Bellmead, TX | City Real Estate Market Analysis

Bellmead, McLennan County, Texas

City Analysis Real Estate Market TX McLennan County

Bellmead

Market Insight

Bellmead, TX Investment Potential Analysis

Market analysis for Bellmead, TX will appear here once data is available. This section will surface investment opportunities, risk assessments, neighbourhood trends, and local real estate insights specific to this market.

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Avg. Home Value

🏠 Median residential property value in Bellmead.

4.35%

Property Tax Rate

🏛️ Effective property tax rate for this market.

$35,859

Avg. Household Income

💵 Average annual household income in the area.

9,941

Population

👥 Total city population estimate.

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Unemployment Rate

📊 Local unemployment vs. national benchmark.

Bellmead, TX Real Estate Market Property Overview

Real estate market overview for Bellmead, TX, McLennan County
Population of 9,941
Average household income of $35,859
Property tax rate of 4.35%
Median resident age of 31.00

Property Details

City	Bellmead	State	Texas
County	McLennan	Country	USA
Population	9,941	Median Age	31.00
Avg. Household Income	$35,859	Median Home Value	N/A
Unemployment Rate	N/A	Property Tax Rate	4.35%
Top Industries	N/A	Economic Overview	N/A
Coordinates	31.6026, -97.0897	Properties Listed	0

Model investment returns using Bellmead, TX market data as defaults

Purchase Price ($)

Annual NOI ($)

Down Payment (%) 25%

Interest Rate (%) 5.0%

Loan Term (years) 30 years

Property Tax Rate (%) 4.35%

Holding Period (years) 5 years

Annual Appreciation (%) 3.0%

Down Payment Amount:$125,000

Loan Amount:$375,000

Monthly Mortgage:$2,012

Monthly Tax:$490

Total Monthly Payment:$2,502

Monthly Cash Flow:$581

Cash on Cash Return:5.6%

Cap Rate:5.0%

Debt Coverage Ratio:1.23x

IRR (5 years):8.4%

Projected Property Value:$579,637

Total Equity:$234,891

📊Monthly Payment Analysis

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💵Cash on Cash Return

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🚀Internal Rate of Return

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🏛️Property Tax Analysis

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* Calculations use Bellmead, TX median home value as the default purchase price. All figures are estimates only. Consult financial and legal professionals before investing.

Direct Property Ownership

Concentrated exposure to one property and market
Debt service, refinancing, and rate sensitivity
Active leasing, vendor, and asset oversight
Vacancy, capex, and maintenance obligations
Illiquid exit process with timing risk
Transaction costs can compress realized returns

Projected direct ownership outcome Calculating… —

REI Capital Platform Exposure

Passive exposure without direct operator liability
Institutional underwriting and acquisition discipline
Professional asset management and reporting
Strategy designed to reduce single-asset concentration
9% annual target growth projection for comparison
Curated deal flow with a passive capital framework

Projected platform exposure at 9% target Calculating… —

Projected difference —

Calculating the comparison…

* REI Capital Growth uses a 9% target annual growth projection for comparison only. Returns are not guaranteed and actual results may vary. Consult a financial professional before making investment decisions.

Accredited Investors

Deploy capital into a professionally managed real estate strategy without taking on daily operator responsibilities.

Family Offices

Evaluate long-duration CRE exposure with an emphasis on underwriting discipline and capital preservation.

1031 Exchange Buyers

Compare direct replacement ownership against passive alternatives with reduced operational complexity.

High-Income Professionals

Access commercial real estate exposure while preserving time, focus, and liquidity for core priorities.

Where Your NOI Goes Each Month

* Distribution based on current inputs. Actual expenses may vary.

ROI Over Time: Direct Ownership vs REI Capital

* Property return uses a conservative 3.8%–4.2% annual capital appreciation assumption. REI Capital uses a 9% target projection. Returns are not guaranteed.

Deployment Scenario Analysis

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Same starting capital. Compare a direct ownership path against passive capital deployment through REI Capital.

Direct ownership (3.8%–4.2% appreciation) REI Capital (9% target)

* "Direct ownership" shows the same down payment growing at the selected 3.8%–4.2% annual capital appreciation rate. "REI Capital" shows the same down payment growing at 9% annual target. Returns are not guaranteed.

Allocation Rationale

Why sophisticated investors choose passive CRE exposure

Direct ownership can be powerful, but it also concentrates capital, time, and execution risk into one asset. Passive CRE exposure helps investors participate in professionally managed real estate strategies while reducing the operational burden of owning the property themselves.

Professional underwriting before capital deployment
Reduced exposure to single-asset operational demands
Access to institutional sourcing and asset management
Passive framework built for long-term capital strategy
Clearer comparison against direct ownership costs
Time-efficient exposure for qualified investors

Investor Materials

A more efficient way to deploy capital

The analysis above is only the starting point. Review the REI Capital investment materials to understand the acquisition strategy, underwriting framework, risk controls, and investor onboarding process behind the 9% target projection.

Acquisition strategy & deal flow
Underwriting and risk framework
Platform team and execution process
Investor qualification and next steps

Access Investment Materials

For qualified investors · Private overview · PDF access

Investment Due Diligence For Bellmead, TX Income Property

Key questions for informed investment decisions

What's the overall investment potential of Bellmead, TX, considering its demographics and economy? +

Bellmead's median household income of $35,859, combined with a poverty rate of 24.0% and a health insurance coverage of 72.3%, suggests a working-class market with some employment stability, which could be attractive for investors looking for affordable housing opportunities. The city's diverse population, with top ethnicities including White, Hispanic, and White Non-Hispanic, and a foreign-born rate of 14.5%, may also contribute to a vibrant rental market. Additionally, the top industries in Public Administration, Transportation & Warehousing, & Utilities, and Manufacturing could provide a stable source of employment for residents.

How does the city's commute time and transportation infrastructure impact its attractiveness to investors? +

The average commute time of 17.1 minutes in Bellmead is relatively short, indicating a well-connected city with easy access to employment opportunities, which is a significant advantage for renters. The top commute methods, including driving alone, carpooling, and walking, also suggest a flexible transportation infrastructure. This, combined with the city's median property value of $56,200 and median property taxes of $1,934, makes Bellmead an attractive option for investors looking for affordable and convenient housing solutions.

What are the implications of Bellmead's poverty rate and health insurance coverage for tenant quality and stability? +

The 24.0% poverty rate in Bellmead, although relatively high, is somewhat mitigated by the 72.3% health insurance coverage, which suggests that many residents have access to essential healthcare services. This combination could indicate a working-class population with some level of employment stability, making it a viable market for investors. Furthermore, the city's homeownership rate of 56.9% and employed population of 4,050 also contribute to a relatively stable economic environment.

How does the ethnic diversity and industry mix in Bellmead impact market demand for housing? +

The diverse ethnic makeup of Bellmead, with significant White, Hispanic, and White Non-Hispanic populations, may contribute to a strong demand for housing, particularly in the rental market. The presence of top industries in Public Administration, Transportation & Warehousing, & Utilities, and Manufacturing also suggests a stable source of employment, which could drive housing demand. Additionally, the city's relatively high foreign-born rate of 14.5% may attract investors looking to capitalize on the needs of a diverse and growing population.

What role do quality-of-life metrics, such as commute time and health insurance coverage, play in assessing market stability in Bellmead? +

Quality-of-life metrics like the average commute time of 17.1 minutes and health insurance coverage of 72.3% are essential in evaluating market stability in Bellmead. These factors, combined with the city's median property value and poverty rate, provide a comprehensive picture of the local economy and housing market. Investors can use these metrics to assess the potential for long-term stability and growth in the market, making informed decisions about their investments in Bellmead's real estate sector.

What are some of the best neighborhoods to live in Bellmead? +

Some of the best neighborhoods to live in Bellmead include Brookview, Dean Highland, and Mountain View. These neighborhoods offer a range of housing options and are known for their friendly communities. Additionally, areas like Lorena and Woodway are also popular choices for families and individuals looking for a quiet and safe place to live.

What are some fun things to do in Bellmead? +

There are plenty of fun things to do in Bellmead, including visiting the Texas Ranger Hall of Fame and Museum, exploring the Waco Mammoth National Monument, and enjoying the outdoors at Cameron Park. You can also check out the Dr Pepper Museum, take a stroll along the Magnolia Trail, or visit the Magnolia Market at the Silos. For some local flavor, head to Dos Mundos or Red Herring Restaurant & Bar for a bite to eat.

What is the food scene like in Bellmead? +

The food scene in Bellmead is diverse and delicious, with a range of restaurants serving everything from Korean BBQ to classic American comfort food. Some popular spots include Dos Mundos, Pignetti's Waco, and Cafe Homestead. There are also plenty of great food trucks and casual eateries to grab a quick bite. For a finer dining experience, head to J.S. Barnett's Whiskey House & Restaurant or Terry Black's Barbecue.

What are the pros and cons of living in Bellmead? +

The pros of living in Bellmead include its friendly community, affordable housing options, and convenient location near Waco. However, some cons include the city's limited job opportunities and higher crime rates compared to other areas. Additionally, traffic can be a issue in some parts of the city. Overall, Bellmead is a great choice for families and individuals looking for a quiet and affordable place to live, but it may not be the best fit for those looking for a more urban lifestyle.

Is Bellmead a good place to live? +

Bellmead can be a good place to live for those who value a close-knit community and affordable housing options. While it may not have all the amenities of a larger city, it has a unique charm and a range of outdoor activities to enjoy. However, it's essential to weigh the pros and cons and consider factors like job opportunities, crime rates, and transportation before making a decision. Ultimately, whether Bellmead is a good place to live depends on your individual priorities and lifestyle.

Things Near Bellmead, TX

Metro Center Station

0.2 miles

Grand Central Market

0.4 miles

About Bellmead

Bellmead, TX is a city that tends to attract investors looking for affordable housing options, with a median property value of $56,200 and median property taxes of $1,934. The population of 9,941 people has a median age of 31.0, which suggests a relatively young demographic. However, the 24.0% poverty rate suggests some risk, and the fact that 21.1% of the population smokes and 31.4% are obese may indicate some health-related challenges. On the other hand, the average commute time of 17.1 minutes is relatively short, and the top commute methods of driving alone, carpooling, and walking suggest a decent transportation infrastructure. The city's top industries, including public administration, transportation and warehousing, and manufacturing, provide a diverse range of employment opportunities. The foreign-born rate of 14.5% and ethnic diversity, with 36.1% of the population identifying as White, 23.8% as Hispanic, and 20.3% as White Non-Hispanic, suggest a culturally rich community. Additionally, 72.3% of the population has health insurance, which is a positive indicator of the city's overall well-being. The high school graduation rate of 73.2% and bachelor's degree or higher rate of 12.1% may indicate some educational challenges, but overall, Bellmead, TX presents a complex investment landscape with both opportunities and challenges. The relatively low median household income of $35,859 and high poverty rate need to be carefully considered, but the city's affordable housing and diverse economy may make it an attractive option for some investors.

Population 9,941

Median Age 31.00

Avg. Household Income $35,859

Similar Properties Near Bellmead, TX

Investor Materials

Access the REI Capital investment overview

Review the acquisition strategy, underwriting framework, risk considerations, and investor onboarding process in one private PDF.

Access Investment Materials

CRE Admin

Bellmead, TX | City Real Estate Market Analysis

Bellmead, TX Investment Potential Analysis

Bellmead, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Bellmead, TX Income Property

Things Near Bellmead, TX

Metro Center Station

Grand Central Market

About Bellmead

Similar Properties Near Bellmead, TX

Access the REI Capital investment overview

Bellmead, TX | City Real Estate Market Analysis

Bellmead, TX Investment Potential Analysis

Bellmead, TX Real Estate Market Property Overview

Property Details

Direct ownership vs. passive CRE platform exposure

Built for investors evaluating passive commercial real estate exposure

Accredited Investors

Family Offices

1031 Exchange Buyers

High-Income Professionals

Where Your NOI Goes Each Month

ROI Over Time: Direct Ownership vs REI Capital

Your Down Payment: Direct Ownership vs REI Capital Platform Exposure

Why sophisticated investors choose passive CRE exposure

A more efficient way to deploy capital

Investment Due Diligence For Bellmead, TX Income Property

Things Near Bellmead, TX

Metro Center Station

Grand Central Market

About Bellmead

Similar Properties Near Bellmead, TX

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