Fleming Island, FL | City Real Estate Market Analysis

Fleming Island, Clay County, Florida

City Analysis Real Estate Market FL Clay County

Fleming Island

Market Insight

Fleming Island, FL Investment Potential Analysis

Market analysis for Fleming Island, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Fleming Island.

1.29%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$89,419

Avg. Household Income

💵 Average annual household income in the area.

28,738

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Fleming Island, FL Real Estate Market Property Overview

Real estate market overview for Fleming Island, FL, Clay County
Population of 28,738
Average household income of $89,419
Property tax rate of 1.29%
Median resident age of 41.20

Property Details

City	Fleming Island	State	Florida
County	Clay	Country	USA
Population	28,738	Median Age	41.20
Avg. Household Income	$89,419	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	1.29%
Top Industries	N/A	Economic Overview	N/A
Coordinates	30.0988, -81.7124	Properties Listed	0

Model investment returns using Fleming Island, FL market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 1.29%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Fleming Island, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Fleming Island, FL Income Property

Key questions for informed investment decisions

What is the overall investment potential of Fleming Island, FL, considering its demographic and economic factors? +

The combination of a relatively low poverty rate of 4.3%, high median household income of $89,419, and a strong employment market with top industries like Wholesale Trade and Finance & Insurance suggests a stable investment environment. Additionally, the high health insurance coverage rate of 94.9% and low unemployment rate of 3.4% indicate a reliable tenant base. The area's ethnic diversity, with a majority of White and White Non-Hispanic populations, also contributes to its appeal as a investment location.

How does the local economy impact the real estate market in Fleming Island, FL? +

The local economy, driven by top industries such as Wholesale Trade, Finance & Insurance, and Public Administration, supports a high median household income of $89,419 and a low poverty rate of 4.3%, making it an attractive location for real estate investment. The employed population of 13,177 and low unemployment rate of 3.4% further contribute to the area's economic stability, which is reflected in the median property value of $225,000 and high homeownership rate of 82.7%.

What are the key factors that influence the quality of life for residents and tenants in Fleming Island, FL? +

The average commute time of 31 minutes, with top commute methods including driving alone, working from home, and carpooling, suggests a relatively convenient and flexible transportation system. Combined with the high health insurance coverage rate of 94.9% and low poverty rate of 4.3%, these factors contribute to a high quality of life for residents and tenants, making Fleming Island an appealing location for real estate investment.

How does the demographic diversity of Fleming Island, FL impact its real estate market? +

The area's demographic diversity, with a majority of White and White Non-Hispanic populations, as well as a notable Hispanic presence, contributes to its appeal as a investment location. The foreign-born rate of 4.8% and top ethnicities also suggest a culturally diverse community, which can support a strong and stable rental market. Furthermore, the high median age of 41.2 and average household size of 2.63 indicate a relatively established and family-oriented community.

What are the implications of the housing market and property values for real estate investors in Fleming Island, FL? +

The median property value of $225,000 and median property taxes of $8,240 suggest a relatively stable and affordable housing market. The high homeownership rate of 82.7% and low poverty rate of 4.3% also indicate a strong demand for housing and a reliable tenant base. Additionally, the area's top industries and high median household income support the potential for long-term property appreciation and rental yield, making Fleming Island an attractive location for real estate investment.

What are some of the best neighborhoods to live in Fleming Island? +

Some of the best neighborhoods to live in Fleming Island include Eagle Harbor, Pace Island, Fleming Island Plantation, Harbor Island, Hibernia Plantation, Beulah Vista Estates, Christopher Cove, and Fleming Estates. These neighborhoods offer a range of amenities, including golf courses, waterfront views, and top-tier amenities.

What are some fun things to do in Fleming Island? +

There are plenty of fun things to do in Fleming Island, including visiting Moccasin Slough Park, Doctors Lake Park, and the Checkered Past Vintage Market. You can also explore the Florida International Rally & Motorsport Park, go hiking or cycling, or check out the local farmers' market. Additionally, the Island Theater and Leaderboard Arcade are great places to visit for some entertainment.

What is the food scene like in Fleming Island? +

The food scene in Fleming Island is diverse and exciting, with a range of restaurants serving different cuisines. Some popular restaurants include Mojo Smokehouse, Talons At Eagle Harbor, V Pizza + Tap Garden, and Timeout Deli & Grill. There are also plenty of great food trucks and local eateries to try. From Italian to Thai to seafood, there's something for everyone in Fleming Island.

What are the pros and cons of living in Fleming Island? +

The pros of living in Fleming Island include its beautiful parks, scenic views, and range of amenities. However, some cons include the potential for traffic and crowds, especially during peak season. Additionally, the area can be quite pricey, especially when it comes to housing. Overall, though, Fleming Island is a great place to live for those who value a strong sense of community and plenty of things to do.

Is Fleming Island a good place to live? +

Fleming Island is a great place to live for those who value a strong sense of community, plenty of amenities, and a range of things to do. While it may have some drawbacks, such as traffic and high housing costs, the pros definitely outweigh the cons. With its beautiful parks, scenic views, and diverse food scene, Fleming Island is a wonderful place to call home.

Things Near Fleming Island, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Fleming Island

Fleming Island, FL is a stable investment market with a median household income of $89,419 and relatively low poverty rate of 4.3%. This market tends to attract families and individuals with a median age of 41.2, who value the area's high homeownership rate of 82.7% and median property value of $225,000. The top industries in the area, including Wholesale Trade, Finance & Insurance, and Public Administration, provide a strong foundation for employment, with 13,177 employed individuals. However, the 4.3% poverty rate and 3.4% unemployment rate suggest some risk. The area's ethnic diversity, with 45.4% White, 42.7% White Non-Hispanic, and 4.5% Hispanic, and foreign-born rate of 4.8% contribute to its unique character. With an average commute time of 31.0 minutes, residents can easily access nearby cities for work or leisure. The high health insurance coverage rate of 94.9% and low poverty rate indicate a relatively high quality of life. Overall, Fleming Island, FL offers a mix of stability, diversity, and opportunity, making it an attractive option for investors. The median earnings for males and females, $63,419 and $48,419 respectively, and per capita income of $34,419, provide additional insight into the area's economic profile. While the GINI coefficient of 0.367 indicates some income inequality, the area's overall economic stability and high standard of living make it a viable investment opportunity.

Population 28,738

Median Age 41.20

Avg. Household Income $89,419

Similar Properties Near Fleming Island, FL

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Fleming Island, FL | City Real Estate Market Analysis

Fleming Island, FL Investment Potential Analysis

Fleming Island, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Fleming Island, FL Income Property

Things Near Fleming Island, FL

Metro Center Station

Grand Central Market

About Fleming Island

Similar Properties Near Fleming Island, FL

Access the REI Capital investment overview

Fleming Island, FL | City Real Estate Market Analysis

Fleming Island, FL Investment Potential Analysis

Fleming Island, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Fleming Island, FL Income Property

Things Near Fleming Island, FL

Metro Center Station

Grand Central Market

About Fleming Island

Similar Properties Near Fleming Island, FL

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