Jacksonville, FL | City Real Estate Market Analysis

Jacksonville, Duval County, Florida

City Analysis Real Estate Market FL Duval County

Jacksonville

Market Insight

Jacksonville, FL Investment Potential Analysis

Market analysis for Jacksonville, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Jacksonville.

0.77%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$54,701

Avg. Household Income

💵 Average annual household income in the area.

944,477

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Jacksonville, FL Real Estate Market Property Overview

Real estate market overview for Jacksonville, FL, Duval County
Population of 944,477
Average household income of $54,701
Property tax rate of 0.77%
Median resident age of 36.40

Property Details

City	Jacksonville	State	Florida
County	Duval	Country	USA
Population	944,477	Median Age	36.40
Avg. Household Income	$54,701	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	0.77%
Top Industries	N/A	Economic Overview	N/A
Coordinates	30.3322, -81.6749	Properties Listed	0

Model investment returns using Jacksonville, FL market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 0.77%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Jacksonville, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Jacksonville, FL Income Property

Key questions for informed investment decisions

What's the overall investment outlook for Jacksonville, FL, considering its demographic and economic trends? +

Jacksonville's median household income of $54,701, combined with a poverty rate of 14.1% and high health insurance coverage of 88.1%, suggests a relatively stable market with a working-class population. The city's diverse economy, led by Healthcare & Social Assistance, Retail Trade, and Finance & Insurance, supports a large employed population of 416,454, indicating a strong demand for housing. Additionally, the top ethnicities, including White, Black or African American, and Asian, contribute to a culturally rich and diverse community.

How does Jacksonville's commute time and transportation infrastructure impact its real estate investment potential? +

The average commute time of 26.4 minutes in Jacksonville, with 81.2% of residents driving alone, indicates a relatively convenient transportation network. This, coupled with a high health insurance rate of 88.1% and a median age of 36.4, suggests a stable and healthy workforce, which is attractive for investors. The presence of various commute methods, including working from home, also points to a flexible and adaptable labor market.

What role does ethnic diversity play in shaping Jacksonville's real estate market, and what are the implications for investors? +

Jacksonville's diverse population, comprising White, Black or African American, and Asian ethnicities, contributes to a vibrant cultural scene, which can drive demand for housing and commercial properties. The city's top industries, including Healthcare & Social Assistance and Retail Trade, also benefit from this diversity, as it fosters a talented and skilled workforce. Investors can capitalize on this diversity by targeting properties that cater to the needs of these various ethnic groups.

How do poverty rates and health insurance coverage in Jacksonville affect the quality of tenants and the overall rental market? +

The poverty rate of 14.1% in Jacksonville, although relatively high, is mitigated by the strong health insurance coverage of 88.1%, indicating a degree of employment stability and access to healthcare. This combination suggests that tenants may be more reliable and able to pay rent consistently, making the rental market more attractive to investors. Furthermore, the median household income of $54,701 and the high employment rate support a stable and growing rental market.

What insights can be gleaned from Jacksonville's income inequality and homeownership rate for real estate investors? +

The GINI coefficient of 0.481 in Jacksonville indicates a moderate level of income inequality, which, combined with a homeownership rate of 58.2%, suggests that there is still a significant portion of the population renting. This presents an opportunity for investors to provide affordable and quality housing options, particularly in areas with growing demand. The median property value of $173,300 and median property taxes of $1,934 also provide a relatively affordable entry point for investors to tap into the local market.

What are some of the best neighborhoods to live in Jacksonville? +

Some popular neighborhoods to live in Jacksonville include Riverside, Avondale, and San Marco. These neighborhoods offer a mix of historic homes, trendy restaurants, and easy access to downtown. However, it's worth noting that some areas of Jacksonville can be quite spread out, so it's a good idea to research and visit different neighborhoods before deciding where to live.

What are some fun things to do in Jacksonville? +

There are plenty of fun things to do in Jacksonville, including visiting the Jacksonville Zoo and Gardens, exploring the Riverside Arts Market, and taking a stroll along the St. Johns River. You can also catch a game by the Jumbo Shrimp baseball team or the Iceman Hockey team. If you're looking for something more low-key, you can check out the Timucan ecological and historic preserve or visit the Museum of Science and History.

What is the food scene like in Jacksonville? +

The food scene in Jacksonville is diverse and growing, with a mix of Southern comfort food, fresh seafood, and international cuisine. Some popular restaurants include Orsay, Timoti's Seafood Shack, and Maple Street Biscuits. There are also plenty of great food trucks and local eateries to try, such as Taco Lu and Metro Diner. And if you're looking for something sweet, you can't go wrong with a visit to the French Pantry.

What are the pros and cons of living in Jacksonville? +

Some pros of living in Jacksonville include the city's warm climate, beautiful beaches, and outdoor recreational opportunities. The city also has a growing arts and culture scene, with numerous museums, galleries, and performance venues. However, some cons of living in Jacksonville include the city's sprawl and traffic, as well as the occasional hurricane or tropical storm. Additionally, some areas of the city can be quite crowded and noisy, so it's a good idea to research different neighborhoods before deciding where to live.

Is Jacksonville a good place to live? +

Overall, Jacksonville can be a great place to live, depending on your individual preferences and priorities. The city offers a mix of urban and natural amenities, a growing economy, and a diverse community. However, it's not without its challenges, including traffic and crowds in some areas. If you're looking for a city with a warm climate, outdoor recreational opportunities, and a growing arts and culture scene, Jacksonville may be a good fit for you. But if you prefer a more compact, walkable city with a slower pace of life, you may want to consider other options.

Things Near Jacksonville, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Jacksonville

Jacksonville, FL is a stable investment market with a median household income of $54,701 and relatively high poverty rate of 14.1%. This market tends to attract a diverse population, with 44.3% of residents identifying as White, 42.1% as Black or African American, and 5.8% as Asian. The average commute time of 26.4 minutes is relatively manageable, with 81.2% of residents driving alone to work. However, the 14.1% poverty rate suggests some risk, and investors should be aware of the potential challenges associated with this. On the other hand, the city's strong healthcare and social assistance industry, which accounts for 14.3% of the economy, presents opportunities for investment in this sector. Additionally, the relatively high health insurance coverage rate of 88.1% indicates a relatively stable and secure population. The median property value of $173,300 and median property taxes of $1,934 are also important considerations for investors. Overall, Jacksonville, FL presents a mix of opportunities and challenges for investors, and a thorough analysis of the data is necessary to make informed decisions. With a population of 944,477 and a median age of 36.4, this market has the potential for long-term growth and stability.

Population 944,477

Median Age 36.40

Avg. Household Income $54,701

Similar Properties Near Jacksonville, FL

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Jacksonville, FL | City Real Estate Market Analysis

Jacksonville, FL Investment Potential Analysis

Jacksonville, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Jacksonville, FL Income Property

Things Near Jacksonville, FL

Metro Center Station

Grand Central Market

About Jacksonville

Similar Properties Near Jacksonville, FL

Access the REI Capital investment overview

Jacksonville, FL | City Real Estate Market Analysis

Jacksonville, FL Investment Potential Analysis

Jacksonville, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Jacksonville, FL Income Property

Things Near Jacksonville, FL

Metro Center Station

Grand Central Market

About Jacksonville

Similar Properties Near Jacksonville, FL

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Access the REI Capital investment overview