Melissa, TX | City Real Estate Market Analysis

Melissa, Collin County, Texas

City Analysis Real Estate Market TX Collin County

Melissa

Market Insight

Melissa, TX Investment Potential Analysis

Market analysis for Melissa, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Melissa.

1.94%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$90,556

Avg. Household Income

💵 Average annual household income in the area.

5,213

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Melissa, TX Real Estate Market Property Overview

Real estate market overview for Melissa, TX, Collin County
Population of 5,213
Average household income of $90,556
Property tax rate of 1.94%
Median resident age of 30.50

Property Details

City	Melissa	State	Texas
County	Collin	Country	USA
Population	5,213	Median Age	30.50
Avg. Household Income	$90,556	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	1.94%
Top Industries	N/A	Economic Overview	N/A
Coordinates	33.2891, -96.5573	Properties Listed	0

Model investment returns using Melissa, TX market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 1.94%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Melissa, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Melissa, TX Income Property

Key questions for informed investment decisions

What's the overall investment potential of Melissa, TX, considering its demographics and economy? +

With a median household income of $90,556 and a low poverty rate of 2.0%, Melissa, TX, presents a stable investment market, further strengthened by its diverse top industries, including Manufacturing, Information, and Finance & Insurance, which can drive demand for housing. The city's ethnic diversity, with a mix of White, White Non-Hispanic, and Black populations, also contributes to a vibrant community. Additionally, the high health insurance coverage rate of 92.8% suggests a population with access to healthcare, potentially leading to a more stable tenant base.

How does the commute time and method impact the quality of life for residents and, by extension, real estate investment? +

The average commute time of 30.7 minutes in Melissa, TX, is relatively manageable, and the top commute methods of driving alone, working from home, and carpooling indicate flexibility and potential savings on transportation costs for residents. This, combined with a high homeownership rate of 88.9% and low poverty rate of 2.0%, suggests a community with a good quality of life, which can attract and retain residents, making it an appealing market for real estate investors.

What role does the median property value and property taxes play in the investment decision? +

The median property value of $198,100 and median property taxes of $1,418 in Melissa, TX, are important considerations for investors, as they impact the overall cost of investment and potential for return. Given the city's strong median household income of $90,556 and low poverty rate of 2.0%, there's a potential for appreciation in property value over time, especially considering the diverse and stable economic base provided by its top industries.

How does the ethnic diversity and income inequality affect the real estate market in Melissa, TX? +

The ethnic diversity in Melissa, TX, with significant White, White Non-Hispanic, and Black populations, contributes to a dynamic community that can support a varied housing market. The GINI coefficient of 0.332 indicates a level of income inequality, but when considered alongside the low poverty rate of 2.0% and high median household income of $90,556, it suggests that the market can support a range of housing options, from affordable to higher-end properties, catering to different income levels and preferences.

What are the implications of the health insurance coverage rate and commute time for tenant quality and stability? +

The high health insurance coverage rate of 92.8% in Melissa, TX, combined with an average commute time of 30.7 minutes, suggests a population that is both employed and has access to healthcare, indicating a higher level of stability and reliability among potential tenants. This stability, paired with the city's low poverty rate and high median household income, can lead to a more predictable and profitable rental income stream for investors, making Melissa, TX, an attractive location for real estate investment.

What are some of the best neighborhoods to live in Melissa? +

Some of the best neighborhoods to live in Melissa include North Creek, Villages of Melissa, and Prosper. These neighborhoods offer a variety of housing options, community spirit, and welcoming atmospheres. For example, North Creek is designed for active living and has a vibrant community, while Villages of Melissa is known for its community spirit and variety of housing options.

What are some fun things to do in Melissa? +

There are plenty of fun things to do in Melissa, such as visiting the Melissa Farmer And Artisan Market, exploring Zadow Park, and checking out the Melissa Christian Church. You can also visit Bob Miller Park, D-bat Melissa, and the Melissa Barn at HD Ranch. Additionally, there are several nearby attractions, including Top Fun Ranch, Freedom Fun USA, and Natural Springs Park.

What is the food scene like in Melissa? +

The food scene in Melissa is diverse and offers a range of options. Some popular restaurants include The Red Feather, Yonx Pizza Bar, Nonis Brunch House, and Sunview Cafe. You can also find Mexican cuisine at Maria's Mexican Restaurant and Palio's Pizza Cafe. There are also plenty of great food trucks and cafes in the area, such as Buc-Ee's and Lola's Local Market.

What are the pros and cons of living in Melissa? +

The pros of living in Melissa include its welcoming community, variety of housing options, and plenty of things to do. However, some cons include the potential for traffic and congestion, especially during rush hour. Additionally, some areas of Melissa may be prone to flooding or other natural disasters. Overall, Melissa is a great place to live for those who value community and small-town charm.

Is Melissa a good place to live? +

Melissa is a great place to live for those who value community, small-town charm, and a variety of things to do. While it may have some drawbacks, such as traffic and potential flooding, the pros outweigh the cons. With its welcoming atmosphere, diverse food scene, and plenty of attractions, Melissa is an excellent choice for families, young professionals, and anyone looking for a tight-knit community.

Things Near Melissa, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Melissa

Melissa, TX is a city that tends to attract investors due to its stable economy and relatively high median household income of $90,556. The population of 5,213, with a median age of 30.5, suggests a young and potentially growing community. The poverty rate of 2.0% is notably low, which is a positive indicator for investment. However, it's worth considering that the top industries, including manufacturing and finance, may be subject to fluctuations in the market. The average commute time of 30.7 minutes is relatively reasonable, and the fact that 92.8% of the population has health insurance coverage is a good sign of the overall quality of life. The top ethnicities, with White and White Non-Hispanic making up a significant portion, may indicate a relatively homogeneous community. The GINI coefficient of 0.332 suggests some level of income inequality, but it's not excessively high. The homeownership rate of 88.9% is quite high, which could indicate a stable and invested community. Overall, Melissa, TX seems like a solid investment opportunity, but as with any investment, it's essential to carefully consider the potential risks and challenges, including the potential for industry fluctuations and income inequality. The city's demographics, including a foreign-born rate that is not available, and commute methods, such as driving alone or working from home, should also be taken into account. With a median property value of $198,100 and median property taxes of $1,418, the housing market seems relatively stable. Considering all these factors, Melissa, TX appears to be a city with a lot of potential for investment, but it's crucial to approach with a nuanced understanding of the local economy and community.

Population 5,213

Median Age 30.50

Avg. Household Income $90,556

Similar Properties Near Melissa, TX

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Melissa, TX | City Real Estate Market Analysis

Melissa, TX Investment Potential Analysis

Melissa, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Melissa, TX Income Property

Things Near Melissa, TX

Metro Center Station

Grand Central Market

About Melissa

Similar Properties Near Melissa, TX

Access the REI Capital investment overview

Melissa, TX | City Real Estate Market Analysis

Melissa, TX Investment Potential Analysis

Melissa, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Melissa, TX Income Property

Things Near Melissa, TX

Metro Center Station

Grand Central Market

About Melissa

Similar Properties Near Melissa, TX

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