Celina, TX | City Real Estate Market Analysis

Celina, Collin County, Texas

City Analysis Real Estate Market TX Collin County

Celina

Market Insight

Celina, TX Investment Potential Analysis

Market analysis for Celina, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Celina.

1.89%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$114,609

Avg. Household Income

💵 Average annual household income in the area.

9,836

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Celina, TX Real Estate Market Property Overview

Real estate market overview for Celina, TX, Collin County
Population of 9,836
Average household income of $114,609
Property tax rate of 1.89%
Median resident age of 33.80

Property Details

City	Celina	State	Texas
County	Collin	Country	USA
Population	9,836	Median Age	33.80
Avg. Household Income	$114,609	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	1.89%
Top Industries	N/A	Economic Overview	N/A
Coordinates	33.3154, -96.7941	Properties Listed	0

Model investment returns using Celina, TX market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 1.89%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Celina, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Celina, TX Income Property

Key questions for informed investment decisions

What makes Celina, TX a stable investment market? +

The combination of a high median household income of $114,609, a relatively low poverty rate of 3.4%, and a high health insurance coverage rate of 95.1% suggests a stable and secure market for real estate investments, with a strong foundation of employed residents and a diverse economy driven by top industries like Retail Trade, Finance & Insurance, and Real Estate & Rental & Leasing.

How does the demographic diversity of Celina, TX impact the rental market? +

The city's ethnic diversity, with a population that is 74.1% White, 63.2% White Non-Hispanic, and 18.5% Hispanic, combined with a foreign-born rate of 7.4%, indicates a potentially vibrant and diverse rental market, which can be attractive to a wide range of tenants, and with an average commute time of 38.4 minutes, the city's infrastructure supports a convenient and accessible lifestyle.

What are the key factors to consider when evaluating the quality of life in Celina, TX for real estate investment purposes? +

The average commute time of 38.4 minutes, the high health insurance coverage rate of 95.1%, and the low poverty rate of 3.4% are all important factors to consider when evaluating the quality of life in Celina, TX, as they suggest a city with a strong economy, convenient transportation options, and a high level of resident well-being, making it an attractive location for real estate investment.

How does the economy of Celina, TX support the real estate market? +

The city's economy, driven by top industries like Retail Trade, Finance & Insurance, and Real Estate & Rental & Leasing, provides a strong foundation for the real estate market, with a median household income of $114,609 and an employed population of 5,132, indicating a high level of economic stability and potential for long-term growth and development, and with a GINI coefficient of 0.363, the city's income inequality is relatively low, suggesting a broad-based and sustainable economy.

What are the implications of Celina, TX's high homeownership rate for real estate investors? +

The high homeownership rate of 85.1% in Celina, TX suggests a strong sense of community and stability, which can be attractive to real estate investors, as it indicates a low level of turnover and a high level of investment in the community, and with a median property value of $343,400 and median property taxes of $4,300, the city's real estate market offers a potentially strong return on investment, especially when combined with the city's diverse economy and high quality of life.

What are some of the best neighborhoods to live in Celina? +

Some of the best neighborhoods to live in Celina include Cambridge Crossing, The Parks at Wilson Creek, Light Farms, Hillside Village, Bluewood, La Terra at Uptown Celina, Mustang Lakes, and Creek Meadows. Each neighborhood has its unique character and amenities, so it's worth researching to find the one that best fits your needs and preferences.

What are some fun things to do in Celina? +

There are plenty of fun things to do in Celina, including visiting the Eden Hill Winery & Vineyard, Caudalie Crest Winery, and Downtown & Main Street. You can also explore the Sharkarosa Wildlife Ranch, The Lagoon at Windsong Ranch, and other attractions. The city also hosts various events throughout the year, so be sure to check the city's events calendar to catch something that interests you.

What is the food scene like in Celina? +

The food scene in Celina is vibrant and diverse, with a range of restaurants serving different cuisines. Some popular spots include The Nook CKMC, Heyday, Celina Star Cafe, Lucy's on the Square, and Silos in Celina. There are also plenty of great food trucks and local eateries to try, so you're sure to find something that suits your taste and budget.

What are the pros and cons of living in Celina? +

The pros of living in Celina include its small-town charm, excellent schools, and growing economy. However, some cons include the city's rapid growth, which can lead to traffic and construction issues. Additionally, some residents may find the city's limited nightlife and entertainment options to be a drawback. Overall, Celina is a great place to live for those who value a close-knit community and a relaxed pace of life.

Is Celina a good place to live? +

Yes, Celina is a good place to live, offering a unique blend of small-town charm and big-city amenities. With its excellent schools, growing economy, and vibrant food scene, Celina is an attractive option for families, young professionals, and retirees alike. While it may have some drawbacks, such as traffic and limited nightlife, the city's many advantages make it a great choice for those looking for a relaxed and welcoming place to call home.

Things Near Celina, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Celina

Celina, TX is a stable investment market with a median household income of $114,609 and relatively low poverty rate of 3.4%. The population of 9,836, with a median age of 33.8, suggests a growing and vibrant community. The top industries, including Retail Trade, Finance & Insurance, and Real Estate & Rental & Leasing, provide a diverse economic base. However, the 38.4-minute average commute time may be a challenge for some residents. On the other hand, the high health insurance coverage rate of 95.1% and low violent crime rate of 0.34 per 1,000 residents contribute to a high quality of life. The foreign-born rate of 7.4% and ethnic diversity, with 74.1% White, 63.2% White Non-Hispanic, and 18.5% Hispanic, add to the city's cultural richness. With a median property value of $343,400 and homeownership rate of 85.1%, the housing market appears strong. Nevertheless, the 27.5% obesity rate and 8.5% diabetes rate indicate some health concerns. Overall, Celina, TX offers a mix of opportunities and challenges, making it an attractive investment option for those willing to navigate its nuances. The city's strengths, including its high median household income, low poverty rate, and diverse economy, make it an appealing choice for investors. However, the commute time and health concerns should be carefully considered. With a comprehensive understanding of the city's data, investors can make informed decisions and capitalize on Celina's potential.

Population 9,836

Median Age 33.80

Avg. Household Income $114,609

Similar Properties Near Celina, TX

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Celina, TX | City Real Estate Market Analysis

Celina, TX Investment Potential Analysis

Celina, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Celina, TX Income Property

Things Near Celina, TX

Metro Center Station

Grand Central Market

About Celina

Similar Properties Near Celina, TX

Access the REI Capital investment overview

Celina, TX | City Real Estate Market Analysis

Celina, TX Investment Potential Analysis

Celina, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Celina, TX Income Property

Things Near Celina, TX

Metro Center Station

Grand Central Market

About Celina

Similar Properties Near Celina, TX

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