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Craig, CO | City Real Estate Market Analysis

Craig, Moffat County, Colorado
City Analysis Real Estate Market CO Moffat County
Craig
Market Insight

Craig, CO Investment Potential Analysis

Market analysis for Craig, CO will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Craig.
59.00%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$49,727
Avg. Household Income
💵 Average annual household income in the area.
9,233
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Craig, CO Real Estate Market Property Overview

  • Real estate market overview for Craig, CO, Moffat County
  • Population of 9,233
  • Average household income of $49,727
  • Property tax rate of 59.00%
  • Median resident age of 32.70

Property Details

City Craig State Colorado
County Moffat Country USA
Population 9,233 Median Age 32.70
Avg. Household Income $49,727 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 59.00%
Top Industries N/A Economic Overview N/A
Coordinates 40.5171, -107.5554 Properties Listed 0

Model investment returns using Craig, CO market data as defaults

25%
5.0%
30 years
59.00%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Craig, CO median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Craig, CO Income Property

Key questions for informed investment decisions

What's the overall investment potential of Craig, CO, considering its demographics and economy? +
With a median household income of $49,727 and a poverty rate of 13.3%, Craig, CO presents a mixed bag for investors, but its relatively high health insurance coverage of 86.9% and short average commute time of 19.4 minutes suggest a stable workforce, which can be attractive for rental properties, especially given the top industries in Transportation & Warehousing, & Utilities, and Finance & Insurance, & Real Estate & Rental & Leasing.
How does the ethnic diversity and income inequality in Craig, CO impact the real estate market? +
The city's ethnic diversity, led by White (46.0%) and White Non-Hispanic (39.7%) populations, alongside a Hispanic (9.0%) presence, contributes to a varied market demand, while the GINI coefficient of 0.405 indicates moderate income inequality, which, combined with the poverty rate of 13.3%, suggests that investors should consider a range of property types to cater to different income levels, potentially leveraging the strong employment in Public Administration (Group) to stabilize rentals.
What role does the commute time and method play in assessing the quality of life for potential tenants in Craig, CO? +
The average commute time of 19.4 minutes, primarily through driving alone, carpooling, or walking, indicates a manageable and potentially desirable quality of life for tenants, which, when coupled with the high health insurance coverage rate of 86.9%, suggests a stable and healthy workforce that could support consistent rental income, making Craig, CO an attractive location for investors focusing on rental properties.
How can investors leverage the top industries in Craig, CO to inform their real estate investment strategies? +
The dominance of industries like Transportation & Warehousing, & Utilities, and Finance & Insurance, & Real Estate & Rental & Leasing, offers insights into the potential for rental demand from employees in these sectors, especially considering the median property value of $170,500 and median property taxes of $2,359, which can guide investors in selecting properties that cater to the housing needs of workers in these industries, potentially enhancing rental yields and property appreciation.
What are the implications of Craig, CO's homeownership rate and median property value for real estate investors? +
With a homeownership rate of 62.4% and a median property value of $170,500, Craig, CO presents a balanced market where investors can consider both rental properties and opportunities for resale, taking into account the median household income of $49,727 and the poverty rate of 13.3%, which suggests that while there is a notable portion of the population that owns homes, there is still room for investment in rental properties, especially considering the city's relatively stable economy and quality of life indicators like the short average commute time and high health insurance coverage rate.
What are some of the best neighborhoods to live in Craig? +
Some of the best neighborhoods to live in Craig include Shadow Mountain, which is a peaceful and family-friendly neighborhood with quiet streets and a welcoming atmosphere. Other desirable areas tend to be in the central parts of the city, while more affordable homes are in the north regions.
What are some fun things to do in Craig? +
There are plenty of fun things to do in Craig, including visiting the Museum of Northwest Colorado, Wyman Living History Museum, City Park, and Sandrocks Nature Trail and Petroglyphs. You can also enjoy outdoor activities like four-wheeling, fishing, rafting, and hiking, and explore the Yampa Area Trails Systems.
What is the food scene like in Craig? +
The food scene in Craig is diverse and exciting, with restaurants like Vallarta's, Warehouse Food Hall, and The Sizzling Pickle Eatery and Lounge offering a range of cuisines. There are also plenty of great food trucks and local eateries serving up delicious burgers, sandwiches, and Colorado coffee.
What are the pros and cons of living in Craig? +
The pros of living in Craig include its peaceful and family-friendly atmosphere, outdoor recreation opportunities, and a growing food scene. However, some cons include the limited job opportunities and a relatively small town feel, which may not be suitable for everyone. Additionally, the town has a distinct vibe that is different from other nearby cities like Steamboat Springs.
Is Craig a good place to live? +
Whether Craig is a good place to live depends on your individual preferences and priorities. If you value a peaceful and family-friendly atmosphere, outdoor recreation opportunities, and a growing food scene, Craig may be a great fit for you. However, if you're looking for a more urban or fast-paced lifestyle, you may want to consider other options.

Things Near Craig, CO

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Craig

Craig, CO is a stable investment market with a median household income of $49,727 and a relatively high poverty rate of 13.3%, which suggests some risk but also potential for growth. The population of 9,233, with a median age of 32.7, indicates a relatively young community. The top industries, including Transportation & Warehousing, & Utilities, Finance & Insurance, & Real Estate & Rental & Leasing, and Public Administration, provide a diverse economic base. However, the poverty rate and income inequality, as measured by the GINI coefficient of 0.405, are concerns that need to be considered. On the other hand, the average commute time of 19.4 minutes is relatively low, and the health insurance coverage rate of 86.9% is a positive indicator of the community's well-being. The median property value of $170,500 and median property taxes of $2,359 also suggest a relatively affordable housing market. The foreign-born rate is not available, but the top ethnicities, including White, White Non-Hispanic, and Hispanic, indicate a diverse community. Overall, Craig, CO presents a mix of opportunities and challenges for investors, with its stable economy, relatively high poverty rate, and diverse community. The homeownership rate of 62.4% and top commute methods, including Drove Alone, Carpooled, and Walked, also provide insight into the community's lifestyle and transportation habits. With careful consideration of these factors, investors can make informed decisions about investing in Craig, CO.

Population 9,233
Median Age 32.70
Avg. Household Income $49,727
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials