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Hartsville, TN | City Real Estate Market Analysis

Hartsville, Trousdale County, Tennessee
City Analysis Real Estate Market TN Trousdale County
Hartsville
Market Insight

Hartsville, TN Investment Potential Analysis

Market analysis for Hartsville, TN will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Hartsville.
0.49%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$44,300
Avg. Household Income
💵 Average annual household income in the area.
11,241
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Hartsville, TN Real Estate Market Property Overview

  • Real estate market overview for Hartsville, TN, Trousdale County
  • Population of 11,241
  • Average household income of $44,300
  • Property tax rate of 0.49%
  • Median resident age of 36.40

Property Details

City Hartsville State Tennessee
County Trousdale Country USA
Population 11,241 Median Age 36.40
Avg. Household Income $44,300 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.49%
Top Industries N/A Economic Overview N/A
Coordinates 36.3921, -86.1568 Properties Listed 0

Model investment returns using Hartsville, TN market data as defaults

25%
5.0%
30 years
0.49%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Hartsville, TN median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Hartsville, TN Income Property

Key questions for informed investment decisions

What's the overall investment outlook for this city, considering its demographics and economy? +
With a median household income of $44,300 and a poverty rate of 23.1%, this city presents a mixed bag for investors. However, the 88.2% health insurance coverage and a relatively low average commute time of 24.4 minutes suggest a stable workforce, which is a positive indicator for rental income reliability. The top industries, including Healthcare & Social Assistance and Manufacturing, also contribute to a diverse economic base.
How does the city's ethnic diversity and industry mix impact market demand for real estate investments? +
The city's ethnic diversity, with top ethnicities being White, Black or African American, and Asian, contributes to a vibrant cultural scene, which can attract businesses and residents alike. The presence of key industries like Retail Trade and Manufacturing also drives demand for housing, particularly for workers in these sectors, making it an attractive market for investors looking to capitalize on rental yields.
What are the implications of the city's poverty rate and health insurance coverage for tenant quality and investment risk? +
The 23.1% poverty rate combined with 88.2% health insurance coverage suggests that while there are challenges, there is also a degree of employment stability and access to healthcare, which can positively impact tenant quality. This balance is crucial for investors, as it indicates a potential for reliable tenants despite the economic challenges, thereby mitigating some investment risks.
How do commute times and methods affect the attractiveness of this city for real estate investment? +
The average commute time of 24.4 minutes, coupled with the top commute methods being driving alone, carpooling, and working from home, indicates a city with manageable transportation options. This can enhance the quality of life for residents, making the area more attractive for potential tenants and, by extension, more appealing for real estate investors looking for stable rental income.
What insights can be gleaned from the city's median property value, taxes, and homeownership rate for investment decisions? +
With a median property value of $123,400 and median property taxes of $944, investors can assess the potential for property appreciation and the costs associated with property ownership. The 58.2% homeownership rate suggests a balance between owner-occupied and rental properties, which can influence market dynamics and rental demand. These factors, combined with the city's economic and demographic profile, provide a comprehensive view for investors to evaluate potential returns on investment.
What are some of the best neighborhoods to live in Hartsville? +
Some of the best neighborhoods to live in Hartsville include the peaceful and rural areas around the city, with dog-friendly parks and a friendly community. According to Nextdoor, Hartsville is known for its clean environment and tranquility. Other sources mention that the surrounding suburbs, such as Red Boiling Springs and Carthage, offer affordable living options.
What are some fun things to do in Hartsville? +
There are several fun things to do in Hartsville, including visiting the Battle of Hartsville Memorial Park, the Hartsville Nuclear Plant, and Trey Parker Park & City Pool. The city also hosts a summer concert series sponsored by the Hartsville Rotary Club, and visitors can enjoy the beautiful scenery and tranquility of the area. Additionally, the nearby Cumberland River offers opportunities for outdoor activities.
What is the food scene like in Hartsville? +
The food scene in Hartsville includes a variety of locally owned and operated restaurants, such as La Quesadilla Mexican Restaurant, which serves authentic Mexican cuisine. Other recommended restaurants include The Cove Restaurant and Lainey Lou's Kitchen, which offers food and live music. There are also plenty of great food trucks and BBQ options in the area.
What are the pros and cons of living in Hartsville? +
The pros of living in Hartsville include its peaceful and rural environment, friendly community, and affordable living options. However, some cons include the limited number of businesses and entertainment options in the area, which may require residents to travel to nearby cities for certain amenities. Additionally, the city's growth and development are slowly progressing, which may impact the availability of certain services and facilities.
Is Hartsville a good place to live? +
Hartsville can be a good place to live for those who value a peaceful and rural environment, a friendly community, and affordable living options. While it may not offer the same level of entertainment and business options as larger cities, it provides a unique and tranquil atmosphere that can be appealing to many people. Ultimately, whether Hartsville is a good place to live depends on individual preferences and priorities.

Things Near Hartsville, TN

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Hartsville

Hartsville, TN is a city that tends to have a mix of opportunities and challenges for investors. With a population of 11,241 and a median age of 36.4, the city has a relatively stable demographic. The median household income is $44,300, which is lower than some other areas, but the city's top industries, including Healthcare & Social Assistance, Retail Trade, and Manufacturing, provide a solid foundation for employment. However, the 23.1% poverty rate suggests some risk, and the Gini coefficient of 0.43 indicates a moderate level of income inequality. On the other hand, the city's homeownership rate of 58.2% and median property value of $123,400 are positives. The average commute time of 24.4 minutes is relatively short, and the fact that 88.2% of the population has health insurance is a good indicator of the city's overall well-being. The foreign-born rate of 1.6% is relatively low, but the city's top ethnicities, including White, Black or African American, and Asian, suggest a diverse population. Overall, investors should carefully consider the city's strengths and weaknesses before making a decision. The city's description as a place with a median household income of $44,300 and a poverty rate of 23.1% is accurate, but it's also important to look at the bigger picture and consider all the available data.

Population 11,241
Median Age 36.40
Avg. Household Income $44,300
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials