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Abilene, TX | City Real Estate Market Analysis

Abilene, Taylor County, Texas
City Analysis Real Estate Market TX Taylor County
Abilene
Market Insight

Abilene, TX Investment Potential Analysis

Market analysis for Abilene, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Abilene.
1.64%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$42,559
Avg. Household Income
💵 Average annual household income in the area.
119,721
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Abilene, TX Real Estate Market Property Overview

  • Real estate market overview for Abilene, TX, Taylor County
  • Population of 119,721
  • Average household income of $42,559
  • Property tax rate of 1.64%
  • Median resident age of 31.20

Property Details

City Abilene State Texas
County Taylor Country USA
Population 119,721 Median Age 31.20
Avg. Household Income $42,559 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 1.64%
Top Industries N/A Economic Overview N/A
Coordinates 32.4543, -99.7384 Properties Listed 0

Model investment returns using Abilene, TX market data as defaults

25%
5.0%
30 years
1.64%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Abilene, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Abilene, TX Income Property

Key questions for informed investment decisions

What is the overall investment potential of Abilene, TX, considering its demographics and economy? +
Abilene, TX, with a population of 119,721 and a median age of 31.2, presents a unique investment opportunity. The city's median household income of $42,559, combined with a poverty rate of 17.3%, suggests a market with a mix of working-class and potentially more affluent areas. The top industries, including Finance & Insurance, and Real Estate & Rental & Leasing, indicate a stable economic base, while the foreign-born rate of 6.4% and ethnic diversity, with 40.2% White and 14.2% Hispanic populations, contribute to a vibrant cultural landscape.
How does the quality of life in Abilene, TX, impact its attractiveness to renters and investors? +
The average commute time of 15.0 minutes and the high health insurance coverage rate of 84.2% in Abilene, TX, suggest a city with good infrastructure and a relatively healthy population, making it attractive to renters. Additionally, the top commute methods, with 81.4% driving alone and 11.2% carpooling, indicate a city with sufficient transportation options, further enhancing its appeal to both renters and investors.
What are the implications of Abilene's housing market for real estate investors? +
Abilene's housing market, characterized by a median property value of $92,200 and a homeownership rate of 54.7%, offers investors a relatively affordable entry point. The median property taxes of $1,234 and the average household size of 2.43 also suggest a stable and potentially growing rental market, especially considering the city's employed population of 50,724 and the presence of top industries like Finance & Insurance, and Real Estate & Rental & Leasing.
How does the ethnic diversity and industry mix in Abilene, TX, influence market demand? +
The ethnic diversity in Abilene, TX, with significant White, White Non-Hispanic, and Hispanic populations, contributes to a diverse market demand. The mix of top industries, including Finance & Insurance, Information, and Wholesale Trade, not only stabilizes the local economy but also attracts a varied workforce, potentially increasing demand for housing across different segments, from affordable to more upscale properties.
What role do poverty rates and health insurance coverage play in assessing tenant quality and market stability in Abilene, TX? +
The 17.3% poverty rate in Abilene, TX, combined with an 84.2% health insurance coverage rate, suggests a working-class market with a degree of employment stability and access to healthcare. This balance is crucial for investors, as it indicates a potential for reliable tenants and a stable rental income stream, despite the challenges posed by the poverty rate, which can be mitigated by the city's overall economic and demographic trends.
What are some of the best neighborhoods to live in Abilene? +
Some of the best neighborhoods to live in Abilene include River Oaks-Brookhollow, Sayles Boulevard Historic Area, Red Bud Park Area, and Elm Creek. These neighborhoods offer a range of housing options, from historic homes to newer developments, and are known for their tree-lined streets, parks, and community amenities.
What are some fun things to do in Abilene? +
Abilene has a lot to offer when it comes to things to do. You can visit the Frontier Texas! museum, explore the Abilene Zoo, or take a stroll through the Adamson-Spalding Storybook Garden. If you're looking for something more adventurous, you can check out the Fort Phantom Hill Lake or go hiking at the nearby state park in Tuscola. There are also plenty of great restaurants and coffee shops to try, like Monks Coffee Shop or The Beehive restaurant.
What is the food scene like in Abilene? +
The food scene in Abilene is a mix of traditional Texas BBQ, farm-to-table fare, and international cuisine. You can find great burgers at places like Cork & Pig Tavern, or try some fresh seafood at Galveston Seafood Company. There are also plenty of great coffee shops, like Monks, and restaurants like Belle's Chicken Dinner House that serve up classic comfort food. And don't forget to check out the local food trucks for some unique and delicious eats.
What are the pros and cons of living in Abilene? +
One of the pros of living in Abilene is the affordable cost of living and the friendly community. The city also has a lot to offer in terms of outdoor recreation, with several parks and lakes in the area. However, one of the cons is that the job market can be limited, and the city may not have as many cultural or entertainment options as larger cities. Additionally, the summer heat can be intense, and the winters can be cold. Overall, Abilene is a great place to live for those who value a small-town feel and a strong sense of community.
Is Abilene a good place to live? +
Abilene can be a great place to live for the right person. It offers a unique blend of small-town charm and outdoor recreation, with a growing food and cultural scene. While it may not have all the amenities of a larger city, it has a strong sense of community and a low cost of living. Ultimately, whether or not Abilene is a good place to live depends on your individual priorities and preferences. If you value a relaxed pace of life, outdoor recreation, and a tight-knit community, Abilene may be a great fit for you.

Things Near Abilene, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Abilene

Abilene, TX is a city that tends to attract investors due to its relatively low median property value of $92,200 and average commute time of 15.0 minutes, which is significantly lower than the national average. The population of 119,721, with a median age of 31.2, presents a diverse market with top ethnicities including White (40.2%), White Non-Hispanic (32.3%), and Hispanic (14.2%). The foreign-born rate of 6.4% also suggests a degree of cultural diversity. However, the 17.3% poverty rate suggests some risk, and the GINI coefficient of 0.447 indicates a moderate level of income inequality. The top industries, including Finance & Insurance, Real Estate & Rental & Leasing, Information, and Wholesale Trade, provide a stable economic base. With a median household income of $42,559 and a health insurance coverage rate of 84.2%, the quality of life in Abilene is relatively good. The average household size of 2.43 and homeownership rate of 54.7% also indicate a stable community. Nevertheless, investors should be aware of the potential challenges posed by the poverty rate and income inequality. Overall, Abilene presents a mix of opportunities and challenges that investors should carefully consider. The city's demographics, economy, and quality of life metrics suggest that it could be a viable investment opportunity, but it's essential to weigh the pros and cons before making a decision.

Population 119,721
Median Age 31.20
Avg. Household Income $42,559
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials