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Commerce City, CO | City Real Estate Market Analysis

Commerce City, Adams County, Colorado
City Analysis Real Estate Market CO Adams County
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Commerce City
Market Insight

Commerce City, CO Investment Potential Analysis

Market analysis for Commerce City, CO will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

—
Avg. Home Value
🏠 Median residential property value in Commerce City.
65.00%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$83,419
Avg. Household Income
💵 Average annual household income in the area.
55,923
Population
👥 Total city population estimate.
—
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Commerce City, CO Real Estate Market Property Overview

  • Real estate market overview for Commerce City, CO, Adams County
  • Population of 55,923
  • Average household income of $83,419
  • Property tax rate of 65.00%
  • Median resident age of 31.40

Property Details

City Commerce City State Colorado
County Adams Country USA
Population 55,923 Median Age 31.40
Avg. Household Income $83,419 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 65.00%
Top Industries N/A Economic Overview N/A
Coordinates 39.8641, -104.8430 Properties Listed 0

Model investment returns using Commerce City, CO market data as defaults

25%
5.0%
30 years
65.00%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

Calculating...

💵Cash on Cash Return

Calculating...

🚀Internal Rate of Return

Calculating...

🏛️Property Tax Analysis

Calculating...

* Calculations use Commerce City, CO median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating… —
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating… —
Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Commerce City, CO Income Property

Key questions for informed investment decisions

What is the overall investment potential of Commerce City, CO? +
With a median household income of $83,419 and a relatively low poverty rate of 7.2%, Commerce City presents a stable investment market, further supported by its diverse economy with top industries in Retail Trade, Health Care & Social Assistance, and Manufacturing, and a high health insurance coverage rate of 92.1%.
How does the city's demographic diversity impact the real estate market? +
The city's ethnic diversity, with a mix of White (62.1%), Hispanic (33.1%), and other populations, combined with a foreign-born rate of 20.5%, suggests a vibrant and inclusive community, which can attract a wide range of residents and support a stable rental market, especially considering the average commute time of 31.4 minutes and the prevalence of drove alone, carpooled, and worked at home commute methods.
What are the key factors influencing the quality of life for residents and, by extension, the attractiveness of the area for investors? +
The quality of life in Commerce City is influenced by factors such as the average commute time of 31.4 minutes, which is relatively manageable, and a high health insurance coverage rate of 92.1%, indicating access to healthcare, alongside a median property value of $283,400 and a homeownership rate of 74.2%, suggesting a stable and desirable living environment.
How does the economic profile of Commerce City, including its industries and employment rates, affect its investment potential? +
The city's economy, driven by Retail Trade, Health Care & Social Assistance, and Manufacturing, with an employed population of 24,919 and a median household income of $83,419, points to a robust and diverse economic base, which can support a strong demand for housing, considering the GINI coefficient of 0.414 and the poverty rate of 7.2%, indicating a relatively equitable distribution of income and low poverty.
What insights can be gleaned from the city's housing market and demographic trends for real estate investment strategies? +
The housing market in Commerce City, characterized by a median property value of $283,400, median property taxes of $1,843, and a homeownership rate of 74.2%, combined with demographic trends such as a median age of 31.4 and an average household size of 3.03, suggests opportunities for both rental investments, given the city's diverse industries and commute patterns, and residential sales, considering the area's appeal to families and individuals alike.
What are some of the best neighborhoods to live in Commerce City? +
Some of the best neighborhoods to live in Commerce City include Derby, which offers a traditional neighborhood feel, and East Commerce City, which is perfect for families with its parks, schools, and community spaces. Other notable neighborhoods are Buffalo Run, Reunion, River Run, Hazeltine, Commerce City North, Belle Creek, and Dunes Park.
What are some fun things to do in Commerce City? +
There are plenty of fun things to do in Commerce City, such as visiting the Rocky Mountain Arsenal National Wildlife Refuge, Dick's Sporting Goods Park, and Fairfax Park. You can also check out the Shops at Northfield for some retail therapy, or head to Denver Zoo and Elitch Gardens Theme Park for some exciting adventures. Additionally, Colorado Railbike Adventures, Museum of Illusions, and Over Flyte Denver are great options for those looking for something unique.
What is the food scene like in Commerce City? +
The food scene in Commerce City is diverse and exciting, with a range of restaurants to choose from. Some top-rated options include The Bison Grill, Culinary Dropout, Copper Table, and Florence Supper Club. You can also find great Mexican food at El Jardin, or try some American cuisine at The Bison Bar & Grill. And for a unique dining experience, head to Root Down, Cimera, or Wildflower - Denver.
What are the pros and cons of living in Commerce City? +
Living in Commerce City has its pros and cons. On the plus side, the city offers a range of amenities, including parks, schools, and community spaces, making it a great place for families. The city is also close to Denver, providing easy access to job opportunities, cultural attractions, and entertainment options. However, some areas of the city may experience traffic congestion, and the weather can be quite hot during the summer months. Additionally, the city's growth and development may lead to increased costs of living and traffic.
Is Commerce City a good place to live? +
Overall, Commerce City is a great place to live, offering a unique blend of small-town charm and big-city amenities. With its diverse neighborhoods, range of recreational activities, and growing food scene, there's something for everyone in Commerce City. While it's not without its challenges, the city's pros outweigh its cons, making it an excellent choice for those looking for a affordable and convenient place to call home.

Things Near Commerce City, CO

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Commerce City

Commerce City, CO is a stable investment market with a median household income of $83,419 and relatively low poverty rate of 7.2%. This market tends to attract a diverse population, with 62.1% of residents identifying as White, 33.1% as Hispanic, and 20.5% being foreign-born. The top industries in the area, including Retail Trade, Health Care & Social Assistance, and Manufacturing, provide a solid foundation for employment, with 24,919 people currently employed. However, the 7.2% poverty rate and 7.9% of the population without health insurance suggest some risk and potential challenges for investors. The average commute time of 31.4 minutes is relatively moderate, and the high health insurance coverage rate of 92.1% indicates a relatively healthy population. With a median property value of $283,400 and a homeownership rate of 74.2%, the housing market appears to be stable. Overall, Commerce City offers a mix of opportunities and challenges for investors, with its diverse population, relatively low poverty rate, and stable housing market being major draws. However, investors should be aware of the potential risks and challenges associated with the poverty rate and lack of health insurance for some residents. The median age of 31.4 and average household size of 3.03 also suggest a relatively young and family-oriented population, which could be an attractive feature for investors looking to tap into this demographic. With careful consideration of these factors, Commerce City could be a viable option for investors looking to capitalize on its strengths while mitigating its weaknesses.

Population 55,923
Median Age 31.40
Avg. Household Income $83,419

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Investor Materials

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Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials