McKinney, TX | City Real Estate Market Analysis

McKinney, Collin County, Texas

City Analysis Real Estate Market TX Collin County

McKinney

Market Insight

McKinney, TX Investment Potential Analysis

Market analysis for McKinney, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in McKinney.

4.35%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$81,118

Avg. Household Income

💵 Average annual household income in the area.

137,643

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

McKinney, TX Real Estate Market Property Overview

Real estate market overview for McKinney, TX, Collin County
Population of 137,643
Average household income of $81,118
Property tax rate of 4.35%
Median resident age of 33.00

Property Details

City	McKinney	State	Texas
County	Collin	Country	USA
Population	137,643	Median Age	33.00
Avg. Household Income	$81,118	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	4.35%
Top Industries	N/A	Economic Overview	N/A
Coordinates	33.2016, -96.6670	Properties Listed	0

Model investment returns using McKinney, TX market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 4.35%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use McKinney, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For McKinney, TX Income Property

Key questions for informed investment decisions

What makes McKinney, TX a stable investment market? +

The combination of a relatively low poverty rate of 7.0% and a high health insurance coverage rate of 89.0% suggests a stable and secure tenant base, while the top industries in Agriculture, Forestry, Fishing & Hunting, & Mining, Information, and Manufacturing provide a diverse range of employment opportunities, contributing to the city's stability.

How does the commute time and method impact the quality of life for renters in McKinney, TX? +

The average commute time of 28.5 minutes and the top commute methods of Drove Alone, Worked At Home, and Carpooled indicate a relatively convenient and flexible commute, which, when combined with the high health insurance coverage rate of 89.0%, suggests a high quality of life for renters, making McKinney, TX an attractive location for investment.

What role does ethnic diversity play in shaping the demand for real estate in McKinney, TX? +

The top ethnicities of White, White Non-Hispanic, and Hispanic, with a median household income of $81,118 and a median property value of $187,100, suggest a diverse and affluent community, which can drive demand for real estate, particularly in areas with high employment rates, such as the top industries of Information and Manufacturing.

How does the income inequality and poverty rate impact the rental market in McKinney, TX? +

The GINI coefficient of 0.41 and poverty rate of 7.0%, when considered alongside the median household income of $81,118 and health insurance coverage rate of 89.0%, indicate a relatively stable and secure rental market, with a low risk of poverty-related vacancies, making McKinney, TX an attractive location for real estate investment.

What are the key factors that contribute to the attractiveness of McKinney, TX as a real estate investment location? +

The combination of a high homeownership rate of 66.2%, a median property value of $187,100, and a diverse range of top industries, including Agriculture, Forestry, Fishing & Hunting, & Mining, Information, and Manufacturing, along with the relatively low poverty rate of 7.0% and high health insurance coverage rate of 89.0%, make McKinney, TX an attractive location for real estate investment, offering a stable and secure environment for renters and investors alike.

What is the population of McKinney, TX? +

The population of McKinney, TX is 137,643.

What is the median age in McKinney, TX? +

The median age in McKinney, TX is 33.0.

What is the average household income in McKinney, TX? +

The average household income in McKinney, TX is $81,118.

What are the top industries in McKinney, TX? +

The top industries in McKinney, TX are Agriculture, Forestry, Fishing & Hunting, & Mining, Information, and Manufacturing.

What is the homeownership rate in McKinney, TX? +

The homeownership rate in McKinney, TX is 66.2%.

Things Near McKinney, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About McKinney

McKinney, TX is a stable investment market with a median household income of $81,118 and relatively low poverty rate of 7.0%. This market tends to attract families and professionals due to its high homeownership rate of 66.2% and average commute time of 28.5 minutes. The top industries in the area, including Agriculture, Forestry, Fishing & Hunting, & Mining, Information, and Manufacturing, provide a diverse range of employment opportunities. However, the 7.0% poverty rate suggests some risk, and investors should be aware of the potential for economic fluctuations. The population of 137,643, with a median age of 33.0, indicates a relatively young and growing community. The ethnic diversity of the area, with 41.1% White, 33.4% White Non-Hispanic, and 10.2% Hispanic, adds to the city's cultural richness. With 89.0% of the population having health insurance coverage, the quality of life in McKinney is relatively high. Overall, McKinney offers a balanced investment opportunity, with both opportunities for growth and challenges to be considered. Investors should carefully weigh the pros and cons before making a decision.

Population 137,643

Median Age 33.00

Avg. Household Income $81,118

Similar Properties Near McKinney, TX

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

McKinney, TX | City Real Estate Market Analysis

McKinney, TX Investment Potential Analysis

McKinney, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For McKinney, TX Income Property

Things Near McKinney, TX

Metro Center Station

Grand Central Market

About McKinney

Similar Properties Near McKinney, TX

Access the REI Capital investment overview

McKinney, TX | City Real Estate Market Analysis

McKinney, TX Investment Potential Analysis

McKinney, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For McKinney, TX Income Property

Things Near McKinney, TX

Metro Center Station

Grand Central Market

About McKinney

Similar Properties Near McKinney, TX

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Access the REI Capital investment overview