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Gunnison, CO | City Real Estate Market Analysis

Gunnison, Gunnison County, Colorado
City Analysis Real Estate Market CO Gunnison County
Gunnison
Market Insight

Gunnison, CO Investment Potential Analysis

Market analysis for Gunnison, CO will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Gunnison.
31.00%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$39,462
Avg. Household Income
💵 Average annual household income in the area.
5,890
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Gunnison, CO Real Estate Market Property Overview

  • Real estate market overview for Gunnison, CO, Gunnison County
  • Population of 5,890
  • Average household income of $39,462
  • Property tax rate of 31.00%
  • Median resident age of 23.70

Property Details

City Gunnison State Colorado
County Gunnison Country USA
Population 5,890 Median Age 23.70
Avg. Household Income $39,462 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 31.00%
Top Industries N/A Economic Overview N/A
Coordinates 38.5480, -106.9246 Properties Listed 0

Model investment returns using Gunnison, CO market data as defaults

25%
5.0%
30 years
31.00%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Gunnison, CO median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Gunnison, CO Income Property

Key questions for informed investment decisions

What's the overall investment potential of Gunnison, CO, considering its demographics and economy? +
Gunnison's relatively high poverty rate of 26.2% is somewhat offset by its strong health insurance coverage of 87.6%, indicating a degree of employment stability, while its top industries in professional services and public administration suggest a stable market, and the city's diverse population with 47.7% White and 7.0% Hispanic residents contributes to a vibrant community.
How does the city's commute time and transportation infrastructure impact rental demand? +
The average commute time of 12.2 minutes in Gunnison, combined with the prevalence of driving alone, carpooling, and walking, suggests a well-planned city with convenient transportation options, which is attractive to renters, and the fact that 87.6% of residents have health insurance coverage implies a relatively stable tenant base.
What are the key factors influencing the local housing market, including property values and taxes? +
Gunnison's median property value of $234,900 and median property taxes of $779, along with a homeownership rate of 40.9%, indicate a relatively affordable housing market, and the city's strong employment population of 3,477 and diverse top industries, including professional services and finance, contribute to a stable demand for housing.
How does the city's ethnic diversity and income inequality impact market demand and stability? +
The ethnic diversity of Gunnison, with 47.7% White, 42.2% White Non-Hispanic, and 7.0% Hispanic residents, contributes to a vibrant community, and while the income inequality GINI coefficient of 0.4 suggests some disparity, the city's strong employment rate and relatively high health insurance coverage of 87.6% help to mitigate this issue and ensure a stable market.
What role do quality of life metrics, such as commute time and health insurance coverage, play in assessing market stability? +
Gunnison's short average commute time of 12.2 minutes and high health insurance coverage rate of 87.6% are positive indicators of quality of life, suggesting a stable and attractive environment for residents, which in turn contributes to a stable housing market, and the fact that 94.2% of residents have a high school diploma and 43.8% have a bachelor's degree or higher implies a well-educated population with good job prospects.
What are some of the best neighborhoods to live in Gunnison? +
Gunnison has several great neighborhoods to live in, but I couldn't find the specific names. You might want to check with local real estate agents or online forums for more information.
What are some fun things to do in Gunnison? +
There are plenty of fun things to do in Gunnison, including visiting the Black Canyon of the Gunnison National Park, hiking, mountain biking, fishing, and skiing at Crested Butte Mountain Resort. You can also explore the city's downtown area and check out the local shops and restaurants.
What is the food scene like in Gunnison? +
Gunnison has a variety of restaurants serving different cuisines, including American, Mexican, Nepalese, and Thai. Some popular spots include Gunnison Pizza, Palisades Restaurant, Blackstock Bistro, and Patcharee's Kitchen. There are also plenty of great food trucks and cafes to grab a quick bite.
What are the pros and cons of living in Gunnison? +
The pros of living in Gunnison include its natural beauty, outdoor recreation opportunities, and small-town charm. However, the cons include a relatively high cost of living, limited job opportunities, and harsh winters. Ultimately, whether Gunnison is a good fit for you will depend on your individual priorities and lifestyle.
Is Gunnison a good place to live? +
Gunnison can be a great place to live for people who love the outdoors and are looking for a small-town community. While it may not be the best fit for everyone, Gunnison offers a unique blend of natural beauty, recreation opportunities, and charm that makes it a wonderful place to call home.

Things Near Gunnison, CO

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Gunnison

Gunnison, CO is a city that tends to attract a younger crowd, with a median age of 23.7, which could be beneficial for businesses that cater to this demographic. The population of 5,890 is relatively small, but the median household income of $39,462 and the fact that 87.6% of residents have health insurance coverage suggest a certain level of stability. However, the 26.2% poverty rate suggests some risk, and investors should be aware of this challenge. The city's top industries, including professional and scientific services, public administration, and finance, could provide opportunities for growth. The average commute time of 12.2 minutes is relatively short, which could be attractive to residents. The foreign-born rate of 4.8% and the ethnic diversity, with 47.7% of residents identifying as White, 42.2% as White Non-Hispanic, and 7.0% as Hispanic, add to the city's unique character. Overall, Gunnison presents a mix of opportunities and challenges, and investors should carefully consider these factors before making a decision. The city's high school graduation rate of 94.2% and the fact that 43.8% of residents have a Bachelor's degree or higher are also positive indicators. However, the relatively low homeownership rate of 40.9% and the high property crime rate of 2,514.1 per 100,000 residents are concerns that should be taken into account.

Population 5,890
Median Age 23.70
Avg. Household Income $39,462
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials