Murphy, TX | City Real Estate Market Analysis

Murphy, Collin County, Texas

City Analysis Real Estate Market TX Collin County

Murphy

Market Insight

Murphy, TX Investment Potential Analysis

Market analysis for Murphy, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Murphy.

1.46%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$118,231

Avg. Household Income

💵 Average annual household income in the area.

18,412

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Murphy, TX Real Estate Market Property Overview

Real estate market overview for Murphy, TX, Collin County
Population of 18,412
Average household income of $118,231
Property tax rate of 1.46%
Median resident age of 35.40

Property Details

City	Murphy	State	Texas
County	Collin	Country	USA
Population	18,412	Median Age	35.40
Avg. Household Income	$118,231	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	1.46%
Top Industries	N/A	Economic Overview	N/A
Coordinates	33.0186, -96.6105	Properties Listed	0

Model investment returns using Murphy, TX market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 1.46%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Murphy, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Murphy, TX Income Property

Key questions for informed investment decisions

What makes Murphy, TX an attractive location for real estate investment? +

The combination of a high median household income of $118,231, a low poverty rate of 3.7%, and a diverse population with top ethnicities including White, White Non-Hispanic, and Asian, suggests a stable and growing market. The city's strong employment numbers, with 8,979 employed individuals and top industries in Wholesale Trade, Information, and Manufacturing, also contribute to its appeal. Additionally, the high health insurance coverage rate of 91.4% indicates a market with access to quality healthcare.

How does the commute time and transportation infrastructure impact the quality of life for residents in Murphy, TX? +

The average commute time of 28.9 minutes in Murphy, TX is relatively low, and the top commute methods of driving alone, working from home, and carpooling suggest a flexible and convenient transportation infrastructure. This, combined with the high median household income and low poverty rate, indicates a high quality of life for residents. The fact that 91.4% of the population has health insurance coverage also suggests that residents have access to necessary healthcare services.

What are the key factors that contribute to the stability of the housing market in Murphy, TX? +

The high homeownership rate of 89.9% and the relatively low poverty rate of 3.7% contribute to the stability of the housing market in Murphy, TX. The median property value of $272,200 and median property taxes of $4,830 also suggest a market with a strong tax base and relatively high property values. Furthermore, the diverse population and strong employment numbers, with top industries in Wholesale Trade, Information, and Manufacturing, help to drive demand for housing and support market stability.

How does the ethnic diversity and foreign-born population impact the demand for housing in Murphy, TX? +

The ethnic diversity of Murphy, TX, with top ethnicities including White, White Non-Hispanic, and Asian, and a foreign-born rate of 24.5%, suggests a market with a strong demand for housing from a diverse range of populations. The fact that 91.4% of the population has health insurance coverage also indicates a market with access to quality healthcare, which can help to attract and retain residents. The combination of a high median household income and a diverse population helps to drive demand for housing and support market growth.

What are the implications of the GINI coefficient and poverty rate for real estate investors in Murphy, TX? +

The GINI coefficient of 0.333 and poverty rate of 3.7% in Murphy, TX suggest a market with relatively low income inequality and a strong social safety net. The fact that 91.4% of the population has health insurance coverage also indicates a market with access to quality healthcare, which can help to reduce the risk of investment. The combination of a high median household income, diverse population, and strong employment numbers, with top industries in Wholesale Trade, Information, and Manufacturing, helps to support market stability and drive demand for housing.

What are some of the best neighborhoods to live in Murphy? +

Some of the best neighborhoods to live in Murphy include Crescent Hill, Maxwell Creek, and Murphy Farms. These neighborhoods offer beautiful homes with mature landscaping and a strong sense of community. Additionally, areas like The Ranch and The Timbers are also popular among residents.

What are some fun things to do in Murphy? +

Murphy has a variety of fun things to do, including visiting Murphy Central Park, Aviary Park, and Mustang Park. You can also check out the Play Street Museum, Psa Murphy, and Travis Farm Park. For kid-friendly activities, consider visiting the Jumpstreet Indoor Trampoline Park or the In-Sync Exotics Wildlife Rescue.

What is the food scene like in Murphy? +

The food scene in Murphy is diverse and offers a range of options. Some popular restaurants include Cristina's Fine Mexican Restaurant, The BackYard Murphy, and La Flor Mexican Grill. You can also find nice dinner spots like Creekside Fine Grill and Roman Cucina. Additionally, there are many restaurants available for delivery and takeout through services like Beyond Menu.

What are the pros and cons of living in Murphy? +

The pros of living in Murphy include its great neighborhoods, outdoor activities, and community areas. However, some cons might include the need to decide between Plano ISD and Wylie ISD, as some Murphy neighborhoods are zoned to Wylie. Additionally, traffic and commute times can be a challenge in the area.

Is Murphy a good place to live? +

Overall, Murphy is a great place to live, offering a strong sense of community, beautiful homes, and plenty of outdoor activities. While there may be some challenges, such as traffic and commute times, the city's pros outweigh its cons. With its diverse food scene, kid-friendly attractions, and nice dinner spots, Murphy is an excellent choice for families and individuals alike.

Things Near Murphy, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Murphy

Murphy, TX is a stable investment market with a median household income of $118,231 and relatively low poverty rate of 3.7%. This market tends to attract a diverse population, with 24.5% of residents being foreign-born, and top ethnicities including White, White Non-Hispanic, and Asian. The median age of 35.4 and high school graduation rate of 95.1% suggest a well-educated and relatively young population. However, the 8.6% uninsured rate and 23.1% rent burden indicate some challenges in terms of access to healthcare and affordable housing. The top industries, including Wholesale Trade, Information, and Manufacturing, provide a solid foundation for employment, with 8,979 employed residents. The average commute time of 28.9 minutes is relatively manageable, and the high homeownership rate of 89.9% suggests a strong sense of community. Overall, Murphy, TX offers a unique blend of economic stability, demographic diversity, and quality of life, making it an attractive option for investors. The median property value of $272,200 and median property taxes of $4,830 are important considerations for investors, as are the top commute methods, which include driving alone, working from home, and carpooling. With 91.4% of residents having health insurance, Murphy, TX demonstrates a high level of access to healthcare, which is a critical factor in determining the overall well-being of the population. While there are opportunities for growth and investment, the 3.7% poverty rate and 8.6% uninsured rate suggest that some risk management strategies may be necessary to ensure the long-term viability of investments in this market.

Population 18,412

Median Age 35.40

Avg. Household Income $118,231

Similar Properties Near Murphy, TX

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Murphy, TX | City Real Estate Market Analysis

Murphy, TX Investment Potential Analysis

Murphy, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Murphy, TX Income Property

Things Near Murphy, TX

Metro Center Station

Grand Central Market

About Murphy

Similar Properties Near Murphy, TX

Access the REI Capital investment overview

Murphy, TX | City Real Estate Market Analysis

Murphy, TX Investment Potential Analysis

Murphy, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Murphy, TX Income Property

Things Near Murphy, TX

Metro Center Station

Grand Central Market

About Murphy

Similar Properties Near Murphy, TX

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