Ensley, FL | City Real Estate Market Analysis

Ensley, Escambia County, Florida

City Analysis Real Estate Market FL Escambia County

Ensley

Market Insight

Ensley, FL Investment Potential Analysis

Market analysis for Ensley, FL will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Ensley.

0.85%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$38,912

Avg. Household Income

💵 Average annual household income in the area.

19,931

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Ensley, FL Real Estate Market Property Overview

Real estate market overview for Ensley, FL, Escambia County
Population of 19,931
Average household income of $38,912
Property tax rate of 0.85%
Median resident age of 36.60

Property Details

City	Ensley	State	Florida
County	Escambia	Country	USA
Population	19,931	Median Age	36.60
Avg. Household Income	$38,912	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	0.85%
Top Industries	N/A	Economic Overview	N/A
Coordinates	30.5259, -87.2733	Properties Listed	0

Model investment returns using Ensley, FL market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 0.85%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Ensley, FL median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Ensley, FL Income Property

Key questions for informed investment decisions

What is the overall investment potential of Ensley, FL, considering its demographic and economic factors? +

The city's median household income of $38,912, combined with a poverty rate of 17.0% and a health insurance coverage of 84.3%, suggests a relatively stable market with opportunities for investment, particularly in the wholesale trade and transportation industries, which are among the top industries in the area.

How does the ethnic diversity and commute time in Ensley, FL impact the demand for housing and rental properties? +

The city's diverse population, with top ethnicities including White, White Non-Hispanic, and Black, contributes to a strong demand for housing, while the average commute time of 21.9 minutes and top commute methods of driving alone, working from home, and carpooling indicate a relatively convenient and accessible location, making it attractive to renters and homeowners alike.

What are the key factors to consider when evaluating the quality of life and market stability in Ensley, FL? +

The city's high school graduation rate of 85.2%, combined with a relatively low median property tax of $5,175 and a homeownership rate of 60.8%, suggests a stable and desirable community, while the health insurance coverage of 84.3% and low foreign-born rate of 3.4% indicate a relatively stable and secure population, making it an attractive location for real estate investment.

How do the top industries in Ensley, FL, such as wholesale trade and finance, impact the local economy and real estate market? +

The presence of top industries like wholesale trade, transportation, and finance in Ensley, FL, contributes to a strong and diverse local economy, with a median household income of $38,912 and an employed population of 8,832, which in turn drives demand for housing and rental properties, particularly in areas with convenient access to these industries and a relatively short average commute time of 21.9 minutes.

What is the potential for property appreciation and rental yields in Ensley, FL, considering its current market trends and demographic factors? +

The city's median property value of $112,100, combined with a relatively high poverty rate of 17.0% and a health insurance coverage of 84.3%, suggests a potential for property appreciation and rental yields, particularly in areas with strong demand for housing and convenient access to top industries, while the GINI coefficient of 0.424 indicates a relatively equal distribution of income, which can contribute to a stable and secure real estate market.

What are some of the best neighborhoods to live in Ensley? +

Some of the best neighborhoods to live in Ensley include Myrtle Grove, Bellview, and the southeast parts of the city. These areas tend to have more desirable homes and a sparse suburban feel. However, it's worth noting that Ensley is a relatively small community, and the best neighborhood for you will depend on your individual preferences and priorities.

What are some fun things to do in Ensley? +

There are plenty of fun things to do in Ensley, including visiting Uncle Sandy's Macaw Bird Park, The 52's Living Art Museum, and Fast Eddies Fun Center. You can also explore the Pensacola Interstate Fair, Seville Quarter, and other local attractions. If you're looking for outdoor activities, Ensley has several parks and natural areas to enjoy.

What is the food scene like in Ensley? +

The food scene in Ensley is diverse and exciting, with a range of restaurants serving everything from seafood to barbecue to international cuisine. Some popular spots include Gud Vybz Jamaican Grill, Papa Murphy's, and Dairy Queen Grill & Chill. There are also plenty of great food trucks and local eateries to try.

What are the pros and cons of living in Ensley? +

The pros of living in Ensley include its sparse suburban feel, affordable homes, and access to outdoor recreation opportunities. However, some cons include the area's relatively high crime rate and limited job opportunities. Additionally, Ensley is a small community, and some residents may find it too quiet or isolated. Ultimately, the decision to live in Ensley will depend on your individual priorities and lifestyle.

Is Ensley a good place to live? +

Whether or not Ensley is a good place to live depends on your individual needs and preferences. If you're looking for an affordable, suburban community with a strong sense of small-town charm, Ensley may be a great fit. However, if you prefer a more urban lifestyle or are looking for a wide range of job opportunities, you may want to consider other options. Overall, Ensley is a unique and appealing community that is worth considering for those who value its particular blend of natural beauty, outdoor recreation, and small-town charm.

Things Near Ensley, FL

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Ensley

Ensley, FL is a city that presents a mixed bag for investors, with a median household income of $38,912 and a relatively high poverty rate of 17.0%. The population of 19,931 has a median age of 36.6, with a diverse ethnic makeup, including 35.6% White, 33.9% White Non-Hispanic, and 18.6% Black. The foreign-born rate is relatively low at 3.4%. The top industries in the area are Wholesale Trade, Transportation & Warehousing, & Utilities, and Finance & Insurance, & Real Estate & Rental & Leasing, which could provide opportunities for investment. However, the poverty rate suggests some risk, and the average commute time of 21.9 minutes may be a concern for some. On the other hand, the health insurance coverage rate is a respectable 84.3%, and the homeownership rate is 60.8%, which could indicate a stable community. The median property value is $112,100, with median property taxes of $5,175. While there are challenges to consider, such as the 17.0% poverty rate and the relatively low average household income, Ensley also offers opportunities for investment in its top industries and relatively stable housing market. The city's diverse ethnic makeup and relatively low foreign-born rate could also be seen as positives. Overall, Ensley is a city that requires careful consideration of both its opportunities and challenges.

Population 19,931

Median Age 36.60

Avg. Household Income $38,912

Similar Properties Near Ensley, FL

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Ensley, FL | City Real Estate Market Analysis

Ensley, FL Investment Potential Analysis

Ensley, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Ensley, FL Income Property

Things Near Ensley, FL

Metro Center Station

Grand Central Market

About Ensley

Similar Properties Near Ensley, FL

Access the REI Capital investment overview

Ensley, FL | City Real Estate Market Analysis

Ensley, FL Investment Potential Analysis

Ensley, FL Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Ensley, FL Income Property

Things Near Ensley, FL

Metro Center Station

Grand Central Market

About Ensley

Similar Properties Near Ensley, FL

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