Macclenny, FL | City Real Estate Market Analysis

Macclenny, Baker County, Florida

City Analysis Real Estate Market FL Baker County

Macclenny

Market Insight

Macclenny, FL Investment Potential Analysis

Market analysis for Macclenny, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

—

Avg. Home Value

🏠 Median residential property value in Macclenny.

74.00%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$54,345

Avg. Household Income

💵 Average annual household income in the area.

14,741

Population

👥 Total city population estimate.

—

Unemployment Rate

📊 Local unemployment vs. national benchmark.

Macclenny, FL Real Estate Market Property Overview

Real estate market overview for Macclenny, FL, Baker County
Population of 14,741
Average household income of $54,345
Property tax rate of 74.00%
Median resident age of 34.40

Property Details

City	Macclenny	State	Florida
County	Baker	Country	USA
Population	14,741	Median Age	34.40
Avg. Household Income	$54,345	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	74.00%
Top Industries	N/A	Economic Overview	N/A
Coordinates	30.2809, -82.1253	Properties Listed	0

Model investment returns using Macclenny, FL market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 74.00%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

Calculating...

💵Cash on Cash Return

Calculating...

🚀Internal Rate of Return

Calculating...

🏛️Property Tax Analysis

Calculating...

* Calculations use Macclenny, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Macclenny, FL Income Property

Key questions for informed investment decisions

What's the overall investment potential of this city, considering factors like poverty rate and health insurance coverage? +

The 18% poverty rate combined with 88% health insurance coverage suggests a relatively stable market with access to employment opportunities, making it an attractive investment destination. Additionally, the top industries in Healthcare & Social Assistance, Retail Trade, and Accommodation & Food Services indicate a diverse economy. The median household income of $54,345 also supports a stable tenant base.

How does the city's demographic diversity impact market demand for real estate investments? +

The city's ethnic diversity, with top ethnicities including White, Black or African American, and Asian, contributes to a vibrant cultural scene, which can drive demand for housing and commercial properties. Furthermore, the foreign-born rate of 5.2% and a median age of 34.4 suggest a dynamic population with potential for growth. The median property value of $143,400 and median property taxes of $1,333 also indicate a relatively affordable market.

What are the implications of the city's commute times and transportation methods for real estate investors? +

The average commute time of 31.4 minutes and top commute methods of driving alone, carpooling, and working from home suggest a city with relatively convenient transportation options, which can positively impact property values. The employed population of 7,331 and a strong presence of industries like Healthcare & Social Assistance also contribute to a stable workforce, reducing the risk of investment. The homeownership rate of 73% further indicates a high level of investment in the community.

How does the city's economic inequality, as measured by the Gini coefficient, affect real estate investment decisions? +

The Gini coefficient of 0.43 indicates a moderate level of economic inequality, which can impact the affordability and accessibility of housing for certain segments of the population. However, the median household income of $54,345 and a poverty rate of 18% suggest that there is still a sizable market for affordable and mid-range housing options. The top industries in Retail Trade and Accommodation & Food Services also provide opportunities for investment in commercial properties.

What role does the city's health insurance rate play in assessing the quality of potential tenants and the overall investment environment? +

The high health insurance rate of 88% suggests a population with access to healthcare and a degree of financial stability, which can contribute to a lower risk of investment. When combined with the city's moderate poverty rate and diverse economy, this factor supports the potential for a stable and reliable tenant base. The average commute time of 31.4 minutes and strong public transportation options further enhance the attractiveness of the city as an investment destination.

What are some of the best neighborhoods to live in Macclenny? +

Some of the best neighborhoods to live in Macclenny include Heritage Park Village, which is known for its cleanliness and safety. Other neighborhoods like Glen St Mary, Sanderson, and Taylor are also popular among residents. According to Niche.com, Macclenny is ranked as one of the suburbs with the lowest cost of living in Florida.

What are some fun things to do in Macclenny? +

There are plenty of fun things to do in Macclenny, such as visiting the Heritage Park Village, which showcases the city's history and culture. You can also check out the Macclenny Duck Pond, or attend events at the Baker County Fairgrounds. For outdoor activities, St. Marys Shoals Park and St. Mary's Cove are great spots to explore.

What is the food scene like in Macclenny? +

The food scene in Macclenny is diverse and delicious, with restaurants like Woody's Bar B Q serving up great barbecue, and Sunshine Thai offering authentic Thai cuisine. You can also find steakhouses like Sixth Street Steakhouse, and sandwich shops like The Sheik Sandwiches & Subs. There are also plenty of great food trucks and local eateries to try.

What are the pros and cons of living in Macclenny? +

One of the pros of living in Macclenny is its small-town charm and strong sense of community. The city also has a low cost of living and a relatively low poverty rate. However, one of the cons is that the job market may be limited, and the average commute time is around 31 minutes. Additionally, some residents have reported issues with the local school system.

Is Macclenny a good place to live? +

Overall, Macclenny can be a great place to live for those who value a small-town atmosphere and a strong sense of community. While it may have its drawbacks, the city's low cost of living, diverse food scene, and outdoor recreational opportunities make it an attractive option for many people. As with any place, it's essential to weigh the pros and cons and consider your individual priorities and needs before deciding if Macclenny is the right fit for you.

Things Near Macclenny, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Macclenny

This market tends to be a mixed bag for investors, with some promising indicators and others that suggest caution. On the one hand, the median household income of $54,345 and a strong employment rate of 49.7% (based on 7,331 employed out of a population of 14,741) indicate a relatively stable economy. The top industries, including Healthcare & Social Assistance, Retail Trade, and Accommodation & Food Services, also suggest a diverse range of opportunities. Additionally, the high health insurance coverage rate of 88% and a median age of 34.4 years old imply a relatively healthy and young population. However, the 18% poverty rate suggests some risk, and the average commute time of 31.4 minutes may be a concern for some businesses or residents. The foreign-born rate of 5.2% and ethnic diversity, with top ethnicities including White, Black or African American, and Asian, could also present opportunities for businesses that cater to diverse populations. The median property value of $143,400 and homeownership rate of 73% indicate a relatively stable housing market, but the poverty rate and commute time do warrant careful consideration. Overall, investors should carefully weigh these factors to determine whether this market aligns with their goals and risk tolerance.

Population 14,741

Median Age 34.40

Avg. Household Income $54,345

Similar Properties Near Macclenny, FL

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Macclenny, FL | City Real Estate Market Analysis

Macclenny, FL Investment Potential Analysis

Macclenny, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Macclenny, FL Income Property

Things Near Macclenny, FL

Metro Center Station

Grand Central Market

About Macclenny

Similar Properties Near Macclenny, FL

Access the REI Capital investment overview

Macclenny, FL | City Real Estate Market Analysis

Macclenny, FL Investment Potential Analysis

Macclenny, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Macclenny, FL Income Property

Things Near Macclenny, FL

Metro Center Station

Grand Central Market

About Macclenny

Similar Properties Near Macclenny, FL

Explore More in Florida

City Analysis (FL)

More Cities

Browse Properties

Access the REI Capital investment overview