Cocoa, FL | City Real Estate Market Analysis

Cocoa, Brevard County, Florida

City Analysis Real Estate Market FL Brevard County

Cocoa

Market Insight

Cocoa, FL Investment Potential Analysis

Market analysis for Cocoa, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Cocoa.

99.00%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$32,162

Avg. Household Income

💵 Average annual household income in the area.

17,196

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Cocoa, FL Real Estate Market Property Overview

Real estate market overview for Cocoa, FL, Brevard County
Population of 17,196
Average household income of $32,162
Property tax rate of 99.00%
Median resident age of 40.40

Property Details

City	Cocoa	State	Florida
County	Brevard	Country	USA
Population	17,196	Median Age	40.40
Avg. Household Income	$32,162	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	99.00%
Top Industries	N/A	Economic Overview	N/A
Coordinates	28.3820, -80.7675	Properties Listed	0

Model investment returns using Cocoa, FL market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 99.00%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Cocoa, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Cocoa, FL Income Property

Key questions for informed investment decisions

What is the overall investment potential of Cocoa, FL, considering its demographic and economic factors? +

The city's median household income of $32,162, combined with a poverty rate of 19.7% and a health insurance coverage of 82.6%, suggests a working-class market with some employment stability. The top industries, including Finance & Insurance and Public Administration, contribute to a diverse economy, while the 23.3-minute average commute time and high rate of drove alone commutes indicate a relatively convenient transportation infrastructure.

How does the ethnic diversity and industry mix in Cocoa, FL impact the demand for real estate investments? +

The city's ethnic diversity, with a mix of White, White Non-Hispanic, and Black populations, contributes to a culturally rich environment, while the top industries, including Finance & Insurance and Public Administration, create a demand for housing and commercial spaces. The foreign born rate of 4.8% also suggests a potential for international investment and cultural exchange.

What are the key factors to consider when evaluating the quality of life in Cocoa, FL, and its impact on real estate investments? +

The average commute time of 23.3 minutes, health insurance coverage of 82.6%, and a relatively high homeownership rate of 57.8% contribute to a decent quality of life in Cocoa, FL. Additionally, the median property value of $105,200 and median property taxes of $1,434 suggest a relatively affordable housing market, making it an attractive option for investors and residents alike.

How does the poverty rate and income inequality in Cocoa, FL affect the stability of real estate investments? +

The poverty rate of 19.7% and a GINI coefficient of 0.463 indicate a significant income inequality in Cocoa, FL, which may impact the stability of real estate investments. However, the employed population of 7,062 and a median household income of $32,162 suggest a working-class market with some employment stability, mitigating the risks associated with poverty and income inequality.

What are the implications of the top commute methods and health insurance coverage on the rental market in Cocoa, FL? +

The top commute methods, including drove alone, carpooled, and worked at home, suggest a flexible and convenient transportation infrastructure, making it easier for renters to access employment and services. The health insurance coverage of 82.6% also indicates a relatively healthy population, which can contribute to a stable and reliable rental market, with tenants more likely to prioritize rent payments and maintain a stable lifestyle.

What are some of the best neighborhoods to live in Cocoa? +

Some of the best neighborhoods to live in Cocoa include College Green Estates, North Port St John, and Cocoa Isles. These neighborhoods are known for being peaceful, family-friendly, and having a strong sense of community. Additionally, areas like Port Saint John and Titusville are also popular for their affordability and proximity to amenities.

What are some fun things to do in Cocoa? +

There are plenty of fun things to do in Cocoa, including visiting the Cocoa Village, going to the Cocoa Beach Pier, and exploring the Indian River Queen. You can also check out the Historic Cocoa Village Playhouse, the Wizard of Oz Museum, and the Van Gogh Museum. For outdoor enthusiasts, there are plenty of opportunities for surfing, fishing, and wildlife watching.

What is the food scene like in Cocoa? +

The food scene in Cocoa is diverse and exciting, with a range of restaurants serving everything from seafood to fine dining. Some popular spots include My Island Smokehouse, Lone Cabbage Fish Camp, and Cafe Margaux Restaurant. You can also find great casual dining options like Salty Sisters Bar And Grill, Long Doggers-Cocoa Beach, and Causeway Diner. Additionally, there are plenty of food trucks and local eateries to explore.

What are the pros and cons of living in Cocoa? +

The pros of living in Cocoa include its affordable cost of living, beautiful beaches, and rich cultural scene. However, some cons include the potential for traffic and crowds during peak tourist season, as well as the need for a car to get around. Additionally, some areas of Cocoa may have higher crime rates or limited job opportunities. Overall, it's essential to weigh the pros and cons and consider what's most important to you when deciding whether to live in Cocoa.

Is Cocoa a good place to live? +

Cocoa can be a great place to live for those who value a relaxed, small-town atmosphere and easy access to outdoor recreation. The city has a strong sense of community, and there are plenty of opportunities to get involved in local events and activities. However, it's essential to consider factors like job opportunities, education, and healthcare when deciding whether Cocoa is the right fit for you. Overall, Cocoa can be a wonderful place to call home for those who are looking for a laid-back, coastal lifestyle.

Things Near Cocoa, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Cocoa

Cocoa, FL is a city that tends to attract investors looking for affordable real estate options, with a median property value of $105,200 and median property taxes of $1,434. The population of 17,196, with a median age of 40.4, presents a mix of opportunities and challenges. On one hand, the city's top industries, including finance and insurance, real estate, and public administration, provide a stable economic base. The average commute time of 23.3 minutes is relatively short, and the health insurance coverage rate of 82.6% suggests a relatively healthy population. However, the 19.7% poverty rate suggests some risk, and the foreign-born rate of 4.8% may indicate a need for targeted community development initiatives. The ethnic diversity, with 36.0% White, 30.1% White Non-Hispanic, and 17.2% Black, presents opportunities for cultural exchange and enrichment. The high school graduation rate of 82.2% and bachelor's degree or higher rate of 14.1% indicate a need for investment in education and workforce development. Overall, Cocoa, FL requires a nuanced investment approach that balances opportunities and challenges, with a focus on affordable housing, community development, and education. The city's relatively low average household income of $32,162 and high poverty rate necessitate careful consideration of investment strategies. Nevertheless, with its unique blend of economic, demographic, and quality-of-life characteristics, Cocoa, FL can be an attractive investment destination for those willing to take a thoughtful and informed approach.

Population 17,196

Median Age 40.40

Avg. Household Income $32,162

Similar Properties Near Cocoa, FL

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Cocoa, FL | City Real Estate Market Analysis

Cocoa, FL Investment Potential Analysis

Cocoa, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Cocoa, FL Income Property

Things Near Cocoa, FL

Metro Center Station

Grand Central Market

About Cocoa

Similar Properties Near Cocoa, FL

Access the REI Capital investment overview

Cocoa, FL | City Real Estate Market Analysis

Cocoa, FL Investment Potential Analysis

Cocoa, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Cocoa, FL Income Property

Things Near Cocoa, FL

Metro Center Station

Grand Central Market

About Cocoa

Similar Properties Near Cocoa, FL

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