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La Vergne, TN | City Real Estate Market Analysis

La Vergne, Rutherford County, Tennessee
City Analysis Real Estate Market TN Rutherford County
La Vergne
Market Insight

La Vergne, TN Investment Potential Analysis

Market analysis for La Vergne, TN will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in La Vergne.
0.60%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$54,567
Avg. Household Income
💵 Average annual household income in the area.
33,127
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

La Vergne, TN Real Estate Market Property Overview

  • Real estate market overview for La Vergne, TN, Rutherford County
  • Population of 33,127
  • Average household income of $54,567
  • Property tax rate of 0.60%
  • Median resident age of 31.30

Property Details

City La Vergne State Tennessee
County Rutherford Country USA
Population 33,127 Median Age 31.30
Avg. Household Income $54,567 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.60%
Top Industries N/A Economic Overview N/A
Coordinates 36.0200, -86.5586 Properties Listed 0

Model investment returns using La Vergne, TN market data as defaults

25%
5.0%
30 years
0.60%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use La Vergne, TN median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For La Vergne, TN Income Property

Key questions for informed investment decisions

What is the overall investment potential of La Vergne, TN, considering its demographic and economic factors? +
La Vergne, TN, with a median household income of $54,567 and a relatively low poverty rate of 11.5%, presents a stable investment market. The city's diverse population, including White, White Non-Hispanic, and Black communities, and its top industries in Information, Public Administration, and Finance & Insurance, suggest a strong demand for housing. Additionally, the average commute time of 29.3 minutes and high health insurance coverage rate of 83.4% indicate a good quality of life for residents.
How does the poverty rate and health insurance coverage in La Vergne, TN, affect the quality of tenants and property values? +
The 11.5% poverty rate in La Vergne, TN, combined with an 83.4% health insurance coverage rate, suggests a relatively stable tenant base with access to employment and healthcare. This stability can contribute to consistent rental income and potentially higher property values, especially considering the median property value of $132,200 and a homeownership rate of 72.9%.
What role do the top industries in La Vergne, TN, play in shaping the local real estate market? +
The top industries in La Vergne, TN, including Information, Public Administration, and Finance & Insurance, & Real Estate & Rental & Leasing, contribute to a diverse and stable economy. This diversity can lead to a consistent demand for housing, both for purchase and rent, as employees in these sectors seek stable and secure living conditions, potentially benefiting from the city's average commute time of 29.3 minutes and various commute methods.
How does the ethnic diversity and income inequality in La Vergne, TN, influence the real estate investment landscape? +
La Vergne, TN's ethnic diversity, with significant White, White Non-Hispanic, and Black populations, and its income inequality (GINI coefficient of 0.366), suggest a complex market with various housing needs. Investors can capitalize on this diversity by offering a range of housing options, from affordable to higher-end properties, catering to different income levels and preferences, thus leveraging the median household income of $54,567 and the employed population of 15,748.
What are the implications of La Vergne, TN's commute times, health insurance rates, and median property taxes for real estate investors? +
The average commute time of 29.3 minutes, high health insurance coverage rate of 83.4%, and median property taxes of $8,105 in La Vergne, TN, indicate a favorable quality of life and relatively manageable housing costs. These factors can attract and retain residents, potentially increasing property values and rental yields, making the city an attractive location for real estate investment, especially when considering the median property value of $132,200 and the homeownership rate of 72.9%.
What are some of the best neighborhoods to live in La Vergne? +
Some of the best neighborhoods to live in La Vergne include Lake Forest Estates, which is the largest subdivision of homes in the state of Tennessee, and other areas in the northeast parts of the city. However, it's worth noting that traffic can be a concern in some of these areas.
What are some fun things to do in La Vergne? +
La Vergne has plenty of things to do, including visiting Percy Priest Lake, where you can see wildlife such as white-tailed deer and squirrels. You can also check out the Sam Davis Home and Museum, which is one of the top tourist attractions in the area. Additionally, there are several restaurants and shops to explore, such as Margarita House and Sir Pizza.
What is the food scene like in La Vergne? +
The food scene in La Vergne is diverse, with a range of options including Mexican, Thai, and American cuisine. Some popular restaurants include Margarita House, Sir Pizza, and C.R. Noodle House Lao & Thai Restaurant. There are also plenty of great food trucks and casual eateries to try. If you're looking for something a bit different, you could try De Mi Campo Restaurant or Thai Siam Restaurant.
What are the pros and cons of living in La Vergne? +
One of the pros of living in La Vergne is its safety, with the city being named one of the safest places in the state of Tennessee. However, traffic can be a concern in some areas, and the city may not have as many job opportunities as larger cities. On the other hand, La Vergne has a relatively low cost of living and a range of outdoor activities to enjoy, such as visiting Percy Priest Lake.
Is La Vergne a good place to live? +
Overall, La Vergne can be a good place to live, depending on your individual needs and preferences. It offers a range of amenities, including restaurants, shops, and outdoor activities, and is considered to be a safe city. However, it's worth considering factors such as traffic and job opportunities before making a decision. If you're looking for a relatively affordable place to live with a small-town feel, La Vergne may be worth considering.

Things Near La Vergne, TN

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About La Vergne

La Vergne, TN is a stable investment market with a median household income of $54,567 and relatively low poverty rate of 11.5%. This market tends to attract families and individuals with a median age of 31.3, who value the area's relatively short average commute time of 29.3 minutes. The top industries in the area, including Information, Public Administration, and Finance & Insurance, provide a diverse range of job opportunities. However, the 11.5% poverty rate suggests some risk, and investors should be aware of the potential challenges. On the other hand, the high homeownership rate of 72.9% and median property value of $132,200 indicate a strong and stable housing market. The area's ethnic diversity, with a mix of White, White Non-Hispanic, and Black populations, also contributes to its attractiveness. Additionally, the high health insurance coverage rate of 83.4% suggests a relatively healthy and secure population. Overall, La Vergne, TN offers a mix of opportunities and challenges, and investors should carefully consider these factors when making their decisions. With a population of 33,127 and a GINI coefficient of 0.366, this market is likely to continue growing and developing in the coming years.

Population 33,127
Median Age 31.30
Avg. Household Income $54,567
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials