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Kilgore, TX | City Real Estate Market Analysis

Kilgore, Gregg County, Texas
City Analysis Real Estate Market TX Gregg County
Kilgore
Market Insight

Kilgore, TX Investment Potential Analysis

Market analysis for Kilgore, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Kilgore.
1.67%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$47,847
Avg. Household Income
💵 Average annual household income in the area.
13,731
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Kilgore, TX Real Estate Market Property Overview

  • Real estate market overview for Kilgore, TX, Gregg County
  • Population of 13,731
  • Average household income of $47,847
  • Property tax rate of 1.67%
  • Median resident age of 32.60

Property Details

City Kilgore State Texas
County Gregg Country USA
Population 13,731 Median Age 32.60
Avg. Household Income $47,847 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 1.67%
Top Industries N/A Economic Overview N/A
Coordinates 32.3980, -94.8602 Properties Listed 0

Model investment returns using Kilgore, TX market data as defaults

25%
5.0%
30 years
1.67%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Kilgore, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Kilgore, TX Income Property

Key questions for informed investment decisions

What's the overall investment potential of Kilgore, TX, considering its demographics and economy? +
Kilgore's median household income of $47,847, combined with a poverty rate of 16.6% and a high health insurance coverage rate of 81.5%, suggests a relatively stable market with a mix of working-class and middle-class residents. The top industries, including Transportation & Warehousing and Finance & Insurance, indicate a diverse economy, while the average commute time of 19.3 minutes and high homeownership rate of 66.3% point to a desirable quality of life.
How does the city's ethnic diversity and industry mix impact market demand for real estate investments? +
The city's ethnic diversity, with a mix of White, White Non-Hispanic, and Hispanic populations, contributes to a vibrant cultural scene, which can attract businesses and residents. The top industries, including Transportation & Warehousing and Finance & Insurance, drive demand for housing and commercial properties, particularly with a relatively high median property value of $94,400 and a strong employment population of 6,065.
What are the implications of Kilgore's poverty rate and health insurance coverage for real estate investors? +
The 16.6% poverty rate in Kilgore, although relatively high, is mitigated by the 81.5% health insurance coverage rate, indicating that many residents have access to employment and healthcare benefits. This combination suggests a working-class market with some employment stability, which can be attractive for investors seeking affordable housing opportunities or rental properties with a relatively low median property tax of $3,117.
How do commute times and transportation methods impact the quality of life and attractiveness of Kilgore for real estate investments? +
Kilgore's average commute time of 19.3 minutes, which is relatively short, and the prevalence of driving alone, carpooling, and working from home as top commute methods, indicate a convenient and flexible transportation network. This, combined with the city's diverse economy and relatively high median household income, makes Kilgore an attractive location for residents and, by extension, a promising market for real estate investments.
What role does the Gini coefficient and income inequality play in assessing the real estate investment potential of Kilgore, TX? +
The Gini coefficient of 0.457 in Kilgore suggests a moderate level of income inequality, which, when considered alongside the median household income of $47,847 and the poverty rate of 16.6%, indicates a market with a mix of economic profiles. Investors should be aware of this income inequality when targeting specific segments of the market, such as affordable housing or luxury properties, and consider how the top industries and employment population of 6,065 might influence demand and rental yields in different sectors.
What are some of the best neighborhoods to live in Kilgore? +
Some of the best neighborhoods to live in Kilgore include Rolling Meadows, Liberty City, Highland Park, Hollytree, Stonegate, The Cumberland Estates, Pecan Valley Ranch, The Woods, Cambridge Bend Estates, Penny Lane Estates, Copeland Woods, Ashmore, Cascades Estates, and Azalea Residential Historic District. Each neighborhood has its unique character and advantages, so it's worth researching to find the one that best fits your needs and preferences.
What are some fun things to do in Kilgore? +
Kilgore has a lot to offer when it comes to things to do. You can visit the East Texas Oil Museum, World’s Richest Acre Park, Rangerette Showcase and Museum, Texas Broadcast Museum, and Shakespeare Garden. If you're interested in outdoor activities, you can explore Kilgore’s scenic parks and trails. The city also hosts the Texas Shakespeare Festival in July, which is definitely worth checking out.
What is the food scene like in Kilgore? +
Kilgore has a diverse food scene with a range of options to suit different tastes. You can try Hungarian cuisine with a Texan twist at Brigitta’s Hungarian Restaurant, or enjoy some fusion dishes at Lava Asian Kitchen. The city is also home to popular restaurants like Country Tavern, known for its ribs, and Jack Ryan’s Steak & Chophouse, which offers fine dining. There are also plenty of great food trucks and delivery options available through services like Uber Eats.
What are the pros and cons of living in Kilgore? +
Living in Kilgore has its pros and cons. On the plus side, the city has a rich history, a strong sense of community, and plenty of outdoor activities to enjoy. The cost of living is also relatively low compared to other parts of the country. However, some areas of the city may have higher crime rates, and the job market can be limited in certain industries. Additionally, traffic and commute times can be a challenge, especially during peak hours. Overall, it's essential to weigh the advantages and disadvantages carefully before deciding if Kilgore is the right place for you.
Is Kilgore a good place to live? +
Whether or not Kilgore is a good place to live depends on your individual preferences and priorities. If you value a close-knit community, affordable living, and easy access to outdoor activities, Kilgore might be an excellent choice. However, if you're looking for a more urban lifestyle with a wider range of job opportunities and cultural amenities, you might want to consider other options. Ultimately, it's crucial to visit Kilgore, talk to locals, and get a feel for the city before making a decision.

Things Near Kilgore, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Kilgore

Kilgore, TX is a city that tends to attract investors looking for a mix of affordability and potential for growth. With a population of 13,731 and a median age of 32.6, the city has a relatively young demographic. The median household income is $47,847, which is moderate, but the poverty rate of 16.6% suggests some risk. On the other hand, the top industries in the city, including transportation and warehousing, agriculture, and finance, provide a diverse economic base. The commute time is relatively short, averaging 19.3 minutes, and 81.5% of the population has health insurance, indicating a decent quality of life. The foreign-born rate is 4.8%, and the top ethnicities are White, White Non-Hispanic, and Hispanic, making it a relatively diverse city. However, the 16.6% poverty rate and a GINI coefficient of 0.457 indicate some income inequality. The median property value is $94,400, and the homeownership rate is 66.3%, which could be attractive to real estate investors. Overall, Kilgore, TX presents a complex picture, with both opportunities and challenges that investors should carefully consider. The city's relatively low median household income and high poverty rate are balanced by its diverse economy, short commute times, and decent quality of life. Investors should weigh these factors carefully to determine if Kilgore, TX is the right fit for their investment goals.

Population 13,731
Median Age 32.60
Avg. Household Income $47,847
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials