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Highlands, TX | City Real Estate Market Analysis

Highlands, Harris County, Texas
City Analysis Real Estate Market TX Harris County
Highlands
Market Insight

Highlands, TX Investment Potential Analysis

Market analysis for Highlands, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Highlands.
1.48%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$56,673
Avg. Household Income
💵 Average annual household income in the area.
7,300
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Highlands, TX Real Estate Market Property Overview

  • Real estate market overview for Highlands, TX, Harris County
  • Population of 7,300
  • Average household income of $56,673
  • Property tax rate of 1.48%
  • Median resident age of 30.60

Property Details

City Highlands State Texas
County Harris Country USA
Population 7,300 Median Age 30.60
Avg. Household Income $56,673 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 1.48%
Top Industries N/A Economic Overview N/A
Coordinates 29.8130, -95.0577 Properties Listed 0

Model investment returns using Highlands, TX market data as defaults

25%
5.0%
30 years
1.48%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Highlands, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Highlands, TX Income Property

Key questions for informed investment decisions

What's the overall investment potential of Highlands, TX, considering its demographics and economy? +
Highlands, TX, with a population of 7,300 and a median age of 30.6, presents a unique investment opportunity, especially given its median household income of $56,673 and a poverty rate of 15.6%, which is somewhat mitigated by a health insurance coverage rate of 78.7%, indicating a degree of economic stability among its residents.
How does the ethnic diversity and industry landscape of Highlands, TX, influence its real estate market? +
The city's ethnic diversity, with top ethnicities including White (44.1%), White Non-Hispanic (28.7%), and Hispanic (19.5%), alongside its foreign-born rate of 13.4%, contributes to a vibrant community, while its top industries such as Educational Services, Health Care & Social Assistance, and Manufacturing suggest a stable employment base, which can drive demand for housing and influence property values like its median property value of $92,100.
What are the implications of Highlands, TX's commute times and health insurance coverage for real estate investors? +
The average commute time of 27.0 minutes, with top commute methods including driving alone, carpooling, and public transit, indicates relatively easy access to employment centers, which, combined with a health insurance coverage rate of 78.7%, suggests a population with access to employment opportunities and healthcare, potentially leading to a more stable tenant base for rental properties.
How do the poverty rate and income inequality in Highlands, TX, affect the quality of tenants and property appreciation? +
While Highlands, TX, has a poverty rate of 15.6% and an income inequality GINI coefficient of 0.368, its median household income of $56,673 and a high homeownership rate of 76.1% may offset some concerns, as these factors can contribute to a more stable community with potential for property appreciation, especially considering the median property taxes are $1,759, which could impact investment returns.
What role does the educational background of Highlands, TX's residents play in the local real estate market? +
With a high school graduation rate of 82.2% and 15.6% of the population holding a Bachelor's degree or higher, alongside top industries in educational services and health care, Highlands, TX, may attract professionals and families seeking quality education, potentially boosting demand for housing and influencing local property values, such as the median property value of $92,100, in a positive direction.
What are some of the best neighborhoods to live in Highlands? +
Some of the best neighborhoods to live in Highlands include Hutto Highlands, Highlands North, and the west parts of the city. These areas tend to have more desirable homes and are considered to be more affordable. Additionally, neighborhoods like The Highlands are known for being nice and having a strong sense of community, with events like Halloween destinations and book clubs.
What are some fun things to do in Highlands? +
There are plenty of fun things to do in Highlands, including visiting the Cypress Coast, Food Town, and Highlands Sports. You can also explore the Upper Highland Lakes Nature Center, attend the Bluebonnet Festival in Kingsland, or have a picnic in one of the many parks. If you're looking for more adventure, you can take a walk through the SFA University Campus in Nacogdoches or explore the historic towns in the area.
What is the food scene like in Highlands? +
The food scene in Highlands is diverse and exciting, with a range of restaurants to choose from. You can find authentic Italian cuisine at Joes Italian Restaurant, or try some fresh, housemade pastas and pizzas at Numero28. There are also plenty of great food trucks and casual eateries, like Kosmik Fusion and Sip + Savor. If you're in the mood for something different, you can try some fine Tex-Mex at Escalante's or sushi at TEN Sushi + Cocktail Bar.
What are the pros and cons of living in Highlands? +
The pros of living in Highlands include its desirable neighborhoods, affordable homes, and strong sense of community. The city also has a range of fun things to do and a diverse food scene. However, some cons of living in Highlands include the potential for traffic and congestion, as well as the need for a car to get around. Additionally, some areas of the city may be more prone to crime or have limited access to certain amenities.
Is Highlands a good place to live? +
Overall, Highlands can be a great place to live, depending on your individual needs and preferences. The city has a lot to offer, from its desirable neighborhoods and affordable homes to its fun things to do and diverse food scene. However, it's worth considering the potential downsides, such as traffic and congestion, and weighing the pros and cons before making a decision. With its strong sense of community and range of amenities, Highlands can be a wonderful place to call home for those who are looking for a suburban lifestyle with easy access to the city.

Things Near Highlands, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Highlands

Highlands, TX is a city that tends to attract investors with its relatively high median household income of $56,673 and a homeownership rate of 76.1%. The population of 7,300, with a median age of 30.6, suggests a stable and potentially growing community. However, the 15.6% poverty rate suggests some risk, and the fact that 31.4% of the population has an obesity rate and 18.5% smoke, may indicate some health-related challenges. On the other hand, the city's top industries, including Educational Services, & Health Care & Social Assistance, and Manufacturing, provide a diverse economic base. The average commute time of 27.0 minutes is relatively manageable, and the fact that 78.7% of the population has health insurance coverage is a positive indicator. The foreign-born rate of 13.4% and the ethnic diversity, with 44.1% White, 28.7% White Non-Hispanic, and 19.5% Hispanic, contribute to a rich cultural landscape. While the GINI coefficient of 0.368 indicates some income inequality, the overall economic and demographic trends suggest that Highlands, TX is a city worth considering for investment. Nevertheless, investors should be aware of the potential challenges, including the poverty rate and health issues, and carefully weigh these factors before making a decision.

Population 7,300
Median Age 30.60
Avg. Household Income $56,673
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials