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Montrose, CO | City Real Estate Market Analysis

Montrose, Montrose County, Colorado
City Analysis Real Estate Market CO Montrose County
Montrose
Market Insight

Montrose, CO Investment Potential Analysis

Market analysis for Montrose, CO will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Montrose.
0.49%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$42,925
Avg. Household Income
💵 Average annual household income in the area.
19,036
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Montrose, CO Real Estate Market Property Overview

  • Real estate market overview for Montrose, CO, Montrose County
  • Population of 19,036
  • Average household income of $42,925
  • Property tax rate of 0.49%
  • Median resident age of 41.90

Property Details

City Montrose State Colorado
County Montrose Country USA
Population 19,036 Median Age 41.90
Avg. Household Income $42,925 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.49%
Top Industries N/A Economic Overview N/A
Coordinates 38.4689, -107.8590 Properties Listed 0

Model investment returns using Montrose, CO market data as defaults

25%
5.0%
30 years
0.49%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Montrose, CO median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Montrose, CO Income Property

Key questions for informed investment decisions

What is the overall investment potential of Montrose, CO, considering its demographic and economic factors? +
The city's median household income of $42,925, combined with a relatively low poverty rate of 17.4% and high health insurance coverage of 86.7%, suggests a stable market with a strong potential for rental income. Additionally, the top industries in Construction, Public Administration, and Wholesale Trade indicate a diverse economy, while the foreign-born rate of 4.5% and top ethnicities of White, White Non-Hispanic, and Hispanic point to a moderately diverse population.
How does the quality of life in Montrose, CO, impact its attractiveness to real estate investors? +
The average commute time of 18.8 minutes, which is relatively short, and the top commute methods of driving alone, carpooling, and working from home, indicate a convenient and flexible transportation system. This, coupled with a high health insurance coverage rate of 86.7%, suggests a high quality of life that can attract and retain residents, making it an attractive market for real estate investors.
What are the key factors that influence the housing market in Montrose, CO, and how do they impact investment decisions? +
The median property value of $180,700 and median property taxes of $5,149, along with a homeownership rate of 65.8%, indicate a relatively stable and affordable housing market. Furthermore, the GINI coefficient of 0.402 suggests a moderate level of income inequality, while the employed population of 7,780 and top industries in Construction, Public Administration, and Wholesale Trade point to a diverse and relatively strong economy, making it an attractive market for real estate investors.
How does the demographic diversity of Montrose, CO, impact its real estate market and investment potential? +
The city's top ethnicities of White, White Non-Hispanic, and Hispanic, along with a foreign-born rate of 4.5%, suggest a moderately diverse population. This diversity, combined with a median age of 41.9 and a relatively high health insurance coverage rate of 86.7%, indicates a stable and attractive market for real estate investors, particularly those looking to invest in rental properties that cater to a diverse range of residents.
What are the implications of Montrose, CO's economic and employment factors for real estate investors, and how do they impact the overall investment potential of the city? +
The city's median household income of $42,925, employed population of 7,780, and top industries in Construction, Public Administration, and Wholesale Trade suggest a relatively strong and diverse economy. Additionally, the poverty rate of 17.4% and health insurance coverage rate of 86.7% indicate a stable market with a strong potential for rental income, making Montrose, CO an attractive location for real estate investors looking to invest in a diverse range of properties, including residential and commercial developments.
What are some of the best neighborhoods to live in Montrose? +
Some of the best neighborhoods to live in Montrose include San Juan Vista, Waterfall Canyon, and the Downtown Historic District. These neighborhoods offer a peaceful and scenic atmosphere, with clean streets and beautiful views. Additionally, the South 1st Street and Townsend Avenue corridors, and neighborhoods surrounding Montrose, are also worth considering.
What are some fun things to do in Montrose? +
There are plenty of fun things to do in Montrose, including visiting the Museum of the Mountain West, the Ute Indian Museum, and the Montrose Water Sports Park. You can also explore the beautiful National Park, go hiking, biking, rafting, or kayaking, and enjoy the scenic views of the Black Canyon of the Gunnison National Park. Additionally, the city has a variety of restaurants, breweries, and shops to explore.
What is the food scene like in Montrose? +
The food scene in Montrose is diverse and exciting, with a range of restaurants serving everything from steak and seafood to Italian and pizza. Some popular spots include The Stone House, Colorado Boy Pizzeria & Brewery, and Horsefly Brewing Company. There are also plenty of great food trucks and local eateries, such as Eatery 66 North, that serve up delicious meals using local ingredients.
What are the pros and cons of living in Montrose? +
The pros of living in Montrose include its beautiful scenery, outdoor recreation opportunities, and small-town charm. However, some cons include the limited job market and higher cost of living compared to other parts of the state. Additionally, the city can experience cold winters and hot summers, which may not be suitable for everyone. Overall, Montrose is a great place to live for those who value a relaxed pace of life and easy access to nature.
Is Montrose a good place to live? +
Montrose is a great place to live for those who value a small-town atmosphere, outdoor recreation, and a relaxed pace of life. The city has a strong sense of community, with plenty of local events and activities to get involved in. While it may not be the best fit for everyone, particularly those looking for a more urban lifestyle, Montrose is definitely worth considering for those who want to escape the hustle and bustle of city life and connect with nature.

Things Near Montrose, CO

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Montrose

Montrose, CO is a city that tends to attract investors due to its relatively high median household income of $42,925 and a strong homeownership rate of 65.8%. The population of 19,036, with a median age of 41.9, suggests a stable and established community. However, the 17.4% poverty rate suggests some risk, particularly in certain neighborhoods. The city's diverse economy, with top industries in construction, public administration, and wholesale trade, provides a solid foundation for investment. The average commute time of 18.8 minutes is relatively short, and the fact that 86.7% of the population has health insurance coverage indicates a relatively high quality of life. The foreign-born rate of 4.5% and ethnic diversity, with 45.2% of the population identifying as White, 38.0% as White Non-Hispanic, and 11.2% as Hispanic, add to the city's cultural richness. While the poverty rate and income inequality, with a GINI coefficient of 0.402, are concerns, the city's overall demographics and economic indicators suggest opportunities for investment, particularly in the construction and wholesale trade sectors. The median property value of $180,700 and median property taxes of $5,149 are relatively affordable, making Montrose an attractive option for investors looking to balance risk and potential returns.

Population 19,036
Median Age 41.90
Avg. Household Income $42,925
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials