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Jonesborough, TN | City Real Estate Market Analysis

Jonesborough, Washington County, Tennessee
City Analysis Real Estate Market TN Washington County
Jonesborough
Market Insight

Jonesborough, TN Investment Potential Analysis

Market analysis for Jonesborough, TN will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Jonesborough.
54.00%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$46,554
Avg. Household Income
💵 Average annual household income in the area.
5,089
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Jonesborough, TN Real Estate Market Property Overview

  • Real estate market overview for Jonesborough, TN, Washington County
  • Population of 5,089
  • Average household income of $46,554
  • Property tax rate of 54.00%
  • Median resident age of 37.70

Property Details

City Jonesborough State Tennessee
County Washington Country USA
Population 5,089 Median Age 37.70
Avg. Household Income $46,554 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 54.00%
Top Industries N/A Economic Overview N/A
Coordinates 36.2959, -82.4766 Properties Listed 0

Model investment returns using Jonesborough, TN market data as defaults

25%
5.0%
30 years
54.00%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Jonesborough, TN median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Jonesborough, TN Income Property

Key questions for informed investment decisions

What's the overall investment potential of Jonesborough, TN, considering its demographics and economy? +
Jonesborough's median household income of $46,554, combined with a relatively low poverty rate of 10.8% and a high health insurance coverage rate of 91.8%, suggests a stable market with employment opportunities, particularly in the professional services and manufacturing sectors, which could attract a diverse range of tenants, including those from the dominant White and White Non-Hispanic ethnic groups.
How does the city's commute time and transportation infrastructure impact its attractiveness to renters and investors? +
The average commute time of 23.2 minutes in Jonesborough, with top commute methods including driving alone, working from home, and carpooling, indicates a relatively convenient and flexible transportation system, which, paired with the city's low poverty rate and high health insurance coverage, makes it an appealing location for renters and a promising investment opportunity, especially considering the top industries like professional services and manufacturing.
What role does ethnic diversity play in the demand for housing and rental properties in Jonesborough? +
The ethnic diversity in Jonesborough, with a majority of White and White Non-Hispanic populations, and a smaller but present Hispanic community, contributes to a demand for housing that caters to different cultural and socioeconomic needs, and when combined with the city's top industries, such as educational services and health care, it suggests a market with a variety of rental opportunities, from affordable to higher-end properties, which can be attractive to investors looking to diversify their portfolios.
How do the poverty rate and health insurance coverage in Jonesborough impact the quality and stability of tenants? +
The 10.8% poverty rate in Jonesborough, although relatively low, combined with a high health insurance coverage rate of 91.8%, indicates a working-class market with a degree of employment stability and access to healthcare, which can contribute to a more reliable tenant base, and when considering the median property value of $153,000 and the homeownership rate of 67.7%, it suggests a balanced market that can support both renters and investors, particularly those interested in the professional services and manufacturing sectors.
What insights can be gained from the city's top industries and commute methods for real estate investment strategies? +
The top industries in Jonesborough, including professional services, manufacturing, and educational services, along with the commute methods that favor driving alone, working from home, and carpooling, suggest a market that values convenience, flexibility, and accessibility, which can inform investment strategies that focus on properties with easy access to major employment centers, amenities, and transportation hubs, thereby catering to the needs of a diverse and commuting workforce, and potentially yielding higher rental yields and property appreciation over time.
What are some of the best neighborhoods to live in Jonesborough? +
Some of the best neighborhoods to live in Jonesborough include the historic downtown area, which offers a charming and close-knit community with plenty of amenities, as well as other neighborhoods like those near the Jonesborough Elementary School and the Tennessee Hills area. These neighborhoods offer a range of housing options, from historic homes to newer developments, and are known for their safety and community spirit.
What are some fun things to do in Jonesborough? +
Jonesborough is a great place to visit or live, with plenty of fun things to do, including the National Storytelling Festival, which attracts thousands of visitors each year. You can also explore the town's historic downtown area, visit the Griffin Gallery, or take a stroll along the creek. If you're looking for outdoor activities, there are plenty of options, including hiking and biking trails, as well as nearby parks and lakes. And don't forget to check out the town's many shops, restaurants, and cafes, which offer a unique and charming shopping and dining experience.
What is the food scene like in Jonesborough? +
The food scene in Jonesborough is thriving, with a range of delicious restaurants and cafes to choose from. Some popular options include the Black Olive, which serves up tasty Mediterranean cuisine, and the Main Street Cafe & Catering, which offers a range of Southern favorites. You can also find great barbecue, burgers, and other American classics at restaurants like the Opossum's Tale and Jackson's Prime. And don't forget to check out the town's many food trucks and festivals, which offer a fun and lively atmosphere and a chance to try some unique and delicious foods.
What are the pros and cons of living in Jonesborough? +
Like any town, Jonesborough has its pros and cons. On the plus side, the town offers a charming and close-knit community, a range of outdoor activities, and a unique and thriving food scene. However, some residents may find the town's small size and limited job opportunities to be a drawback. Additionally, the town's historic downtown area can be quite crowded during peak tourist season, which may be a challenge for some residents. Overall, however, Jonesborough is a great place to live for those who value a strong sense of community and a relaxed, small-town atmosphere.
Is Jonesborough a good place to live? +
Overall, Jonesborough is a great place to live, offering a unique and charming small-town atmosphere, a range of outdoor activities, and a thriving food scene. While the town may have some drawbacks, such as limited job opportunities and crowds during peak tourist season, these are outweighed by the town's many advantages. Whether you're looking for a relaxed and peaceful place to retire, a fun and lively atmosphere for your family, or simply a unique and charming place to call home, Jonesborough is definitely worth considering.

Things Near Jonesborough, TN

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Jonesborough

Jonesborough, TN is a stable investment market with a median household income of $46,554 and relatively low poverty rate of 10.8%. This market tends to attract investors looking for a mix of affordability and stability, with a median property value of $153,000 and median property taxes of $1,234. The population of 5,089 has a median age of 37.7, with a diverse ethnic makeup, although the foreign-born rate is relatively low at 1.8%. The top industries in the area are professional services, manufacturing, and education, which suggests a relatively stable employment market. However, the 10.8% poverty rate and 24.5% of renters paying more than 30% of their income on housing do suggest some risk. On the other hand, the high health insurance coverage rate of 91.8% and low average commute time of 23.2 minutes are positives for quality of life. The fact that 67.7% of the population are homeowners also indicates a sense of community stability. Overall, Jonesborough seems like a solid choice for investors looking for a balance of affordability, stability, and quality of life, but as with any investment, it's crucial to weigh the opportunities against the challenges, such as the potential impact of the poverty rate on local economic growth.

Population 5,089
Median Age 37.70
Avg. Household Income $46,554
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials