Amarillo, TX | City Real Estate Market Analysis

Amarillo, Potter County, Texas

City Analysis Real Estate Market TX Potter County

Amarillo

Market Insight

Amarillo, TX Investment Potential Analysis

Market analysis for Amarillo, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Amarillo.

4.35%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$45,984

Avg. Household Income

💵 Average annual household income in the area.

193,153

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Amarillo, TX Real Estate Market Property Overview

Real estate market overview for Amarillo, TX, Potter County
Population of 193,153
Average household income of $45,984
Property tax rate of 4.35%
Median resident age of 33.50

Property Details

City	Amarillo	State	Texas
County	Potter	Country	USA
Population	193,153	Median Age	33.50
Avg. Household Income	$45,984	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	4.35%
Top Industries	N/A	Economic Overview	N/A
Coordinates	35.1984, -101.8316	Properties Listed	0

Model investment returns using Amarillo, TX market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 4.35%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Amarillo, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Amarillo, TX Income Property

Key questions for informed investment decisions

What's the overall investment potential of Amarillo, TX, considering its demographics and economy? +

Amarillo's median household income of $45,984, combined with a relatively high poverty rate of 16.1% and a strong health insurance coverage of 82.3%, suggests a stable market with opportunities for affordable housing investments, particularly given the top industries in Agriculture, Forestry, Fishing & Hunting, & Mining, and Transportation & Warehousing, & Utilities, which can support a diverse tenant base.

How does the city's ethnic diversity and commute time impact the rental market? +

The city's ethnic diversity, with a mix of White, White Non-Hispanic, and Hispanic populations, can contribute to a vibrant rental market, while the average commute time of 17.7 minutes and top commute methods of Drove Alone, Carpooled, and Worked At Home indicate a convenient and flexible transportation system, making it attractive for renters and supporting a stable rental yield.

What are the key factors to consider when evaluating the quality of life in Amarillo for real estate investment? +

When assessing the quality of life in Amarillo, consider the city's low average commute time of 17.7 minutes, high health insurance coverage rate of 82.3%, and relatively high homeownership rate of 60.3%, which collectively suggest a stable and desirable living environment, while the poverty rate of 16.1% and GINI coefficient of 0.454 indicate areas for potential investment in affordable housing and community development.

How do the top industries in Amarillo impact the local job market and rental demand? +

The top industries in Amarillo, including Agriculture, Forestry, Fishing & Hunting, & Mining, Public Administration, and Transportation & Warehousing, & Utilities, contribute to a diverse job market, which can support a strong rental demand, particularly given the employed population of 93,296 and median household income of $45,984, making it an attractive location for investors looking to capitalize on a stable and growing economy.

What's the outlook for property appreciation and rental yields in Amarillo, considering its housing market and economic trends? +

With a median property value of $114,200 and median property taxes of $45,448, Amarillo's housing market offers relatively affordable investment opportunities, while the city's diverse economy, low commute time, and high health insurance coverage rate contribute to a stable environment for property appreciation and rental yields, particularly given the city's strong employment base and growing industries.

What are some of the best neighborhoods to live in Amarillo? +

Some of the best neighborhoods to live in Amarillo include Paramount Terrace, Ridgecrest, Western Plateau, Avondale, and Oliver Eakle. These neighborhoods are known for being peaceful, family-friendly, and having a strong sense of community. Additionally, areas like Heritage Hills and Paramount are also popular among residents due to their great schools, amenities, and new homes.

What are some fun things to do in Amarillo? +

Amarillo has a lot to offer when it comes to fun things to do. Some popular attractions include Palo Duro Canyon, Cadillac Ranch, the RV Museum, and the historic Route 66. You can also visit the Panhandle Plains Historical Museum, Harrington Science Center, and the Texas Air & Space Museum. If you're looking for outdoor activities, you can go horseback riding, hiking, or biking in Palo Duro Canyon.

What is the food scene like in Amarillo? +

The food scene in Amarillo is a mix of traditional Texan cuisine and unique local flavors. Some popular restaurants include Robinson's Bar-B-Q, Stockyard CafÃ©, Big Texan Steak Ranch, and Tyler's Barbeque. You can also find a variety of street food, soul food, and everything in between. The city has a thriving dining scene, with many restaurants serving up delicious meals made with fresh, local ingredients.

What are the pros and cons of living in Amarillo? +

Amarillo has its pros and cons, like any city. Some of the pros include its affordable cost of living, rich history, and natural beauty. The city has a strong sense of community, with many family-friendly neighborhoods and outdoor recreational opportunities. However, some of the cons include the hot summers, limited job opportunities in certain industries, and a relatively small size compared to other major cities in Texas. Overall, Amarillo is a great place to live for those who value a relaxed, small-town atmosphere and easy access to outdoor activities.

Is Amarillo a good place to live? +

Amarillo can be a great place to live, depending on your individual preferences and priorities. The city offers a unique blend of small-town charm and big-city amenities, with a low cost of living and a strong sense of community. While it may not have all the amenities and opportunities of a larger city, Amarillo has a lot to offer, from its natural beauty to its rich history and culture. If you're looking for a relaxed, family-friendly atmosphere and easy access to outdoor activities, Amarillo might be an excellent choice for you.

Things Near Amarillo, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Amarillo

Amarillo, TX is a stable investment market with a median household income of $45,984 and a relatively high poverty rate of 16.1%, which suggests some risk. The population of 193,153, with a median age of 33.5, presents a mix of opportunities and challenges. The top industries, including Agriculture, Forestry, Fishing & Hunting, & Mining, Public Administration, and Transportation & Warehousing, & Utilities, provide a diverse economic base. However, the poverty rate and income inequality, with a GINI coefficient of 0.454, indicate some economic disparities. The average commute time of 17.7 minutes is relatively low, and the high health insurance coverage rate of 82.3% is a positive factor. The median property value of $114,200 and median property taxes of $45,448 are relatively affordable. The foreign-born population is not available, but the top ethnicities, including White, White Non-Hispanic, and Hispanic, suggest a diverse community. Overall, Amarillo, TX offers a mix of stability and growth opportunities, but investors should carefully consider the poverty rate and economic disparities. With a homeownership rate of 60.3% and a relatively low average commute time, Amarillo, TX can be an attractive option for investors looking for a stable market with potential for growth.

Population 193,153

Median Age 33.50

Avg. Household Income $45,984

Similar Properties Near Amarillo, TX

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Amarillo, TX | City Real Estate Market Analysis

Amarillo, TX Investment Potential Analysis

Amarillo, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Amarillo, TX Income Property

Things Near Amarillo, TX

Metro Center Station

Grand Central Market

About Amarillo

Similar Properties Near Amarillo, TX

Access the REI Capital investment overview

Amarillo, TX | City Real Estate Market Analysis

Amarillo, TX Investment Potential Analysis

Amarillo, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Amarillo, TX Income Property

Things Near Amarillo, TX

Metro Center Station

Grand Central Market

About Amarillo

Similar Properties Near Amarillo, TX

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Access the REI Capital investment overview