Atlantic Beach, FL | City Real Estate Market Analysis

Atlantic Beach, Duval County, Florida

City Analysis Real Estate Market FL Duval County

Atlantic Beach

Market Insight

Atlantic Beach, FL Investment Potential Analysis

Market analysis for Atlantic Beach, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Atlantic Beach.

0.96%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$68,794

Avg. Household Income

💵 Average annual household income in the area.

12,783

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Atlantic Beach, FL Real Estate Market Property Overview

Real estate market overview for Atlantic Beach, FL, Duval County
Population of 12,783
Average household income of $68,794
Property tax rate of 0.96%
Median resident age of 44.50

Property Details

City	Atlantic Beach	State	Florida
County	Duval	Country	USA
Population	12,783	Median Age	44.50
Avg. Household Income	$68,794	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	0.96%
Top Industries	N/A	Economic Overview	N/A
Coordinates	30.3375, -81.4127	Properties Listed	0

Model investment returns using Atlantic Beach, FL market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 0.96%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Atlantic Beach, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Atlantic Beach, FL Income Property

Key questions for informed investment decisions

What's the overall investment outlook for Atlantic Beach, FL? +

The 7.2% poverty rate and 90.3% health insurance coverage suggest a stable market with access to employment opportunities, while the $68,794 median household income and 24.2-minute average commute time indicate a desirable quality of life for residents, making it an attractive investment destination.

How does the local economy impact real estate demand in Atlantic Beach? +

The top industries, including Wholesale Trade, Transportation & Warehousing, and Finance & Insurance, drive employment and attract a diverse population, with 44.7% White and 3.9% Black ethnicities, contributing to a strong demand for housing, and with a median property value of $319,200, investors can expect a relatively stable market.

What are the key factors to consider when assessing tenant quality in Atlantic Beach? +

The combination of a low 7.2% poverty rate, high 90.3% health insurance coverage, and a short 24.2-minute average commute time suggests a working-class market with employment stability, and with 69.5% homeownership rate, investors can expect a mix of long-term renters and owners, making it essential to balance rental yields with property management strategies.

How does the city's demographic diversity impact market demand and property appreciation? +

The ethnic diversity, with top ethnicities including White, White Non-Hispanic, and Black, contributes to a vibrant community, and with a median age of 44.5, the population is likely to be established and stable, driving demand for housing and supporting property appreciation, especially in areas with high access to healthcare and a low 0.55 per 1,000 residents violent crime rate.

What role do commute times and transportation options play in Atlantic Beach's real estate market? +

The 24.2-minute average commute time and top commute methods, including Drove Alone, Worked At Home, and Carpooled, indicate a convenient and flexible transportation network, making it easier for residents to access employment and amenities, and with 95.1% access to healthcare, investors can expect a high quality of life and relatively low turnover rates, supporting long-term rental income and property value growth.

What are some of the best neighborhoods to live in Atlantic Beach? +

Some of the best neighborhoods to live in Atlantic Beach include Cypress Cove, Atlantic Beach Country Club, Oceanwalk, Tiffany by the Sea, Ocean Village, and Sea Gardens. Each neighborhood has its own unique character and advantages, so it's worth researching to find the one that best fits your needs and preferences.

What are some fun things to do in Atlantic Beach? +

There are plenty of fun things to do in Atlantic Beach, including visiting the beach, going to Big Talbot Island State Park, exploring the Dutton Island and Tide Views preserves, and checking out the local events like Acoustic Nights, Arts in the Park, and the Atlantic Beach Farmers' Market. You can also visit nearby attractions like Amelia Island and the St. Johns Town Center.

What is the food scene like in Atlantic Beach? +

The food scene in Atlantic Beach is diverse and delicious, with a range of restaurants serving everything from seafood to Latin fusion to Asian street fare. Some popular restaurants include Seafood Kitchen, Culhane's Irish Pub & Restaurant, Azurea, and The Fish Company. There are also plenty of great food trucks and casual eateries to grab a quick bite.

What are the pros and cons of living in Atlantic Beach? +

The pros of living in Atlantic Beach include its beautiful beaches, friendly community, and range of outdoor activities. However, some cons include the potential for crowds and traffic during peak season, and the higher cost of living compared to some other areas in Florida. Additionally, some residents have noted that the city can feel a bit quiet and sleepy at times, which may not be ideal for everyone.

Is Atlantic Beach a good place to live? +

Overall, Atlantic Beach is a great place to live for those who value a relaxed, beach-oriented lifestyle and are willing to pay a bit more for it. The city has a strong sense of community, plenty of outdoor activities, and a range of amenities and services. However, it may not be the best fit for everyone, particularly those who prefer a more urban or fast-paced environment. Ultimately, whether or not Atlantic Beach is a good place to live depends on your individual priorities and preferences.

Things Near Atlantic Beach, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Atlantic Beach

Atlantic Beach, FL is a stable investment market with a median household income of $68,794 and relatively low poverty rate of 7.2%. This market tends to attract a mix of young professionals and families, with a median age of 44.5 and a high school graduation rate of 94.2%. The top industries in the area, including wholesale trade, transportation, and finance, provide a diverse range of job opportunities. However, the 7.2% poverty rate suggests some risk, and investors should be aware of the potential for economic instability. The city's commute time of 24.2 minutes is relatively short, and the fact that 90.3% of residents have health insurance coverage is a positive indicator of the overall quality of life. The foreign-born rate of 4.5% and ethnic diversity, with 44.7% of residents identifying as White and 3.9% as Black, contribute to a unique cultural landscape. With a median property value of $319,200 and a homeownership rate of 69.5%, the housing market in Atlantic Beach appears to be strong. Nevertheless, investors should carefully consider the local economy and demographics before making any decisions. The GINI coefficient of 0.502 indicates a moderate level of income inequality, which could impact the local economy. Overall, Atlantic Beach presents a mix of opportunities and challenges for investors, and a thorough analysis of the local market is essential for making informed decisions.

Population 12,783

Median Age 44.50

Avg. Household Income $68,794

Similar Properties Near Atlantic Beach, FL

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Atlantic Beach, FL | City Real Estate Market Analysis

Atlantic Beach, FL Investment Potential Analysis

Atlantic Beach, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Atlantic Beach, FL Income Property

Things Near Atlantic Beach, FL

Metro Center Station

Grand Central Market

About Atlantic Beach

Similar Properties Near Atlantic Beach, FL

Access the REI Capital investment overview

Atlantic Beach, FL | City Real Estate Market Analysis

Atlantic Beach, FL Investment Potential Analysis

Atlantic Beach, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Atlantic Beach, FL Income Property

Things Near Atlantic Beach, FL

Metro Center Station

Grand Central Market

About Atlantic Beach

Similar Properties Near Atlantic Beach, FL

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Access the REI Capital investment overview