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Laredo, TX | City Real Estate Market Analysis

Laredo, Webb County, Texas
City Analysis Real Estate Market TX Webb County
Laredo
Market Insight

Laredo, TX Investment Potential Analysis

Market analysis for Laredo, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

Avg. Home Value
🏠 Median residential property value in Laredo.
1.55%
Property Tax Rate
🏛️ Effective property tax rate for this market.
$40,041
Avg. Household Income
💵 Average annual household income in the area.
240,524
Population
👥 Total city population estimate.
Unemployment Rate
📊 Local unemployment vs. national benchmark.

Laredo, TX Real Estate Market Property Overview

  • Real estate market overview for Laredo, TX, Webb County
  • Population of 240,524
  • Average household income of $40,041
  • Property tax rate of 1.55%
  • Median resident age of 28.20

Property Details

City Laredo State Texas
County Webb Country USA
Population 240,524 Median Age 28.20
Avg. Household Income $40,041 Median Home Value N/A
Unemployment Rate N/A Property Tax Rate 1.55%
Top Industries N/A Economic Overview N/A
Coordinates 27.5625, -99.4874 Properties Listed 0

Model investment returns using Laredo, TX market data as defaults

25%
5.0%
30 years
1.55%
5 years
3.0%
Down Payment Amount:$125,000
Loan Amount:$375,000
Monthly Mortgage:$2,012
Monthly Tax:$490
Total Monthly Payment:$2,502
Monthly Cash Flow:$581
Cash on Cash Return:5.6%
Cap Rate:5.0%
Debt Coverage Ratio:1.23x
IRR (5 years):8.4%
Projected Property Value:$579,637
Total Equity:$234,891
📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Laredo, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Capital Allocation Comparison

Direct ownership vs. passive CRE platform exposure

Compare the same starting capital across two allocation paths: direct property ownership with operational responsibility, debt exposure, and single-asset concentration, versus a professionally managed REI Capital platform strategy built around institutional underwriting and a 9% target annual growth projection.

Direct Property Ownership
  • Concentrated exposure to one property and market
  • Debt service, refinancing, and rate sensitivity
  • Active leasing, vendor, and asset oversight
  • Vacancy, capex, and maintenance obligations
  • Illiquid exit process with timing risk
  • Transaction costs can compress realized returns
Projected direct ownership outcome Calculating…
VS
REI Capital Platform Exposure
  • Passive exposure without direct operator liability
  • Institutional underwriting and acquisition discipline
  • Professional asset management and reporting
  • Strategy designed to reduce single-asset concentration
  • 9% annual target growth projection for comparison
  • Curated deal flow with a passive capital framework
Projected platform exposure at 9% target Calculating…
Projected difference

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Who This Is Designed For

Built for investors evaluating passive commercial real estate exposure

REI Capital is positioned for investors who want institutional-quality underwriting, disciplined capital deployment, and real estate exposure without managing the asset directly.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

  • Professional underwriting before capital deployment
  • Reduced exposure to single-asset operational demands
  • Access to institutional sourcing and asset management
  • Passive framework built for long-term capital strategy
  • Clearer comparison against direct ownership costs
  • Time-efficient exposure for qualified investors
Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

  • Acquisition strategy & deal flow
  • Underwriting and risk framework
  • Platform team and execution process
  • Investor qualification and next steps
Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Laredo, TX Income Property

Key questions for informed investment decisions

What's the overall investment potential of Laredo, TX, considering its demographic and economic trends? +
Laredo's 27.1% poverty rate and $40,041 median household income suggest a working-class market, while its 70.2% health insurance coverage and 21.3-minute average commute time indicate a relatively stable workforce, making it an attractive option for investors looking for affordable housing opportunities, particularly in the public administration and educational services sectors.
How does Laredo's ethnic diversity and industry landscape impact its real estate market? +
The city's diverse population, with 48.0% Hispanic, 41.2% White, and 6.4% Two Or More ethnicities, contributes to a vibrant cultural scene, while its top industries, including public administration, agriculture, and educational services, drive demand for housing, especially with a strong employment rate of 91,747 and a relatively low average commute time of 21.3 minutes.
What are the key factors to consider when evaluating the quality of life for renters in Laredo, TX? +
The 21.3-minute average commute time, combined with a high health insurance coverage rate of 70.2%, suggests a relatively stable and healthy workforce, while the median property value of $112,000 and median property taxes of $40,450 indicate affordable housing options, making Laredo an attractive choice for renters, particularly those working in the public administration and educational services sectors.
How does Laredo's income inequality and poverty rate affect its real estate investment potential? +
The city's GINI coefficient of 0.459 and 27.1% poverty rate indicate a significant wealth gap, but its $40,041 median household income and 62.5% homeownership rate suggest a sizable middle class, making it an attractive market for investors looking to provide affordable housing options, particularly in areas with strong public transportation and community amenities.
What role do commute times and transportation methods play in Laredo's real estate market? +
The 21.3-minute average commute time and top commute methods, including driving alone, carpooling, and working from home, suggest a relatively convenient and flexible transportation network, which, combined with the city's 70.2% health insurance coverage and $40,041 median household income, makes Laredo an attractive option for investors looking to develop properties near major employment centers and transportation hubs.
What are some of the best neighborhoods to live in Laredo? +
Some of the best neighborhoods to live in Laredo include Alexander Estates, La Bota Ranch, Del Mar Hills, Winfield Community, and Hillside Terrace. The north central area, also known as San Isidro, is also a popular and safe neighborhood. Additionally, Ponderosa Hills is a peaceful and well-maintained neighborhood.
What are some fun things to do in Laredo? +
There are plenty of fun things to do in Laredo, including visiting the San Agustín Plaza, the Republic of the Rio Grande Museum, and shopping at Mall del Norte. You can also experience Laredo's culinary scene, visit the TAMIU Planetarium, and explore the outdoors at Lake Casa Blanca. The city also hosts various annual festivals and events.
What is the food scene like in Laredo? +
Laredo has a vibrant food scene, with a variety of restaurants serving Mexican and Tex-Mex cuisine. Some popular restaurants include Taco Palenque, El Capataz, Tabernilla, and Palenque Grill. You can also find food trucks and casual eateries serving delicious and authentic dishes. Additionally, there are some great restaurants like Border Foundry, Casa Lopez Tapas Bar, and La India Packing Co.
What are the pros and cons of living in Laredo? +
The pros of living in Laredo include its rich cultural heritage, vibrant food scene, and outdoor recreational opportunities. However, some cons include the city's high poverty rate, limited job opportunities, and traffic congestion. Additionally, the summer heat can be intense, and some areas of the city may have safety concerns. Overall, Laredo is a great place to live for those who value its unique cultural identity and community spirit.
Is Laredo a good place to live? +
Laredo can be a good place to live for those who appreciate its unique cultural heritage, outdoor recreational opportunities, and vibrant food scene. While it may have its challenges, such as poverty and traffic congestion, the city has a lot to offer, including a strong sense of community and a relatively low cost of living. Ultimately, whether Laredo is a good place to live depends on your individual priorities and preferences.

Things Near Laredo, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Laredo

Laredo, TX is a city with a population of 240,524 and a median age of 28.2, which suggests a relatively young demographic. The median household income is $40,041, and the poverty rate is 27.1%, which is a concern for investors. However, the city has a diverse economy with top industries in public administration, agriculture, and educational services. The average commute time is 21.3 minutes, which is relatively short, and 70.2% of the population has health insurance coverage. The top ethnicities in the city are Hispanic (48.0%), White (41.2%), and Two Or More (6.4%), which suggests a culturally diverse community. The city's homeownership rate is 62.5%, and the median property value is $112,000. While the poverty rate suggests some risk, the city's diverse economy and relatively low commute time make it an attractive option for investors. Additionally, the city's young demographic and diverse population could lead to new business opportunities and growth. Overall, Laredo, TX is a city with both opportunities and challenges, and investors should carefully consider these factors before making a decision.

Population 240,524
Median Age 28.20
Avg. Household Income $40,041
Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials