Cleburne, TX | City Real Estate Market Analysis

Cleburne, Johnson County, Texas

City Analysis Real Estate Market TX Johnson County

Cleburne

Market Insight

Cleburne, TX Investment Potential Analysis

Market analysis for Cleburne, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Cleburne.

1.15%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$47,278

Avg. Household Income

💵 Average annual household income in the area.

29,677

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Cleburne, TX Real Estate Market Property Overview

Real estate market overview for Cleburne, TX, Johnson County
Population of 29,677
Average household income of $47,278
Property tax rate of 1.15%
Median resident age of 33.20

Property Details

City	Cleburne	State	Texas
County	Johnson	Country	USA
Population	29,677	Median Age	33.20
Avg. Household Income	$47,278	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	1.15%
Top Industries	N/A	Economic Overview	N/A
Coordinates	32.3568, -97.4151	Properties Listed	0

Model investment returns using Cleburne, TX market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 1.15%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

Calculating...

💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Cleburne, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Cleburne, TX Income Property

Key questions for informed investment decisions

What is the overall investment potential of Cleburne, TX, considering its demographic and economic factors? +

Cleburne, TX offers a relatively stable investment market, with a median household income of $47,278, a poverty rate of 15.0%, and a high health insurance coverage rate of 77.9%, indicating a working-class market with employment stability. The city's diverse population, comprising White, White Non-Hispanic, and Hispanic ethnicities, and its top industries, including Information and Public Administration, contribute to its market demand. Additionally, the average commute time of 23.8 minutes and top commute methods, such as driving alone and carpooling, suggest a well-connected infrastructure for renters.

How does the city's ethnic diversity and industry landscape impact the real estate market? +

The ethnic diversity in Cleburne, TX, with 44.0% White, 32.4% White Non-Hispanic, and 15.5% Hispanic populations, contributes to a vibrant and inclusive community, which can attract a wide range of renters and buyers. The top industries, including Information, Professional, Scientific, and Management Services, and Public Administration, provide a strong employment base, with 12,244 employed individuals, and a median household income of $47,278, supporting the local real estate market. Furthermore, the city's foreign-born rate of 10.2% and GINI coefficient of 0.393 indicate a relatively stable and equitable economic environment.

What are the key factors to consider when evaluating the quality of life in Cleburne, TX, for real estate investment purposes? +

When assessing the quality of life in Cleburne, TX, investors should consider the average commute time of 23.8 minutes, which is relatively short, and the top commute methods, such as driving alone, carpooling, and working from home, indicating a convenient and flexible transportation infrastructure. Additionally, the health insurance coverage rate of 77.9% and the high school graduation rate of 82.1% suggest a relatively healthy and educated population, which can contribute to a stable and attractive rental market. The median property value of $97,600 and median property taxes of $6,041 also provide insight into the local real estate market's affordability and potential for appreciation.

How does the city's poverty rate and health insurance coverage impact the tenant quality and rental market? +

The poverty rate of 15.0% in Cleburne, TX, combined with a health insurance coverage rate of 77.9%, suggests a working-class market with employment stability and access to healthcare. This can lead to a relatively stable and reliable rental market, with tenants who are more likely to have consistent income and health insurance, reducing the risk of non-payment and property damage. Moreover, the city's homeownership rate of 60.2% and average household size of 2.63 indicate a strong demand for rental properties, particularly from families and individuals who may not be ready or able to purchase a home.

What are the implications of Cleburne, TX's demographic and economic trends for real estate investors and developers? +

The demographic and economic trends in Cleburne, TX, such as the growing population, diverse ethnic landscape, and strong employment base, suggest a promising market for real estate investors and developers. The city's relatively affordable median property value of $97,600 and median property taxes of $6,041, combined with its convenient transportation infrastructure and relatively high health insurance coverage rate, make it an attractive location for rental properties and new developments. Furthermore, the city's top industries, including Information and Public Administration, may drive demand for specific types of properties, such as office spaces or housing for professionals and families.

What are some of the best neighborhoods to live in Cleburne? +

Some of the best neighborhoods to live in Cleburne include Hidden Oaks and W Westhill Drive. These neighborhoods offer a great quality of life, with good schools, low crime rates, and plenty of amenities. However, it's always a good idea to do your own research and visit the neighborhoods in person to get a feel for which one is the best fit for you.

What are some fun things to do in Cleburne? +

Cleburne has a lot to offer when it comes to things to do. You can visit the Layland Museum, go bowling at Pin Center Bowl, or catch a show at the Plaza Main Street Theatre. If you're looking for something more adventurous, you can explore the great outdoors at one of the many nearby lakes or parks. The Chisholm Trail Outdoor Museum is also a great place to learn about the city's history and culture.

What is the food scene like in Cleburne? +

The food scene in Cleburne is diverse and delicious. You can find everything from classic American comfort food at R&K Cafe to Cajun spice at Bon Temps Cajun Bistro. If you're in the mood for something smoky, Chisholm Trail Smokehouse is a great option. There are also plenty of great food trucks and restaurants serving up everything from tacos to barbecue.

What are the pros and cons of living in Cleburne? +

Like any city, Cleburne has its pros and cons. On the plus side, the city has a low cost of living, a strong sense of community, and plenty of outdoor recreational opportunities. However, some residents have complained about the traffic and limited job opportunities. Overall, Cleburne is a great place to live if you're looking for a small-town feel with big-city amenities.

Is Cleburne a good place to live? +

Whether or not Cleburne is a good place to live depends on your individual preferences and priorities. If you're looking for a affordable, family-friendly community with a strong sense of community, Cleburne may be a great fit. However, if you're looking for a more urban lifestyle with a wide range of job opportunities, you may want to consider other options. Ultimately, Cleburne is a great place to live if you're looking for a small-town feel with a low cost of living and plenty of outdoor recreational opportunities.

Things Near Cleburne, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Cleburne

Cleburne, TX is a city with a population of 29,677 and a median age of 33.2, indicating a relatively young demographic. The median household income is $47,278, which is a decent figure, but the 15.0% poverty rate suggests some risk in investing in this market. The city's economy is driven by top industries such as Information, Professional, Scientific, & Management, & Administrative & Waste Management Services, and Public Administration, which could provide a stable source of employment and growth. However, the foreign-born rate of 10.2% and ethnic diversity, with 44.0% White, 32.4% White Non-Hispanic, and 15.5% Hispanic, may present some challenges in terms of cultural and linguistic barriers. The average commute time of 23.8 minutes is relatively short, and the health insurance coverage rate of 77.9% is a positive indicator of the city's quality of life. Nevertheless, the 4.8% unemployment rate and 15.0% poverty rate are concerns that need to be addressed. Overall, Cleburne, TX presents a mixed bag of opportunities and challenges for investors, and a thorough analysis of the data is necessary to make an informed decision. With a median property value of $97,600 and a homeownership rate of 60.2%, the city's housing market may be worth exploring, but investors should be cautious of the potential risks and challenges.

Population 29,677

Median Age 33.20

Avg. Household Income $47,278

Similar Properties Near Cleburne, TX

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Cleburne, TX | City Real Estate Market Analysis

Cleburne, TX Investment Potential Analysis

Cleburne, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Cleburne, TX Income Property

Things Near Cleburne, TX

Metro Center Station

Grand Central Market

About Cleburne

Similar Properties Near Cleburne, TX

Access the REI Capital investment overview

Cleburne, TX | City Real Estate Market Analysis

Cleburne, TX Investment Potential Analysis

Cleburne, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Cleburne, TX Income Property

Things Near Cleburne, TX

Metro Center Station

Grand Central Market

About Cleburne

Similar Properties Near Cleburne, TX

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