Orange Park, FL | City Real Estate Market Analysis

Orange Park, Clay County, Florida

City Analysis Real Estate Market FL Clay County

Orange Park

Market Insight

Orange Park, FL Investment Potential Analysis

Market analysis for Orange Park, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

—

Avg. Home Value

🏠 Median residential property value in Orange Park.

1.10%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$48,819

Avg. Household Income

💵 Average annual household income in the area.

8,491

Population

👥 Total city population estimate.

—

Unemployment Rate

📊 Local unemployment vs. national benchmark.

Orange Park, FL Real Estate Market Property Overview

Real estate market overview for Orange Park, FL, Clay County
Population of 8,491
Average household income of $48,819
Property tax rate of 1.10%
Median resident age of 47.10

Property Details

City	Orange Park	State	Florida
County	Clay	Country	USA
Population	8,491	Median Age	47.10
Avg. Household Income	$48,819	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	1.10%
Top Industries	N/A	Economic Overview	N/A
Coordinates	30.1706, -81.7041	Properties Listed	0

Model investment returns using Orange Park, FL market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 1.10%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

Calculating...

💵Cash on Cash Return

Calculating...

🚀Internal Rate of Return

Calculating...

🏛️Property Tax Analysis

Calculating...

* Calculations use Orange Park, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Orange Park, FL Income Property

Key questions for informed investment decisions

What's the overall investment potential of Orange Park, FL? +

With a median household income of $48,819, a relatively low poverty rate of 11.2%, and a high health insurance coverage rate of 88.8%, Orange Park presents a stable investment market, especially considering its diverse top industries, including Wholesale Trade, Educational Services, and Health Care & Social Assistance.

How does the local economy impact rental demand? +

The presence of top industries like Finance & Insurance, and Real Estate & Rental & Leasing, combined with a significant employed population of 3,684 and an average commute time of 24.1 minutes, suggests a strong demand for rentals, particularly with the top commute methods being driving alone, carpooling, or working from home.

What's the quality of life like for potential tenants? +

The average commute time of 24.1 minutes, coupled with a high health insurance coverage rate of 88.8% and a relatively low poverty rate of 11.2%, indicates a good quality of life for tenants, making Orange Park an attractive location for renters who value convenience, stability, and access to healthcare.

How does ethnic diversity impact market demand? +

The ethnic diversity in Orange Park, with top ethnicities including White, White Non-Hispanic, and Black, suggests a culturally rich and potentially vibrant community, which can contribute to a strong and diverse demand for housing, supported by the area's median property value of $152,700 and a homeownership rate of 58.3%.

What are the implications of the local demographics for real estate investors? +

Considering the median age of 47.1, a foreign-born rate of 7.8%, and a GINI coefficient of 0.414, Orange Park's demographics imply a relatively stable and mature community, which, when combined with its top industries and commute characteristics, suggests opportunities for long-term investments, particularly in rental properties that cater to the local workforce and families.

What are some of the best neighborhoods to live in Orange Park? +

Some of the best neighborhoods to live in Orange Park include Argyle Forest, Oakwood, and areas in the north and northwest parts of the city. These neighborhoods offer a range of housing options, from affordable homes to more upscale properties, and are known for their safety, cleanliness, and family-friendly atmosphere.

What are some fun things to do in Orange Park? +

There are plenty of fun things to do in Orange Park, including visiting the bestbet Orange Park casino, exploring the Black Creek Trail, and enjoying the scenic waterfront. You can also check out the Clarke House Park, go roller skating at Funworks, or take a kayak trip on the St. Johns River. Additionally, the town hosts various events and festivals throughout the year, so be sure to check the local calendar for what's happening during your visit.

What is the food scene like in Orange Park? +

The food scene in Orange Park is diverse and delicious, with a range of restaurants serving everything from fresh seafood to tasty burgers. Some popular spots include OP Fish House & Oyster Bar, Grumpy's Restaurant, and Fatburger. There are also plenty of great food trucks and casual eateries, like One Night Taco Stand and Brewer's Pizza, that are worth checking out. Whether you're in the mood for something fancy or just a quick bite, you'll find plenty of options to suit your taste and budget.

What are the pros and cons of living in Orange Park? +

The pros of living in Orange Park include its safe and family-friendly atmosphere, scenic waterfront, and range of outdoor recreational activities. The town also has a strong sense of community, with various events and festivals throughout the year. However, some cons include the potential for traffic and congestion, particularly during rush hour, and the limited number of job opportunities in certain industries. Additionally, some areas of the town may be prone to flooding, so it's essential to research and understand the local flood zones before buying or renting a property.

Is Orange Park a good place to live? +

Overall, Orange Park is a great place to live, offering a unique blend of small-town charm and big-city amenities. The town's strong sense of community, scenic waterfront, and range of outdoor recreational activities make it an attractive option for families, retirees, and young professionals alike. While there may be some drawbacks, such as traffic and limited job opportunities, the pros of living in Orange Park far outweigh the cons. With its affordable housing, good schools, and low crime rate, Orange Park is definitely worth considering if you're looking for a warm and welcoming place to call home.

Things Near Orange Park, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Orange Park

Orange Park, FL is a stable investment market with a median household income of $48,819 and relatively low poverty rate of 11.2%. This market tends to attract a diverse population, with 39.6% identifying as White, 36.5% as White Non-Hispanic, and 9.6% as Black. The foreign-born rate of 7.8% suggests a moderate level of cultural diversity. With a median age of 47.1, the population is slightly older than average. The top industries in the area, including Wholesale Trade, Educational Services, and Health Care, provide a stable economic foundation. However, the 11.2% poverty rate and GINI coefficient of 0.414 indicate some level of income inequality. The average commute time of 24.1 minutes is relatively short, and 88.8% of residents have health insurance, suggesting a good quality of life. On the other hand, the obesity rate of 31.4% and smoking rate of 16.2% are concerns. The homeownership rate of 58.3% and median property value of $152,700 indicate a relatively stable housing market. Overall, Orange Park presents a mix of opportunities and challenges for investors, with its diverse population, stable economy, and relatively low poverty rate balanced by concerns around income inequality and public health. With careful consideration of these factors, investors can make informed decisions about their investments in this market.

Population 8,491

Median Age 47.10

Avg. Household Income $48,819

Similar Properties Near Orange Park, FL

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Orange Park, FL | City Real Estate Market Analysis

Orange Park, FL Investment Potential Analysis

Orange Park, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Orange Park, FL Income Property

Things Near Orange Park, FL

Metro Center Station

Grand Central Market

About Orange Park

Similar Properties Near Orange Park, FL

Access the REI Capital investment overview

Orange Park, FL | City Real Estate Market Analysis

Orange Park, FL Investment Potential Analysis

Orange Park, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Orange Park, FL Income Property

Things Near Orange Park, FL

Metro Center Station

Grand Central Market

About Orange Park

Similar Properties Near Orange Park, FL

Explore More in Florida

City Analysis (FL)

More Cities

Browse Properties

Access the REI Capital investment overview