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Durango, CO | City Real Estate Market Analysis

Durango, La Plata County, Colorado
City Analysis Real Estate Market CO La Plata County
Durango
Market Insight

Durango, CO Investment Potential Analysis

Market analysis for Durango, CO will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Durango.
0.24%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$54,649
Avg. Household Income
💵 Average annual household income in the area.
17,145
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Durango, CO Real Estate Market Property Overview

  • Real estate market overview for Durango, CO, La Plata County
  • Population of 17,145
  • Average household income of $54,649
  • Property tax rate of 0.24%
  • Median resident age of 32.50

Property Details

City Durango State Colorado
County La Plata Country USA
Population 17,145 Median Age 32.50
Avg. Household Income $54,649 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.24%
Top Industries N/A Economic Overview N/A
Coordinates 37.2659, -107.8781 Properties Listed 0

Model investment returns using Durango, CO market data as defaults

25%
5.0%
30 years
0.24%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Durango, CO median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Durango, CO Income Property

Key questions for informed investment decisions

What is the overall investment potential of Durango, CO, considering its demographics and economy? +
Durango, CO, with a population of 17,145 and a median age of 32.5, presents a stable investment market, given its median household income of $54,649 and a relatively low poverty rate of 12.0%, suggesting a strong and stable tenant base, further reinforced by an employed population of 9,704 and a high health insurance coverage rate of 89.5%.
How does the ethnic diversity and industry mix in Durango impact real estate investment? +
The city's ethnic diversity, led by White (46.0%) and White Non-Hispanic (42.8%) populations, along with a significant Hispanic (5.0%) presence, contributes to a culturally rich environment, while its top industries in Wholesale Trade, Information, and Manufacturing suggest a diverse economic base, which can lead to a stable demand for housing and rentals, especially considering the median property value of $362,000 and a homeownership rate of 53.9%.
What are the implications of Durango's quality of life metrics for real estate investors? +
The average commute time of 15.1 minutes, with top commute methods including driving alone, working from home, and walking, indicates a high quality of life, which, combined with a high health insurance coverage rate of 89.5%, suggests a desirable living environment that can attract and retain residents, potentially leading to increased property values and rental yields over time, making it an attractive option for investors looking at the city's median property taxes of $3,376.
How does the income inequality and poverty rate in Durango affect the real estate market? +
Durango's poverty rate of 12.0% and a GINI coefficient of 0.439 suggest that while there is some level of income inequality, the overall economic stability, with a median household income of $54,649 and an employed population of 9,704, can support a robust rental market, especially when considering the city's diverse industries and relatively low poverty rate, which together indicate a market with potential for growth and stable returns on investment.
What role does the health insurance coverage rate play in assessing the stability of the rental market in Durango? +
The high health insurance coverage rate of 89.5% in Durango, combined with its low poverty rate of 12.0% and significant employed population, suggests a stable and secure tenant base, as residents are more likely to have the financial means to pay rent consistently, which, along with the city's short average commute time of 15.1 minutes and diverse top industries, makes Durango an attractive location for real estate investment, with potential for long-term stability and growth in property values and rental income.
What are some of the best neighborhoods to live in Durango? +
Some of the best neighborhoods to live in Durango include Historic Downtown Durango, Edgemont, Three Springs, Glacier Club, Animas Valley, and Dalton Ranch. Each neighborhood has its own unique character, with Historic Downtown offering a walkable and vibrant atmosphere, while Edgemont and Three Springs provide more suburban living options. Glacier Club and Animas Valley offer a mix of natural beauty and outdoor recreation opportunities, while Dalton Ranch is known for its golf courses and stunning views.
What are some fun things to do in Durango? +
Durango has a wide range of activities and attractions to enjoy, including the Durango and Silverton Narrow Gauge Railroad and Museum, Historic Downtown Durango, San Juan National Forest, and Mesa Verde. You can also explore the outdoors with hiking, horseback riding, and mountain biking trails, or visit the many shops, restaurants, and galleries in the area. For a unique experience, take a ride on the Durango train or go zip lining, whitewater rafting, or skiing.
What is the food scene like in Durango? +
Durango has a thriving food scene with over 500 restaurants and bars to choose from. Some popular spots include Derailed Pour House, Steamworks Brewing Co., Michel's Corner Crepes, and Oscar's Cafe. You can also find a variety of cuisines, from classic comfort food to fine dining, and enjoy the local flavors of the region. Be sure to check out the many food trucks and cafes in the area, as well as the Durango Farmers Market for fresh produce and local products.
What are the pros and cons of living in Durango? +
Living in Durango has its pros and cons. On the plus side, the city offers a unique blend of outdoor recreation opportunities, a thriving arts and cultural scene, and a strong sense of community. However, the cost of living in Durango can be high, and the city's remote location can make it difficult to access certain amenities and services. Additionally, the city's popularity with tourists can lead to crowds and traffic during peak season. Despite these challenges, many residents find that the natural beauty and small-town charm of Durango make it an ideal place to call home.
Is Durango a good place to live? +
Whether or not Durango is a good place to live depends on your individual preferences and priorities. If you value outdoor recreation, a strong sense of community, and a unique small-town atmosphere, Durango may be an excellent choice. However, if you're looking for a more urban lifestyle or easy access to certain amenities and services, you may want to consider other options. Ultimately, Durango is a great fit for those who are looking for a relaxed, natural lifestyle and are willing to trade off some conveniences for the beauty and charm of the area.

Things Near Durango, CO

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Durango

Durango, CO is a stable investment market with a median household income of $54,649 and relatively low poverty rate of 12.0%. This market tends to attract a younger crowd, with a median age of 32.5, which could be beneficial for businesses catering to this demographic. The top industries in Durango, including Wholesale Trade, Information, and Manufacturing, provide a diverse range of employment opportunities. However, the 12.0% poverty rate suggests some risk, and investors should be aware of this challenge. On the other hand, the city's high health insurance coverage rate of 89.5% and relatively short average commute time of 15.1 minutes are positives for the quality of life. The median property value of $362,000 and median property taxes of $3,376 are also important considerations for real estate investors. With a population of 17,145 and a foreign-born population not available, Durango's ethnic diversity is notable, with 46.0% of the population identifying as White, 42.8% as White Non-Hispanic, and 5.0% as Hispanic. Overall, Durango presents a mix of opportunities and challenges for investors, and a thorough analysis of the data is essential to making informed decisions. The city's relatively high homeownership rate of 53.9% and low commute times are also attractive features. Investors should carefully weigh these factors, including the GINI coefficient of 0.439, which indicates a moderate level of income inequality, to determine whether Durango is the right fit for their investment goals.

Population 17,145
Median Age 32.50
Avg. Household Income $54,649
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials