Back to City Analysis

Dumas, TX | City Real Estate Market Analysis

Dumas, Moore County, Texas
City Analysis Real Estate Market TX Moore County
Dumas
Market Insight

Dumas, TX Investment Potential Analysis

Market analysis for Dumas, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Dumas.
3.55%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$52,419
Avg. Household Income
💵 Average annual household income in the area.
14,813
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Dumas, TX Real Estate Market Property Overview

  • Real estate market overview for Dumas, TX, Moore County
  • Population of 14,813
  • Average household income of $52,419
  • Property tax rate of 3.55%
  • Median resident age of 30.90

Property Details

City Dumas State Texas
County Moore Country USA
Population 14,813 Median Age 30.90
Avg. Household Income $52,419 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 3.55%
Top Industries N/A Economic Overview N/A
Coordinates 35.8613, -101.9642 Properties Listed 0

Model investment returns using Dumas, TX market data as defaults

25%
5.0%
30 years
3.55%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

Calculating...

💵Cash on Cash Return

Calculating...

🚀Internal Rate of Return

Calculating...

🏛️Property Tax Analysis

Calculating...

* Calculations use Dumas, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Dumas, TX Income Property

Key questions for informed investment decisions

What's the overall investment potential of Dumas, TX, considering its demographics and economy? +
Dumas, TX, with a population of 14,813 and a median age of 30.9, presents a diverse market with top ethnicities including White, Hispanic, and White Non-Hispanic, suggesting a culturally rich environment. The median household income of $52,419 and a poverty rate of 17.0%, combined with an employment rate of 7,032 and top industries in finance, transportation, and professional services, indicate a stable economy with potential for growth. Additionally, the 82.0% health insurance coverage and 17.6-minute average commute time suggest a good quality of life for residents.
How does the housing market in Dumas, TX, look for real estate investors? +
The housing market in Dumas, TX, is characterized by a median property value of $93,800 and median property taxes of $3,328, making it relatively affordable. With a homeownership rate of 66.1%, there's a significant portion of the population invested in their homes, which can contribute to community stability. Considering the poverty rate of 17.0% and the health insurance rate of 82.0%, investors can assess the potential for rental income stability and tenant quality.
What role does ethnic diversity and industry variety play in the demand for real estate in Dumas, TX? +
The ethnic diversity in Dumas, TX, with top ethnicities being White, Hispanic, and White Non-Hispanic, contributes to a vibrant community that can attract a wide range of residents and businesses. The variety in top industries, including finance, transportation, and professional services, suggests a robust economy with diverse job opportunities, which can drive demand for housing and commercial properties. This diversity, combined with a foreign-born rate of 23.1%, indicates a dynamic market with potential for appreciation in property values.
How do quality of life metrics, such as commute time and health insurance coverage, impact the stability of the real estate market in Dumas, TX? +
The average commute time of 17.6 minutes in Dumas, TX, is relatively low, indicating good infrastructure and accessibility, which can enhance the quality of life for residents and attract more investors. Furthermore, the high health insurance coverage rate of 82.0% suggests a population with access to healthcare, contributing to a stable and healthy community. These quality of life metrics, when considered alongside the GINI coefficient of 0.374, which indicates income inequality, provide a comprehensive view of the market's stability and potential for real estate investment.
What are the implications of the poverty rate and employment population for real estate investors in Dumas, TX? +
The poverty rate of 17.0% in Dumas, TX, while significant, is mitigated by an employed population of 7,032 and a median household income of $52,419, suggesting a working population with income stability. This, combined with the top industries in finance, transportation, and professional services, indicates potential for rental income and property appreciation. Investors should consider these factors, along with the health insurance rate of 82.0%, to assess the overall viability and potential return on investment in the Dumas, TX, real estate market.
What are some of the best neighborhoods to live in Dumas? +
Some of the best neighborhoods to live in Dumas, TX, include Dumas East, which is rated among the top 6.0% of neighborhoods in the country. Other great areas to live include Windsor and Estacado neighborhoods, which offer a mix of beautiful houses, parks, and restaurants.
What are some fun things to do in Dumas? +
Dumas, TX, offers a variety of fun things to do, including visiting the Window on the Plains Museum, swimming or boating at Lake Meredith, or exploring the Alibates Flint Quarry. You can also check out the Dumas Family Fun Center, Utely Park, or Willies Dance Hall for some entertainment.
What is the food scene like in Dumas? +
The food scene in Dumas, TX, is diverse and exciting, with a range of options to suit every taste. Some popular restaurants include Big Country Cafe, Toppled Turtle Brewing Company, and 287 Roadhouse Restaurant & Sportsbar. There are also plenty of great food trucks, like Lao Sticky Rice Food Truck, and steakhouses, like Pecos Diamond Steakhouse.
What are the pros and cons of living in Dumas? +
Living in Dumas, TX, has its pros and cons. On the plus side, the city has a low cost of living, a strong sense of community, and plenty of outdoor recreational activities. However, some downsides include a relatively small job market and limited entertainment options compared to larger cities. Overall, Dumas is a great place to live for those who value a quiet, small-town lifestyle.
Is Dumas a good place to live? +
Dumas, TX, can be a great place to live for the right person. With its low cost of living, beautiful outdoor spaces, and strong community, it's an attractive option for families, retirees, or anyone looking for a quiet, small-town lifestyle. However, it may not be the best fit for those who prefer a more urban or fast-paced environment. Ultimately, whether Dumas is a good place to live depends on your individual priorities and preferences.

Things Near Dumas, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Dumas

Dumas, TX is a city that tends to attract investors due to its relatively high median household income of $52,419 and a strong employment market with 7,032 employed residents. The top industries in Dumas, including Finance & Insurance, Transportation & Warehousing, and Professional Services, suggest a diverse economy. However, the 17.0% poverty rate suggests some risk, and investors should be aware of the potential challenges this presents. On the other hand, the city's low average commute time of 17.6 minutes and high health insurance coverage rate of 82.0% are definite positives. The population of 14,813 is relatively small, but the median age of 30.9 and foreign-born rate of 23.1% indicate a potentially vibrant and diverse community. The median property value of $93,800 and median property taxes of $3,328 are also attractive features. Nevertheless, investors should carefully consider the city's income inequality, with a GINI coefficient of 0.374, and the fact that only 17.1% of residents hold a Bachelor's degree or higher. Overall, Dumas presents a mix of opportunities and challenges that investors should carefully weigh. The city's ethnic diversity, with a mix of White, Hispanic, and White Non-Hispanic residents, is also an important consideration. With 66.1% of residents owning their own homes, the city has a strong sense of community, but the poverty rate and limited access to healthcare for 14.9% of residents are concerns that need to be addressed.

Population 14,813
Median Age 30.90
Avg. Household Income $52,419
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials