Back to City Analysis

Pace, FL | City Real Estate Market Analysis

Pace, Santa Rosa County, Florida
City Analysis Real Estate Market FL Santa Rosa County
Pace
Market Insight

Pace, FL Investment Potential Analysis

Market analysis for Pace, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Pace.
1.27%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$60,394
Avg. Household Income
💵 Average annual household income in the area.
20,333
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Pace, FL Real Estate Market Property Overview

  • Real estate market overview for Pace, FL, Santa Rosa County
  • Population of 20,333
  • Average household income of $60,394
  • Property tax rate of 1.27%
  • Median resident age of 38.60

Property Details

City Pace State Florida
County Santa Rosa Country USA
Population 20,333 Median Age 38.60
Avg. Household Income $60,394 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 1.27%
Top Industries N/A Economic Overview N/A
Coordinates 30.6188, -87.1667 Properties Listed 0

Model investment returns using Pace, FL market data as defaults

25%
5.0%
30 years
1.27%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

Calculating...

💵Cash on Cash Return

Calculating...

🚀Internal Rate of Return

Calculating...

🏛️Property Tax Analysis

Calculating...

* Calculations use Pace, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Pace, FL Income Property

Key questions for informed investment decisions

What is the overall investment potential of Pace, FL, considering its demographic and economic indicators? +
Pace, FL, with a median household income of $60,394, a relatively low poverty rate of 9.8%, and a high health insurance coverage rate of 90.6%, presents a stable investment market. The top industries, including manufacturing and information, contribute to employment stability, while the average commute time of 26.6 minutes and high homeownership rate of 80.0% indicate a desirable quality of life. This balance suggests a favorable environment for real estate investment.
How does the ethnic diversity and industry mix in Pace, FL, impact the demand for housing and rental properties? +
The ethnic diversity in Pace, FL, with a majority of White and White Non-Hispanic populations, combined with the presence of top industries like manufacturing and agriculture, suggests a steady demand for housing. The diversity and industry mix contribute to a stable workforce, which, along with the low poverty rate of 9.8% and high health insurance coverage of 90.6%, indicates a reliable tenant base for rental properties.
What are the implications of the commute time, health insurance coverage, and poverty rate on the quality and stability of tenants in Pace, FL? +
The 26.6-minute average commute time, 90.6% health insurance coverage, and 9.8% poverty rate in Pace, FL, collectively suggest a population with access to employment opportunities, healthcare, and a relatively stable financial situation. This combination is indicative of high-quality, reliable tenants who are more likely to maintain rental payments and care for properties.
How do the median property value, property taxes, and homeownership rate in Pace, FL, influence the attractiveness of real estate investments in the area? +
The median property value of $154,200, median property taxes of $5,939, and a high homeownership rate of 80.0% in Pace, FL, suggest a balanced housing market. These factors, coupled with the area's economic stability and desirable quality of life, make Pace an attractive location for real estate investments, offering potential for appreciation and rental income.
What role do the GINI coefficient, employed population, and top commute methods play in assessing the market stability and potential for real estate growth in Pace, FL? +
The GINI coefficient of 0.369, indicating moderate income inequality, and an employed population of 9,179, suggest a stable economic base. The top commute methods, including driving alone and working from home, reflect flexibility and potential for remote work, which can contribute to market stability. These factors, along with the low poverty rate and high health insurance coverage, support the potential for sustained real estate growth in Pace, FL.
What are some of the best neighborhoods to live in Pace? +
Some of the best neighborhoods to live in Pace, FL, are Woodbine Springs Plantation, Ashley Plantation, Hammersmith, Stonebrook, and Wallace Lake. These neighborhoods offer a peaceful and family-friendly atmosphere, with beautiful trees and quiet surroundings.
What are some fun things to do in Pace? +
There are plenty of fun things to do in Pace, FL, such as visiting the Milton Riverwalk, Uncle Sandy's Macaw Bird Park, Benny Russell Park, and the Stonebrook Golf Course. You can also explore the Blackwater Heritage State Trail, Yellow River Marsh Preserve, and Arcadia Mill. Additionally, you can check out the local restaurants and bars, such as Socios Pizza-Pasta, Sonny's BBQ, and Pedros Tacos & Tequila Bar Pace.
What is the food scene like in Pace? +
The food scene in Pace, FL, is diverse and offers a range of options, including American, Spanish, and Mexican cuisine. Some popular restaurants include Socios Pizza-Pasta, Sonny's BBQ, Pedros Tacos & Tequila Bar Pace, and Cactus Flower. There are also plenty of great food trucks and local eateries to try.
What are the pros and cons of living in Pace? +
The pros of living in Pace, FL, include its peaceful and family-friendly atmosphere, beautiful trees and quiet surroundings, and a range of outdoor activities to enjoy. However, some cons include the risk of flooding, with a High Flood Risk score, and the need for flood insurance. Additionally, some areas may be prone to noise pollution from nearby roads or industrial sites.
Is Pace a good place to live? +
Overall, Pace, FL, is a great place to live, offering a peaceful and family-friendly atmosphere, a range of outdoor activities, and a diverse food scene. While there are some potential drawbacks to consider, such as the risk of flooding, the pros outweigh the cons for many people. With its beautiful surroundings and small-town charm, Pace is an excellent choice for those looking for a relaxed and welcoming community.

Things Near Pace, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Pace

Pace, FL is a stable investment market with a median household income of $60,394 and relatively low poverty rate of 9.8%. This market tends to attract investors due to its high homeownership rate of 80.0% and median property value of $154,200. The top industries in Pace, including Manufacturing, Agriculture, and Information, provide a diverse range of employment opportunities for the population of 20,333. However, the 9.8% poverty rate suggests some risk, and investors should be aware of the potential challenges. The average commute time of 26.6 minutes is relatively low, and the high health insurance coverage rate of 90.6% indicates a relatively healthy population. The median age of 38.6 and top ethnicities of White and White Non-Hispanic suggest a stable and established community. Overall, Pace, FL offers a mix of opportunities and challenges for investors, with its strong economy and high quality of life balanced by some potential risks. The foreign-born rate is not available, but the top commute methods of Drove Alone, Worked At Home, and Carpooled suggest a population with relatively flexible work arrangements. With a GINI coefficient of 0.369, income inequality is a consideration, but the overall economic stability and low poverty rate make Pace, FL an attractive investment opportunity.

Population 20,333
Median Age 38.60
Avg. Household Income $60,394
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials