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DeBary, FL | City Real Estate Market Analysis

DeBary, Volusia County, Florida
City Analysis Real Estate Market FL Volusia County
DeBary
Market Insight

DeBary, FL Investment Potential Analysis

Market analysis for DeBary, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in DeBary.
0.79%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$54,606
Avg. Household Income
💵 Average annual household income in the area.
19,284
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

DeBary, FL Real Estate Market Property Overview

  • Real estate market overview for DeBary, FL, Volusia County
  • Population of 19,284
  • Average household income of $54,606
  • Property tax rate of 0.79%
  • Median resident age of 48.20

Property Details

City DeBary State Florida
County Volusia Country USA
Population 19,284 Median Age 48.20
Avg. Household Income $54,606 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.79%
Top Industries N/A Economic Overview N/A
Coordinates 28.8815, -81.3240 Properties Listed 0

Model investment returns using DeBary, FL market data as defaults

25%
5.0%
30 years
0.79%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use DeBary, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For DeBary, FL Income Property

Key questions for informed investment decisions

What is the overall investment potential of DeBary, FL, considering its demographic and economic factors? +
DeBary, FL, with a median household income of $54,606 and a relatively low poverty rate of 7.9%, presents a stable investment market. The city's diverse economy, led by industries such as Wholesale Trade, Information, and Manufacturing, supports a strong employment base, which is further reinforced by its high health insurance coverage rate of 89.4%.
How does the ethnic diversity and commute time in DeBary impact the demand for rental properties? +
The ethnic diversity in DeBary, with top ethnicities including White, White Non-Hispanic, and Hispanic, contributes to a vibrant community. Combined with an average commute time of 31.1 minutes and a preference for driving alone, the demand for conveniently located rental properties is likely to be strong, especially among the employed population of 8,060.
What insights can be gleaned from the city's homeownership rate and median property value for real estate investors? +
DeBary's high homeownership rate of 85.0% and median property value of $157,900 indicate a stable and potentially appreciating housing market. This, coupled with a median property tax of $6,701, suggests that investors may find opportunities in both rental income and long-term property appreciation, particularly in a market with a relatively low poverty rate and high employment.
How does the health insurance coverage and commute method impact the quality of life for residents and, by extension, the attractiveness of DeBary to investors? +
The high health insurance coverage rate of 89.4% in DeBary suggests a population with access to healthcare, contributing to a better quality of life. When combined with the average commute time of 31.1 minutes and the prevalence of driving alone, it indicates that residents value convenience and accessibility, making well-located properties attractive to both renters and buyers, thus supporting investment potential.
What role do the GINI coefficient and foreign-born rate play in assessing the investment stability of DeBary, FL? +
DeBary's GINI coefficient of 0.362, which measures income inequality, and its foreign-born rate of 6.4%, provide insights into the city's economic and demographic stability. A moderate GINI coefficient suggests a relatively balanced income distribution, while the foreign-born rate indicates a degree of diversity. These factors, along with the city's top industries and high employment rate, contribute to a stable investment environment, making DeBary an attractive location for real estate investment.
What are some of the best neighborhoods to live in DeBary? +
Some of the best neighborhoods to live in DeBary include Rivington, DeBary Golf & Country Club Community, and the central parts of the city. These areas offer a mix of affordability, recreation, and reasonable drive times to nearby cities like Sanford and Deland.
What are some fun things to do in DeBary? +
DeBary has a variety of attractions and activities to enjoy, including Gemini Springs Park, Lake Monroe Park, and the DeBary Hall Historic Site. You can also take a stroll along the lakeside or visit the nearby Central Florida Zoo and Botanical Gardens.
What is the food scene like in DeBary? +
DeBary's food scene offers a range of options, from casual eateries like The Salted Goat and La Strega Bistro to more upscale restaurants like FishBones and F&D Prime Modern Steakhouse. There are also plenty of great food trucks and local favorites to try.
What are the pros and cons of living in DeBary? +
The pros of living in DeBary include its natural beauty, with plenty of parks and lakes to enjoy, as well as its convenient location near major highways and cities. However, some cons include the potential for traffic and noise from nearby roads, as well as limited job opportunities in certain industries. Overall, DeBary is a great choice for those who value a relaxed, small-town atmosphere and easy access to outdoor recreation.
Is DeBary a good place to live? +
DeBary is a great place to live for those who value a quiet, small-town atmosphere and easy access to outdoor recreation. With its natural beauty, convenient location, and range of amenities, DeBary is an excellent choice for families, retirees, and anyone looking for a relaxed pace of life. However, it's worth considering the potential drawbacks, such as limited job opportunities and traffic noise, before making a decision.

Things Near DeBary, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About DeBary

DeBary, FL is a stable investment market with a median household income of $54,606 and relatively low poverty rate of 7.9%. This market tends to attract families and individuals with a median age of 48.2, who value the area's high homeownership rate of 85.0% and relatively affordable median property value of $157,900. The top industries in the area, including Wholesale Trade, Information, and Manufacturing, provide a diverse range of employment opportunities, with 8,060 people employed. However, the 7.9% poverty rate suggests some risk, and investors should be aware of the potential for economic challenges. The area's commute time of 31.1 minutes is relatively average, with most residents driving alone to work. The health insurance coverage rate of 89.4% is also a positive indicator of the area's quality of life. With a foreign-born rate of 6.4% and top ethnicities including White, White Non-Hispanic, and Hispanic, the area has a relatively diverse population. Overall, DeBary, FL presents a mix of opportunities and challenges for investors, with its stable economy, affordable housing, and diverse population being major draws. However, the poverty rate and potential for economic challenges should be carefully considered. The top commute methods, including driving alone, working at home, and carpooling, also suggest a need for flexible and adaptable investment strategies. With a GINI coefficient of 0.362, indicating a moderate level of income inequality, investors should be aware of the potential for economic disparities in the area. The high school graduation rate of 92.2% and Bachelor's degree or higher rate of 24.1% are also positive indicators of the area's educational attainment and potential for long-term growth.

Population 19,284
Median Age 48.20
Avg. Household Income $54,606
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials