Ferry Pass, FL | City Real Estate Market Analysis

Ferry Pass, Escambia County, Florida

City Analysis Real Estate Market FL Escambia County

Ferry Pass

Market Insight

Ferry Pass, FL Investment Potential Analysis

Market analysis for Ferry Pass, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Ferry Pass.

4.35%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$40,883

Avg. Household Income

💵 Average annual household income in the area.

29,090

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Ferry Pass, FL Real Estate Market Property Overview

Real estate market overview for Ferry Pass, FL, Escambia County
Population of 29,090
Average household income of $40,883
Property tax rate of 4.35%
Median resident age of 38.00

Property Details

City	Ferry Pass	State	Florida
County	Escambia	Country	USA
Population	29,090	Median Age	38.00
Avg. Household Income	$40,883	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	4.35%
Top Industries	N/A	Economic Overview	N/A
Coordinates	30.5205, -87.1899	Properties Listed	0

Model investment returns using Ferry Pass, FL market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 4.35%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Ferry Pass, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Ferry Pass, FL Income Property

Key questions for informed investment decisions

What's the overall investment outlook for Ferry Pass, FL, considering its demographic and economic indicators? +

The 15.9% poverty rate combined with 87.7% health insurance coverage suggests a working-class market with some employment stability, while the $40,883 average household income and 45.3% homeownership rate indicate a potential for rental demand, particularly with top industries like Information and Public Administration driving local employment.

How does the city's ethnic diversity and commute infrastructure impact market demand for real estate investments? +

The diverse population, with White, White Non-Hispanic, and Black communities, along with a relatively short 21.3-minute average commute time and prevalent use of driving and working from home, suggests a stable and attractive environment for renters and potential buyers, supported by the presence of industries like Manufacturing and Information.

What are the implications of the city's poverty rate, health insurance coverage, and median property value for real estate investors? +

The 15.9% poverty rate, although a concern, is somewhat mitigated by the 87.7% health insurance coverage, indicating a level of financial stability among residents, which, combined with a median property value of $143,600, suggests a viable market for investors looking to balance risk and potential for appreciation.

How do the top industries in Ferry Pass, FL, influence the local real estate market and investor opportunities? +

The dominance of industries such as Information, Public Administration, and Manufacturing points to a relatively stable employment market, which can support rental incomes and potentially drive demand for housing, especially considering the city's median household income of $40,883 and the fact that 45.3% of the population are homeowners.

What role do commute times, health insurance rates, and ethnic diversity play in assessing the stability and attractiveness of the Ferry Pass, FL, real estate market for investors? +

The combination of a short average commute time of 21.3 minutes, high health insurance coverage of 87.7%, and a diverse ethnic makeup suggests a market with a good quality of life, which can attract and retain residents, thereby supporting the stability and potential for growth in real estate investments, particularly in a city with a median age of 38 and a gini coefficient of 0.497.

What are some of the best neighborhoods to live in Ferry Pass? +

Some of the best neighborhoods to live in Ferry Pass include Spanish Trail, Cordova Park, and Perdido Key. These areas offer a range of housing options, from affordable homes to luxury beachfront properties. Spanish Trail is known for its nice homes and proximity to downtown, while Cordova Park offers a more affordable option with easy access to local amenities. Perdido Key is a popular choice for beach lovers and retirees, with its stunning views and relaxed atmosphere.

What are some fun things to do in Ferry Pass? +

There are plenty of fun things to do in Ferry Pass, including visiting the Pensacola Naval Air Station, exploring the Perdido Key Beach, and checking out the Pensacola Bay Center. You can also visit the University of West Florida, go hiking at the Milton Riverwalk, or play games at The Grid Arcade Pensacola. For some local events, you can attend the Pirates in the Harbour or Kites on the Coast. Additionally, there are several attractions and places to see around Ferry Pass, such as the Naval Aviation Museum and the Pensacola Lighthouse.

What is the food scene like in Ferry Pass? +

The food scene in Ferry Pass is diverse and exciting, with a range of cuisines to choose from. Some popular restaurants include The Lobster Cage, George Bistro + Bar, Seventy1 Bistro, and Mr. Pollo. You can also find great seafood at The Fishing Hole, or try some contemporary Southern cuisine at Restaurant IRON or The Union Public House. There are also plenty of great food trucks and local eateries to explore, offering everything from steakhouse to Italian and American fare.

What are the pros and cons of living in Ferry Pass? +

The pros of living in Ferry Pass include its beautiful beaches, outdoor recreational opportunities, and a range of housing options. The area also has a strong sense of community, with plenty of local events and attractions to enjoy. However, some cons include the potential for traffic and crowds, especially during tourist season. Additionally, some areas of Ferry Pass may be more prone to flooding or hurricane damage, so it's essential to research and prepare for these risks. Overall, Ferry Pass offers a unique blend of natural beauty, outdoor adventure, and small-town charm.

Is Ferry Pass a good place to live? +

Ferry Pass can be a great place to live, depending on your individual preferences and priorities. If you love the beach, outdoor recreation, and a relaxed atmosphere, you may find Ferry Pass to be an ideal choice. The area also offers a range of housing options, from affordable to luxury, and a strong sense of community. However, it's essential to carefully consider the potential pros and cons, including traffic, crowds, and weather-related risks. Ultimately, whether Ferry Pass is a good place to live will depend on your unique needs and lifestyle.

Things Near Ferry Pass, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Ferry Pass

Ferry Pass, FL is a city that tends to have a mix of opportunities and challenges for investors. With a population of 29,090 and a median age of 38, the city has a relatively stable demographic. The median household income of $40,883 is modest, but the top industries, including Information, Public Administration, and Manufacturing, suggest a diverse economy. However, the 15.9% poverty rate suggests some risk, and the Gini coefficient of 0.497 indicates a significant wealth gap. On the other hand, the city's commute time of 21.3 minutes is relatively short, and the fact that 87.7% of the population has health insurance is a positive indicator. The top ethnicities, including White and Black populations, contribute to the city's diversity. The median property value of $143,600 and median property taxes of $6,242 are also important considerations. While the city's foreign-born rate is not available, the overall demographic data suggests that Ferry Pass, FL is a city with both opportunities and challenges for investors. The high poverty rate and wealth gap are concerns, but the diverse economy, short commute time, and high health insurance rate are positives. Investors should carefully weigh these factors before making a decision.

Population 29,090

Median Age 38.00

Avg. Household Income $40,883

Similar Properties Near Ferry Pass, FL

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Ferry Pass, FL | City Real Estate Market Analysis

Ferry Pass, FL Investment Potential Analysis

Ferry Pass, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Ferry Pass, FL Income Property

Things Near Ferry Pass, FL

Metro Center Station

Grand Central Market

About Ferry Pass

Similar Properties Near Ferry Pass, FL

Access the REI Capital investment overview

Ferry Pass, FL | City Real Estate Market Analysis

Ferry Pass, FL Investment Potential Analysis

Ferry Pass, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Ferry Pass, FL Income Property

Things Near Ferry Pass, FL

Metro Center Station

Grand Central Market

About Ferry Pass

Similar Properties Near Ferry Pass, FL

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