the diverse economy and high health insurance coverage rate are positives. Investors should weigh these factors carefully before making a decision.

Population 66,027
Median Age 37.40
Avg. Household Income $43,419
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials