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Lake Butler, FL | City Real Estate Market Analysis

Lake Butler, Orange County, Florida
City Analysis Real Estate Market FL Orange County
Lake Butler
Market Insight

Lake Butler, FL Investment Potential Analysis

Market analysis for Lake Butler, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Lake Butler.
0.97%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$123,042
Avg. Household Income
💵 Average annual household income in the area.
16,555
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Lake Butler, FL Real Estate Market Property Overview

  • Real estate market overview for Lake Butler, FL, Orange County
  • Population of 16,555
  • Average household income of $123,042
  • Property tax rate of 0.97%
  • Median resident age of 39.10

Property Details

City Lake Butler State Florida
County Orange Country USA
Population 16,555 Median Age 39.10
Avg. Household Income $123,042 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 0.97%
Top Industries N/A Economic Overview N/A
Coordinates 28.4862, -81.5460 Properties Listed 0

Model investment returns using Lake Butler, FL market data as defaults

25%
5.0%
30 years
0.97%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Lake Butler, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Lake Butler, FL Income Property

Key questions for informed investment decisions

What's the overall investment potential of Lake Butler, FL, considering its demographics and economy? +
With a median household income of $123,042 and a relatively low poverty rate of 5.3%, Lake Butler presents a stable investment market, further strengthened by its diverse economy led by industries like Wholesale Trade and Finance & Insurance, which cater to a population with a high health insurance coverage rate of 93.8%.
How does the ethnic diversity and foreign-born rate impact the demand for real estate in Lake Butler? +
The city's ethnic diversity, with top ethnicities including White, White Non-Hispanic, and Hispanic, combined with a foreign-born rate of 14.1%, suggests a culturally rich and potentially dynamic housing market, which could be attractive for investors looking to capitalize on rental properties, especially considering the high homeownership rate of 82.5% and the average commute time of 25.1 minutes.
What are the implications of Lake Butler's commute times and health insurance coverage for real estate investors? +
The average commute time of 25.1 minutes, coupled with a high health insurance coverage rate of 93.8%, indicates a stable and healthy workforce, which is beneficial for investors as it suggests a lower risk of tenant turnover and higher reliability in rental income, making properties in Lake Butler more attractive for long-term investment strategies.
How do the top industries in Lake Butler influence the local real estate market and investor demand? +
The presence of top industries such as Wholesale Trade, Information, and Finance & Insurance, & Real Estate & Rental & Leasing, contributes to a strong and diversified economic base, which can lead to a more stable and growing demand for housing, both for ownership and rental, thereby presenting opportunities for real estate investors to capitalize on a market with a median property value of $555,000 and median property taxes of $4,574.
What role does the GINI coefficient and poverty rate play in assessing the quality of tenants and market stability in Lake Butler? +
The GINI coefficient of 0.465, indicating a moderate level of income inequality, combined with a low poverty rate of 5.3%, suggests that Lake Butler has a relatively stable and affluent population, which can translate to more reliable tenants and a lower risk of investment, especially when considering the high employment rate and the dominance of stable industries in the local economy.
What are some of the best neighborhoods to live in Lake Butler? +
Some of the best neighborhoods to live in Lake Butler include Keene's Pointe, Windermere Trails, Lakes of Windermere, Isleworth, Summerport, Reserve at Lake Butler Sound, and Lake Cypress. These neighborhoods offer a range of housing options and amenities, and are located near the town's central area and the lake.
What are some fun things to do in Lake Butler? +
There are plenty of fun things to do in Lake Butler, including visiting the Union County Historical Museum, exploring the Palatka-Lake Butler State Trail, and enjoying the town's parks and outdoor recreational areas. You can also visit the nearby Sweetwater Wetlands Park or take a tram tour. Additionally, the town hosts various events and festivals throughout the year, such as the Lake Butler Festival.
What is the food scene like in Lake Butler? +
The food scene in Lake Butler is diverse and offers a range of options, including Subway, China 1, Simmer Down Lakeside Grill, Spires Country Deli, Skips Delicatessen, and Krispy Krunchy Chicken. There are also plenty of great food trucks and restaurants in the area, serving everything from fried chicken to Italian cuisine. You can also find delivery options through services like Uber Eats.
What are the pros and cons of living in Lake Butler? +
The pros of living in Lake Butler include its natural beauty, outdoor recreational opportunities, and small-town charm. However, some cons include the limited job opportunities and higher cost of living compared to other areas in Florida. Additionally, the town's remote location may make it difficult to access certain amenities or services. Overall, Lake Butler is a great place to live for those who value a peaceful, natural environment and a strong sense of community.
Is Lake Butler a good place to live? +
Lake Butler is a great place to live for those who value a peaceful, natural environment and a strong sense of community. The town offers a range of outdoor recreational opportunities, a diverse food scene, and a variety of community events and festivals. While it may have some limitations, such as limited job opportunities and a higher cost of living, overall Lake Butler is a wonderful place to call home.

Things Near Lake Butler, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Lake Butler

Lake Butler, FL is a stable investment market with a median household income of $123,042 and relatively low poverty rate of 5.3%. This market tends to attract a diverse population, with 14.1% of residents being foreign-born and a top ethnicity breakdown of White (39.2%), White Non-Hispanic (35.4%), and Hispanic (7.5%). The average commute time of 25.1 minutes is relatively short, and the top commute methods include driving alone, working from home, and carpooling. With a high health insurance coverage rate of 93.8%, residents tend to have access to quality healthcare. However, the 5.3% poverty rate and GINI coefficient of 0.465 suggest some income inequality. The top industries in the area, including wholesale trade, information, and finance, provide a strong economic foundation. The median property value of $555,000 and median property taxes of $4,574 may be a barrier to entry for some investors, but the 82.5% homeownership rate indicates a strong sense of community. Overall, Lake Butler, FL presents a solid investment opportunity, but it's essential to carefully consider the local economy, demographics, and quality of life metrics before making a decision.

Population 16,555
Median Age 39.10
Avg. Household Income $123,042
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials