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Johnstown, CO | City Real Estate Market Analysis

Johnstown, Weld County, Colorado
City Analysis Real Estate Market CO Weld County
Johnstown
Market Insight

Johnstown, CO Investment Potential Analysis

Market analysis for Johnstown, CO will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Johnstown.
0.55%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$74,752
Avg. Household Income
💵 Average annual household income in the area.
10,562
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Johnstown, CO Real Estate Market Property Overview

  • Real estate market overview for Johnstown, CO, Weld County
  • Population of 10,562
  • Average household income of $74,752
  • Property tax rate of 0.55%
  • Median resident age of 31.50

Property Details

City Johnstown State Colorado
County Weld Country USA
Population 10,562 Median Age 31.50
Avg. Household Income $74,752 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.55%
Top Industries N/A Economic Overview N/A
Coordinates 40.3499, -104.9482 Properties Listed 0

Model investment returns using Johnstown, CO market data as defaults

25%
5.0%
30 years
0.55%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Johnstown, CO median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Johnstown, CO Income Property

Key questions for informed investment decisions

What's the overall investment potential of Johnstown, CO? +
With a median household income of $74,752 and a low poverty rate of 3.7%, Johnstown, CO, presents a stable investment market, further supported by its high health insurance coverage of 95.3% and relatively short average commute time of 34.7 minutes, indicating a reliable and healthy workforce.
How does the ethnic diversity and industry mix impact the demand for real estate in Johnstown? +
The diversity in Johnstown, with top ethnicities including White (45.2%), White Non-Hispanic (40.1%), and Hispanic (8.5%), combined with its thriving industries such as Information, Professional, Scientific, & Management, and Finance & Insurance, suggests a robust and varied demand for real estate, catering to different demographic needs and professional requirements.
What are the implications of the homeownership rate and median property value for real estate investors? +
The high homeownership rate of 84.0% and median property value of $219,900 in Johnstown indicate a strong preference for owning over renting, which could influence rental yields and property appreciation; however, the relatively low poverty rate of 3.7% and high employment rate suggest a stable market with potential for long-term growth.
How does the commute time and method impact the quality of life and attractiveness of Johnstown for renters and buyers? +
The average commute time of 34.7 minutes, with top commute methods being driving alone, working from home, and carpooling, suggests that while personal vehicles are prevalent, there's also a notable flexibility in work arrangements, which, combined with the high health insurance rate of 95.3%, contributes to a good quality of life, making Johnstown attractive for both renters and buyers.
What insights can be gleaned from the income inequality and employment population for assessing tenant quality and market stability? +
The GINI coefficient of 0.325, indicating moderate income inequality, coupled with an employed population of 5,135 and a median household income of $74,752, suggests a market with a stable and potentially growing workforce, which, considering the low poverty rate of 3.7% and high health insurance coverage of 95.3%, points to a reliable tenant base and a stable market for real estate investments.
What are some of the best neighborhoods to live in Johnstown? +
Some of the best neighborhoods to live in Johnstown include the central parts of the city, which tend to be more desired, and the west regions, which offer more affordable homes. Neighborhoods like those near the Historic Parish House and Museum on Charlotte Street are also popular for their historic charm and family-friendly atmosphere.
What are some fun things to do in Johnstown? +
Johnstown offers a variety of outdoor activities, such as hiking the trails at Devil’s Backbone Open Space, fishing at Johnstown Reservoir, and visiting local parks for bird watching. You can also explore the Historic Parish House and Museum, visit the RV Retreat at Johnson’s Corner, or check out the nearby Boyd Lake State Park or the Flatirons campground.
What is the food scene like in Johnstown? +
The food scene in Johnstown features a range of options, including hip new restaurants like Black Bear Diner, The Neighbor, and Butter My Biscuit. You can also find great food at places like Bad Daddy's Burger Bar, Palomino Mexican, and Rock Bottom Brewery Restaurant. Additionally, there are plenty of great coffee shops like B’s Coffee, which offers a variety of hot and cold coffee options, smoothies, and fresh baked goods.
What are the pros and cons of living in Johnstown? +
The pros of living in Johnstown include its peaceful and family-friendly atmosphere, cleanliness, and safety. The city also offers a range of outdoor activities and a growing food scene. However, some cons include the need to travel to nearby cities for more employment opportunities and the potential for traffic during rush hour. Overall, Johnstown is a great place to live for those who value a quiet, small-town feel with easy access to outdoor recreation.
Is Johnstown a good place to live? +
Yes, Johnstown is a good place to live, offering a unique blend of small-town charm and easy access to outdoor recreation. While it may not have all the amenities of a larger city, its peaceful atmosphere, growing food scene, and range of outdoor activities make it an attractive option for families and individuals looking for a quiet, community-oriented lifestyle.

Things Near Johnstown, CO

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Johnstown

Johnstown, CO is a stable investment market with a median household income of $74,752 and relatively low poverty rate of 3.7%. This market tends to attract families and individuals with a median age of 31.5, who value the area's high homeownership rate of 84.0% and relatively affordable median property value of $219,900. The top industries in the area, including information, professional services, and finance, provide a strong foundation for employment, with 5,135 people employed. However, the 34.7-minute average commute time may be a consideration for some investors. On the other hand, the high health insurance coverage rate of 95.3% suggests a relatively healthy and stable population. The ethnic diversity of the area, with 45.2% of the population identifying as White, 40.1% as White Non-Hispanic, and 8.5% as Hispanic, adds to the market's appeal. While the GINI coefficient of 0.325 indicates some income inequality, the overall economic stability and low poverty rate make Johnstown an attractive option for investors. The fact that 84.0% of the population owns their homes also suggests a strong sense of community and investment in the area. Overall, Johnstown presents a compelling investment opportunity, with its strong economy, relatively low poverty rate, and high quality of life.

Population 10,562
Median Age 31.50
Avg. Household Income $74,752
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials